ING LOGO AMERICAS US Legal Services Nicole L. Molleur (860) 723-2256 Fax: (860) 723-2215 August 12, 2005 Securities and Exchange Commission 450 Fifth Street, N.W. Washington, DC 20549 Attention: Filing Desk
Re: ING USA Annuity and Life Insurance Company and its Separate Account B Prospectus Title: Customized Solutions - ING Focus Variable Annuity File Nos.: 333-90516 and 811-05626 Rule 497(j) filing
Dear Sir or Madam: Pursuant to Rule 497(j) under the Securities Act of 1933 (the "33 Act"), this is to certify that the Contract Prospectus Supplement contained in Post-Effective Amendment No. 4 to the Registration Statement on Form N-4 ("Amendment No. 4") for ING USA Annuity and Life Insurance Company and its Separate Account B (the "Registrant") that would have been filed pursuant to Rule 497(c) under the 33 Act would not have differed from that contained in Amendment No. 4 which was declared effective on August 10, 2005. The text of Amendment No. 4 was filed electronically on August 10, 2005.
If you have any questions, please call the undersigned at 860-723-2256 or Michael Pignatella at 860-723-2239. Sincerely, /s/ Nicole L. Molleur Nicole L. Molleur
Hartford Site 151 Farmington Avenue, TS31 Hartford, CT 06156-8975	ING North America Insurance Corporation