SUPPLEMENT Dated November 12, 2007

To The Prospectuses Dated April 30, 2007 For 

ING Simplicity

Issued By ING USA Annuity and Life Insurance Company 

Through Its Separate Accounts B

And

ReliaStar Life Insurance Company of New York 

Through Its Separate Account NY-B

This supplement updates the current prospectus for your variable annuity contract. Please read it carefully and
keep it with your copy of the prospectus for future reference. If you have any questions, please call our Customer
Contact Center at 1-800-366-0066.

IMPORTANT INFORMATION REGARDING UPCOMING 

FUND LIQUIDATIONS

On July 12, 2007, the Board of Trustees of ING Investors Trust approved a proposal to liquidate the:
·	ING MarketPro Portfolio;
·	ING MarketStyle Growth Portfolio;
·	ING MarketStyle Moderate Growth Portfolio; and
·	ING MarketStyle Moderate Portfolio.

The proposed liquidation is subject to shareholder approval. If shareholder approval is obtained, it is expected that
the liquidation will take place on or about November 10, 2007 (the “Closing Date”).

Voluntary Transfers Before the Closing Date. Anytime prior to the Closing Date you may transfer amounts that
you have allocated to the subaccounts that invest in the ING MarketPro Portfolio, the ING MarketStyle Growth
Portfolio, the ING MarketStyle Moderate Growth Portfolio and/or the ING MarketStyle Moderate Portfolio to any
of the other available investment options. There will be no charge for any such transfer, and any such transfer will
not count as a transfer when imposing any applicable restriction or limit on transfers. You may give us alternative
allocation instructions at any time by contacting the ING Customer Service Center at 909 Locust Street, Des
Moines, IA 50309-2899, 1-800-366-0066. See also the “Transfers Among Your Investments (Excessive
Trading Policy)” section of your policy prospectus for further information about making fund allocation
changes.

Automatic Reallocation Upon Liquidation. After the Closing Date and our receipt of the proceeds from the
liquidation of the ING MarketPro Portfolio, the ING MarketStyle Growth Portfolio, the ING MarketStyle Moderate
Growth Portfolio and the ING MarketStyle Moderate Portfolio, amounts that were allocated to the subaccounts that
invested in these portfolios will be automatically reallocated to the subaccount that invests in the ING Liquid Assets
Portfolio. There will be no charge for this automatic reallocation, and this automatic reallocation will not count as a
transfer when imposing any applicable restriction or limit on transfers. Furthermore, you will not incur any tax
liability because of this automatic reallocation, and your contract value immediately before the reallocation will
equal your contract value immediately after the reallocation.

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Future Allocations. After the Closing Date, the subaccounts that invested in the ING MarketPro Portfolio (Class
S), the ING MarketStyle Growth Portfolio (Class S), the ING MarketStyle Moderate Growth Portfolio (Class S)
and/or the ING MarketStyle Moderate Portfolio (Class S) will be no longer available through your contract. Any
future allocations directed to a subaccount that invested in one of these portfolios will be automatically allocated to
the subaccount that invests in the ING Liquid Assets Portfolio.

Information about the ING Liquid Assets Portfolio. Summary information about the ING Liquid Assets
Portfolio can be found in Appendix A of your prospectus. More detailed information can be found in the current
prospectus for that fund. You may obtain these documents by contacting the ING Customer Service Center a 909
Locust Street, Des Moines, IA 50309-2899, 1-800-366-0066.

There will be no further disclosure regarding the ING MarketPro Portfolio, the ING MarketStyle Growth Portfolio,
the ING MarketStyle Moderate Growth Portfolio and the ING MarketStyle Moderate Portfolio in future
prospectuses of the contract.

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