497 1 frontier1-2808.htm SUPPLEMENT frontier1-2808.htm -- Converted by SEC Publisher, created by BCL Technologies Inc., for SEC Filing
SUPPLEMENT Dated February 7, 2008 
To The Prospectus Dated December 31, 2007 For 
 
ING Frontier Variable Annuity
 
Issued By ING USA Annuity and Life Insurance Company
Through Separate Account B of ING USA Annuity and Life Insurance Company 

This supplement updates the current prospectus for your variable annuity contract. Please read it
carefully and keep it with your copy of the prospectus for future reference. If you have any questions,
please call our Customer Contact Center at 1-800-366-0066.

The ING WisdomTreeSM Global High-Yielding Equity Index Portfolio is a series of the ING
Variable Portfolios, Inc. Please delete and replace all references to this portfolio in the
prospectus as a portfolio of the ING Investors Trust accordingly.

Frontier –148123    2/2008