SUPPLEMENT Dated November 12, 2007

To The Prospectus Dated April 30, 2007 For 

ING GoldenSelect Access One

Issued By ING USA Annuity and Life Insurance Company 

Through Its Separate Account B

This supplement updates the current prospectus for your variable annuity contract. Please read it carefully and
keep it with your copy of the prospectus for future reference. If you have any questions, please call our
Customer Contact Center at 1-800-366-0066.

IMPORTANT INFORMATION REGARDING UPCOMING 

FUND LIQUIDATION

On July 12, 2007, the Board of Trustees of ING Investors Trust approved a proposal to liquidate the: 

· ING MarketPro Portfolio. 

The proposed liquidation is subject to shareholder approval. If shareholder approval is obtained, it is expected
that the liquidation will take place on or about November 10, 2007 (the “Closing Date”).

Voluntary Transfers Before the Closing Date. Anytime prior to the Closing Date you may transfer amounts
that you have allocated to the subaccounts that invest in the ING MarketPro Portfolio to any of the other
available investment options. There will be no charge for any such transfer, and any such transfer will not count
as a transfer when imposing any applicable restriction or limit on transfers. You may give us alternative
allocation instructions at any time by contacting the ING Customer Service Center at 909 Locust Street, Des
Moines, IA 50309-2899, 1-800-366-0066. See also the “Transfers Among Your Investments” section of
your prospectus for further information about making fund allocation changes.

Automatic Reallocation Upon Liquidation. After the Closing Date and our receipt of the proceeds from the
liquidation of the ING MarketPro Portfolio, amounts that were allocated to the subaccounts that invested in this
portfolio will be automatically reallocated to the subaccount that invests in the ING Liquid Assets Portfolio.
There will be no charge for this automatic reallocation, and this automatic reallocation will not count as a
transfer when imposing any applicable restriction or limit on transfers. Furthermore, you will not incur any tax
liability because of this automatic reallocation, and your contract value immediately before the reallocation will
equal your contract value immediately after the reallocation.

Future Allocations. After the Closing Date, the subaccounts that invested in the ING MarketPro Portfolio
(Class S) will be no longer available through your contract. Any future allocations directed to a subaccount that
invested in one of this portfolio will be automatically allocated to the subaccount that invests in the ING Liquid
Assets Portfolio.

Information about the ING Liquid Assets Portfolio. Summary information about the ING Liquid Assets
Portfolio can be found in Appendix B of your prospectus. More detailed information can be found in the current
prospectus for that fund. You may obtain these documents by contacting the ING Customer Service Center at
909 Locust Street, Des Moines, IA 50309-2899, 1-800-366-0066.

There will be no further disclosure regarding the ING MarketPro Portfolio in future prospectuses of the contract.

Access One  November 2007