485BPOS 1 tv521853_485bpos.htm MASSACHUSETTS MUTUAL VARIABLE LIFE SEPARATE ACCOUNT I

 

As filed with the Securities and Exchange Commission on May 22, 2019

 

Registration Statement File No. 333-22557

Registration Statement File No. 811-08075

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM N-6

 

REGISTRATION STATEMENT

UNDER THE SECURITIES ACT OF 1933

 

o        Pre-Effective Amendment No.

 

x        Post-Effective Amendment No. 26

 

and/or

 

REGISTRATION STATEMENT

UNDER THE INVESTMENT COMPANY ACT OF 1940

 

x Amendment No. 190

(Check appropriate box or boxes.)

 

Massachusetts Mutual Variable Life Separate Account I

(Exact Name of Registrant)

 

Massachusetts Mutual Life Insurance Company

(Name of Depositor)

 

1295 State Street, Springfield, Massachusetts 01111

(Address of Depositor’s Principal Executive Offices)

 

(413) 788-8411

(Depositor’s Telephone Number, including Area Code)

 

John E. Deitelbaum

Head of MMUS Law

Massachusetts Mutual Life Insurance Company

1295 State Street

Springfield, Massachusetts 01111

(Name and Address of Agent for Service)

 

Approximate Date of Proposed Public Offering: Continuous

 

It is proposed that this filing will become effective (check appropriate box)

 

o                        immediately upon filing pursuant to paragraph (b)

 

x                      on   May 24, 2019   pursuant to paragraph (b) of Rule 485.

 

o                        60 days after filing pursuant to paragraph (a)(1) of Rule 485.

 

o                        on                            pursuant to paragraph (a)(1) of Rule 485.

 

If appropriate, check the following box:

 

o                        This post-effective amendment designates a new effective date for a previously filed post-effective amendment.

 

 

 

PARTS A AND B

 

The Prospectus and Statement of Additional Information each dated May 1, 2019 are incorporated into Parts A and B of this Post-Effective Amendment No. 26 by reference to Registrant’s filing under Rule 485(b) as filed on April 26, 2019.

 

Supplements each dated May 22, 2019 to the Prospectus are included in Part A of this Post-Effective Amendment No. 26.

 

 

Supplement dated May 22, 2019 to the Prospectuses

each dated May 1, 2019 for:

MassMutual Transitions SelectSM II

MassMutual Capital Vantage®

MassMutual Evolution

MassMutual Artistry

MassMutual Transitions SelectSM

MassMutual Transitions®

Panorama Premier

Variable Universal Life III

Variable Universal Life II

Variable Universal Life

Variable Life Select

MassMutual ElectrumSM

Strategic Variable Life® Plus

Strategic Group Variable Universal Life® II

Strategic Group Variable Universal Life®

 

 

This supplement revises the Prospectuses to reflect the following changes:

 

· Effective on or about May 17, 2019, T. Rowe Price Associates, Inc. will replace OppenheimerFunds, Inc. as the co-investment sub-adviser for MML Equity Fund. All references in the Prospectuses to OppenheimerFunds, Inc. as the co-investment sub-adviser to MML Equity Fund will be replaced with T. Rowe Price Associates, Inc.

 

· Effective after the close of the New York Stock Exchange (NYSE) on May 24, 2019, Invesco Advisers, Inc. will replace OppenheimerFunds, Inc. as the investment sub-adviser for MML Small Cap Equity Fund. All references in the Prospectuses to OppenheimerFunds, Inc. as the investment sub-adviser for MML Small Cap Equity Fund will be replaced with Invesco Advisers, Inc.

 

If you have questions about this supplement, or other product questions, you may contact your registered representative, call our Customer Service Center at the numbers listed below, or visit us online at www.MassMutual.com/contact-us.

 

Strategic Group Variable Universal Life® and
Strategic Group Variable Universal Life® II 		(800) 548-0073
8 a.m. - 5 p.m. Eastern Time
MassMutual ElectrumSM (800) 665-2654
8 a.m. - 5 p.m. Eastern Time
MassMutual Capital Vantage® and MassMutual Transitions SelectSM II (866) 645-2362
7 a.m. - 7 p.m. Central Time
All other products listed above (800) 272-2216
8 a.m. - 8 p.m. Eastern Time

 

For more information about the fund, read the fund prospectus. Prospectuses are available on our website at www.MassMutual.com.

 

 

PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE

 

 

  page 1 of 1 PS19_01

 

 

Supplement dated May 22, 2019 to the Prospectuses

each dated May 1, 2019 for:

MassMutual ElectrumSM

Strategic Group Variable Universal Life® II

Strategic Group Variable Universal Life®

 

 

This supplement revises the Prospectuses to reflect changes effective after the close of the New York Stock Exchange (NYSE) on May 24, 2019:

 

Invesco Advisers, Inc. will replace OppenheimerFunds, Inc. as the investment sub-adviser for MML Strategic Emerging Markets Fund. All references in the Prospectuses to OppenheimerFunds, Inc. as the investment sub-adviser for MML Strategic Emerging Markets Fund will be replaced with Invesco Advisers, Inc.

 

If you have questions about this supplement, or other product questions, you may contact your registered representative, call our Customer Service Center at the numbers listed below, or visit us online at www.MassMutual.com/contact-us.

 

Strategic Group Variable Universal Life® and
Strategic Group Variable Universal Life® II 		(800) 548-0073
8 a.m. - 5 p.m. Eastern Time
MassMutual ElectrumSM (800) 665-2654
8 a.m. - 5 p.m. Eastern Time

 

For more information about the fund, read the fund prospectus. Prospectuses are available on our website at www.MassMutual.com.

 

 

PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE

 

 

  page 1 of 1 PS19_03

 

 

Supplement dated May 22, 2019 to the Prospectuses

each dated May 1, 2019 for:

Strategic Variable Life® Plus

Strategic Group Variable Universal Life®

 

 

This supplement revises the Prospectuses to reflect changes effective after the close of the New York Stock Exchange (NYSE) on May 24, 2019:

 

On or about May 24, 2019, Invesco Ltd. will acquire OppenheimerFunds, Inc. In connection with this transaction (the “Acquisition”), the Board of Trustees of Oppenheimer Variable Account Funds (the “Oppenheimer VA Trust”) approved the transfer of the assets and liabilities of each series of the Oppenheimer VA Trust identified in the chart below (individually, an “Oppenheimer Fund” and collectively, the “Oppenheimer Funds”) to a corresponding, newly formed series of AIM Variable Insurance Funds (Invesco Variable Insurance Funds) (individually, an “Invesco Oppenheimer Fund” and collectively, the “Invesco Oppenheimer Funds”). Each Invesco Oppenheimer Fund will have the same investment objective and substantially similar principal investment strategies and risks as the corresponding Oppenheimer Fund.

 

After the close of the NYSE on May 24, 2019, we will transfer policy value allocated to each of the Oppenheimer Funds into the corresponding Invesco Oppenheimer Funds. If you submit transaction requests (in good order) involving any of the Oppenheimer Funds before the close of the NYSE on May 24, 2019, we will process those requests prior to the Acquisition.

 

Once the Acquisition occurs, the Oppenheimer Funds will no longer be available as an investment choice. Additionally, once the Acquisition occurs, we will consider any reference to an Oppenheimer Fund in a written transaction request received in good order to be a reference to the corresponding Invesco Oppenheimer Fund.

 

Impact on Systematic Programs and Premium Payment Allocations. After May 24, 2019, if you have current systematic program elections and/or premium payment instructions on file directing us to utilize an Oppenheimer Fund, we will replace the Oppenheimer Fund with the corresponding Invesco Oppenheimer Fund.

 

In relation to this transaction, the following will occur:

 

Trust:

 

· AIM Variable Insurance Funds (Invesco Variable Insurance Funds) will be the trust for the Invesco Oppenheimer Funds.

 

Funds, Investment Adviser, and Investment Sub-Adviser:

 

MERGING FUND ACQUIRING FUND
Oppenheimer Capital Appreciation Fund/VA Invesco Oppenheimer V.I. Capital Appreciation Fund
Adviser: OFI Global Asset Management, Inc. Adviser: Invesco Advisers, Inc.
Sub-Adviser: OppenheimerFunds, Inc. Sub-Adviser: N/A
Oppenheimer Conservative Balanced Fund/VA Invesco Oppenheimer V.I. Conservative Balanced Fund
Adviser: OFI Global Asset Management, Inc. Adviser: Invesco Advisers, Inc.
Sub-Adviser: OppenheimerFunds, Inc. Sub-Adviser: N/A
Oppenheimer Discovery Mid Cap Growth Fund/VA Invesco Oppenheimer V.I. Discovery Mid Cap Growth Fund
Adviser: OFI Global Asset Management, Inc. Adviser: Invesco Advisers, Inc.
Sub-Adviser: OppenheimerFunds, Inc. Sub-Adviser: N/A

 

 

  page 1 of 2 PS19_08

 

 

 

MERGING FUND ACQUIRING FUND
Oppenheimer Global Fund/VA Invesco Oppenheimer V.I. Global Fund
Adviser: OFI Global Asset Management, Inc. Adviser: Invesco Advisers, Inc.
Sub-Adviser: OppenheimerFunds, Inc. Sub-Adviser: N/A
Oppenheimer Global Strategic Income Fund/VA Invesco Oppenheimer V.I. Global Strategic Income Fund
Adviser: OFI Global Asset Management, Inc. Adviser: Invesco Advisers, Inc.
Sub-Adviser: OppenheimerFunds, Inc. Sub-Adviser: N/A
Oppenheimer Government Money Fund/VA Invesco Oppenheimer V.I. Government Money Fund
Adviser: OFI Global Asset Management, Inc. Adviser: Invesco Advisers, Inc.
Sub-Adviser: OppenheimerFunds, Inc. Sub-Adviser: N/A
Oppenheimer International Growth Fund/VA Invesco Oppenheimer V.I. International Growth Fund
Adviser: OFI Global Asset Management, Inc. Adviser: Invesco Advisers, Inc.
Sub-Adviser: OppenheimerFunds, Inc. Sub-Adviser: N/A
Oppenheimer Main Street Fund®/VA Invesco Oppenheimer V.I. Main Street Fund®
Adviser: OFI Global Asset Management, Inc. Adviser: Invesco Advisers, Inc.
Sub-Adviser: OppenheimerFunds, Inc. Sub-Adviser: N/A
Oppenheimer Main Street Small Cap Fund® /VA Invesco Oppenheimer V.I. Main Street Small Cap Fund®
Adviser: OFI Global Asset Management, Inc. Adviser: Invesco Advisers, Inc.
Sub-Adviser: OppenheimerFunds, Inc. Sub-Adviser: N/A
Oppenheimer Total Return Bond Fund/VA Invesco Oppenheimer V.I. Total Return Bond Fund
Adviser: OFI Global Asset Management, Inc. Adviser: Invesco Advisers, Inc.
Sub-Adviser: OppenheimerFunds, Inc. Sub-Adviser: N/A

 

All references in the Prospectuses to an Oppenheimer Fund are replaced with the corresponding Invesco Oppenheimer Fund.

 

If you have questions about this supplement, or other product questions, you may contact your registered representative, call our Customer Service Center at the numbers listed below, or visit us online at www.MassMutual.com/contact-us.

 

Strategic Group Variable Universal Life® (800) 548-0073
8 a.m. - 5 p.m. Eastern Time

Strategic Variable Life® Plus

(800) 272-2216
8 a.m. - 8 p.m. Eastern Time

 

For more information about the funds, read each fund prospectus. Prospectuses are available on our website at www.MassMutual.com.

 

 

PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE

 

 

  page 2 of 2 PS19_08

 

PART C

OTHER INFORMATION

 

Item 26.                                      Exhibits

 

Exhibit (a)

Resolution of the Board of Directors of Massachusetts Mutual Life Insurance Company, establishing the Separate Account — Incorporated by reference to Initial Registration Statement File No. 333-22557 filed February 28, 1997

 

 

 

 

 

 

 

 

 

Exhibit (b)

Not Applicable

 

 

 

 

 

 

 

 

 

 

 

 

 

Exhibit (c)

i.

Underwriting and Servicing Agreement dated December 16, 2014 by and between MML Investors Services, LLC and Massachusetts Mutual Life Insurance Company — Incorporated by reference to Initial Registration Statement File No. 333-202684 filed March 12, 2015

 

 

 

 

 

 

 

 

 

 

ii.

Underwriting and Servicing Agreement (Distribution Servicing Agreement) dated December 16, 2014 — MML Distributors, LLC and Massachusetts Mutual Life Insurance Company on behalf of Massachusetts Mutual Variable Life Separate Account I — Incorporated by reference to Post-Effective Amendment No. 20 to Registration Statement File No. 333-22557 filed April 28, 2015

 

 

 

 

 

 

 

 

 

 

iii.

Template for Insurance Products Distribution Agreement (MMLD) (Version 04/15) — Incorporated by reference to Pre-Effective Amendment No. 2 to Registration Statement File No. 333-206438 filed December 15, 2015

 

 

 

 

 

 

 

 

 

Exhibit (d)

i.

Form of Flexible Premium Adjustable Variable Life Certificate with Variable Rider — Incorporated by reference to Initial Registration Statement File No. 333-22557 filed February 28, 1997

 

 

 

 

 

 

 

 

 

 

ii.

Form of Accidental Death and Dismemberment Rider — Incorporated by reference to Post-Effective Amendment No. 6 to Registration Statement File No. 333-22557 filed February 20, 2003

 

 

 

 

 

 

 

 

 

 

iii.

Form of Waiver of Monthly Charges Rider — Incorporated by reference to Post-Effective Amendment No. 6 to Registration Statement File No. 333-22557 filed February 20, 2003

 

 

 

 

 

 

 

 

 

 

iv.

Form of Accelerated Benefits Rider — Incorporated by reference to Post-Effective Amendment No. 6 to Registration Statement File No. 333-22557 filed February 20, 2003

 

 

 

 

 

 

 

 

 

Exhibit (e)

Application for Flexible Premium Adjustable Variable Life Certificate with Variable Rider — Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-22557 filed April 24, 2013

 

 

 

 

 

 

 

 

 

Exhibit (f)

i.

Charter documentation as amended through August 10, 2008 of Massachusetts Mutual Life Insurance Company — Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-50410 filed November 24, 2008

 

 

 

 

 

 

 

 

 

 

ii.

By-Laws of Massachusetts Mutual Life Insurance Company as adopted April 8, 2015 — Incorporated by reference to Post-Effective Amendment No. 7 to Registration Statement File No. 333-150916 filed April 28, 2015

 

 

 

 

 

 

 

 

 

Exhibit (g)

Reinsurance Contracts

 

 

 

 

 

 

 

 

 

 

i.

Hannover Life Reassurance Company of America

 

 

 

 

 

 

 

 

 

 

 

a.

Automatic YRT Agreement effective April 1, 2005 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, and C.M. Life Insurance Company) and amendments effective April 1, 2005, April 1, 2006, September 1, 2006, February 9, 2007, April 1, 2007, January 1, 2008, April 1, 2008, July 1, 2008, and January 1, 2009 — Incorporated by reference to Post-Effective Amendment No. 14 to Registration Statement File No. 333-22557 filed April 28, 2009

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments dated November 20, 2008, January 1, 2009 (Part II), and August 27, 2009, effective April 1, 2005 — Incorporated by reference to Post-Effective Amendment No. 15 to Registration Statement File No. 333-22557 filed April 27, 2010

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment dated August 1, 2009 — Incorporated by reference to Post-Effective Amendment No. 14 to Registration Statement File No. 333-65887 filed April 26, 2011

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments dated July 1, 2008, April 1, 2009, and January 1, 2010 — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-22557 filed April 27, 2011

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective August 1, 2011 — Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-22557 filed April 25, 2012

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments effective April 1, 2012 and April 20, 2013 — Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-22557 filed April 24, 2013

 

 

 

 

 

·

Amendment effective April 1, 2005; and for NY Business Only: Amendment effective April 1, 2010 — Incorporated by reference to Post-Effective Amendment No. 19 to Registration Statement File No. 333-22557 filed April 28, 2014

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective June 1, 2014; and for NY Business Only: Amendment effective June 1, 2014 — Incorporated by reference to Post-Effective Amendment No. 20 to Registration Statement File No. 333-22557 filed April 28, 2015

 

 

 

 

 

 

 

 

 

 

 

b.

Automatic YRT Agreement effective April 1, 2010 (NY Business Only) — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-22557 filed April 27, 2011

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective August 1, 2011 — Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-22557 filed April 25, 2012

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments effective April 1, 2012 and April 20, 2013 — Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-22557 filed April 24, 2013

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective April 1, 2005; and for NY Business Only: Amendment effective April 1, 2010 — Incorporated by reference to Post-Effective Amendment No. 19 to Registration Statement File No. 333-22557 filed April 28, 2014

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective June 1, 2014; and for NY Business Only: Amendment effective June 1, 2014 — Incorporated by reference to Post-Effective Amendment No. 20 to Registration Statement File No. 333-22557 filed April 28, 2015

 

 

 

 

 

 

 

 

 

 

ii.

Hartford Life and Accident Insurance Company

 

 

 

 

 

 

 

 

 

 

 

a.

Automatic/Facultative YRT Agreement effective April 1, 2005 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, and C.M. Life Insurance Company) and amendments effective April 1, 2005, March 9, 2006, April 1, 2006, September 1, 2006, February 9, 2007, April 1, 2007, February 1, 2008, April 1, 2008, April 1, 2008, July 1, 2008, and January 1, 2009 — Incorporated by reference to Post-Effective Amendment No. 14 to Registration Statement File No. 333-22557 filed April 28, 2009

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments dated November 20, 2008 and January 1, 2009 (Part II) — Incorporated by reference to Post-Effective Amendment No. 15 to Registration Statement File No. 333-22557 filed April 27, 2010

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments dated April 1, 2005, July 1, 2008, April 1, 2009, August 1, 2009, January 1, 2010, and January 1, 2010 — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-22557 filed April 27, 2011

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments effective April 1, 2010 and August 1, 2011 — Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-22557 filed April 25, 2012

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective April 1, 2012 — Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-22557 filed April 24, 2013

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective April 1, 2005 — Incorporated by reference to Post-Effective Amendment No. 19 to Registration Statement File No. 333-22557 filed April 28, 2014

 

 

 

 

 

 

 

 

 

 

iii.

Munich American Reassurance Company

 

 

 

 

 

 

 

 

 

 

 

a.

Automatic/Facultative YRT Agreement effective April 1, 2005 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, and C.M. Life Insurance Company) and amendments effective April 1, 2005, September 1, 2006, February 9, 2007, April 1, 2007, January 1, 2008, April 1, 2008, July 1, 2008, and January 1, 2009 — Incorporated by reference to Post-Effective Amendment No. 14 to Registration Statement File No. 333-22557 filed April 28, 2009

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments dated November 20, 2008 and January 1, 2009 (Part II) — Incorporated by reference to Post-Effective Amendment No. 15 to Registration Statement File No. 333-22557 filed April 27, 2010

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments dated July 1, 2008, April 1, 2009, January 1, 2010, and January 1, 2010 — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-22557 filed April 27, 2011

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective April 1, 2005 — Incorporated by reference to Post-Effective Amendment No. 5 to Registration Statement File No. 333-150916 filed April 23, 2013

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments effective April 1, 2012 and April 20, 2013 — Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-22557 filed April 24, 2013

 

 

 

 

 

·

Amendment effective April 1, 2005 — Incorporated by reference to Post-Effective Amendment No. 6 to Registration Statement File No. 333-150916 filed April 28, 2014

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments dated November 20, 2008 and January 1, 2009 (Part II) — Incorporated by reference to Post-Effective Amendment No. 15 to Registration Statement File No. 333-22557 filed April 27, 2010

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments dated July 1, 2008, April 1, 2009, January 1, 2010, and January 1, 2010 — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-22557 filed April 27, 2011

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective April 1, 2005 — Incorporated by reference to Post-Effective Amendment No. 5 to Registration Statement File No. 333-150916 filed April 23, 2013

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments effective April 1, 2012 and April 20, 2013 — Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-22557 filed April 24, 2013

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective June 1, 2014; and for NY Business Only: Amendment effective June 1, 2014 — Incorporated by reference to Post-Effective Amendment No. 20 to Registration Statement File No. 333-22557 filed April 28, 2015

 

 

 

 

 

 

 

 

 

 

 

b.

Automatic/Facultative YRT Agreement effective April 1, 2010 (NY Business Only) — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-22557 filed April 27, 2011

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective April 1, 2010 — Incorporated by reference to Post-Effective Amendment No. 5 to Registration Statement File No. 333-150916 filed April 23, 2013

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments effective April 1, 2012 and April 20, 2013 — Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-22557 filed April 24, 2013

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective April 1, 2010 — Incorporated by reference to Post-Effective Amendment No. 6 to Registration Statement File No. 333-150916 filed April 28, 2014

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective April 1, 2010 — Incorporated by reference to Post-Effective Amendment No. 19 to Registration Statement File No. 333-22557 filed April 28, 2014

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective June 1, 2014; and for NY Business Only: Amendment effective June 1, 2014 — Incorporated by reference to Post-Effective Amendment No. 20 to Registration Statement File No. 333-22557 filed April 28, 2015

 

 

 

 

 

 

 

 

 

 

iv.

RGA Reinsurance Company

 

 

 

 

 

 

 

 

 

 

 

a.

Automatic/Facultative YRT Agreement effective April 1, 2005 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, and C.M. Life Insurance Company) and amendments effective April 1, 2005, April 1, 2005, February 1, 2006, September 1, 2006, February 9, 2007, August 10, 2007, January 1, 2008, February 1, 2008, and January 1, 2009 — Incorporated by reference to Post-Effective Amendment No. 14 to Registration Statement File No. 333-22557 filed April 28, 2009

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments dated November 20, 2008 and January 1, 2009 (Part II) — Incorporated by reference to Post-Effective Amendment No. 15 to Registration Statement File No. 333-22557 filed April 27, 2010

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective August 1, 2009 — Incorporated by reference to Post-Effective Amendment No. 14 to Registration Statement File No. 333-65887 filed April 26, 2011

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments dated July 1, 2008 and January 1, 2010 — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-22557 filed April 27, 2011

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective August 1, 2011 — Incorporated by reference to Post-Effective Amendment No. 4 to Registration Statement File No. 333-150916 filed April 25, 2012

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments effective February 1, 2012 and April 1, 2012 — Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-22557 filed April 24, 2013

 

 

 

 

 

 

 

 

·

Amendment effective April 1, 2005 — Incorporated by reference to Post-Effective Amendment No. 6 to Registration Statement File No. 333-150916 filed April 28, 2014

 

 

 

 

 

 

 

 

·

Amendment effective April 20, 2013 — Incorporated by reference to Post-Effective Amendment No. 19 to Registration Statement File No. 333-22557 filed April 28, 2014

 

 

 

 

 

·

Amendment effective June 1, 2014; and for NY Business Only: Amendment effective June 1, 2014 — Incorporated by reference to Post-Effective Amendment No. 20 to Registration Statement File No. 333-22557 filed April 28, 2015

 

 

 

 

 

 

 

 

 

 

 

b.

Automatic/Facultative YRT Agreement effective April 1, 2010 (NY Business Only) — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-22557 filed April 27, 2011

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective June 1, 2014; and for NY Business Only: Amendment effective June 1, 2014 — Incorporated by reference to Post-Effective Amendment No. 20 to Registration Statement File No. 333-22557 filed April 28, 2015

 

 

 

 

 

 

 

 

 

 

v.

Scottish Re (U.S) Inc.

 

 

 

 

 

 

 

 

 

 

 

a.

Automatic YRT Agreement effective April 1, 2005 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, and C.M. Life Insurance Company) amendments effective April 1, 2005, April 1, 2006, September 1, 2006, February 9, 2007, April 1, 2007, April 1, 2008, July 1, 2008, and January 1, 2009 — Incorporated by reference to Post-Effective Amendment No. 14 to Registration Statement File No. 333-22557 filed April 28, 2009

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments dated November 20, 2008, and August 1, 2009 — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-22557 filed April 27, 2011

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective August 1, 2011 — Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-22557 filed April 25, 2012

 

 

 

 

 

 

 

 

 

 

vi.

Swiss Re Life & Health America Inc.

 

 

 

 

 

 

 

 

 

 

 

a.

Automatic and Facultative YRT Agreement effective April 1, 2005 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, and C.M. Life Insurance Company) and amendments effective April 1, 2005, April 1, 2006, September 1, 2006, February 9, 2007, April 1, 2007, January 1, 2008, February 1, 2008, April 1, 2008, July 1, 2008, and January 1, 2009 — Incorporated by reference to Post-Effective Amendment No. 14 to Registration Statement File No. 333-22557 filed April 28, 2009

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments dated November 20, 2008 and January 1, 2009 (Part II) — Incorporated by reference to Post-Effective Amendment No. 15 to Registration Statement File No. 333-22557 filed April 27, 2010

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment dated August 1, 2009 — Incorporated by reference to Post-Effective Amendment No. 3 to Registration Statement File No. 333-150916 filed April 26, 2011

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments dated April 1, 2005, July 1, 2008, April 1, 2009, January 1, 2010, and January 1, 2010 — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-22557 filed April 27, 2011

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective February 1, 2011 — Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-22557 filed April 25, 2012

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments effective February 1, 2012 and April 1, 2012 — Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-22557 filed April 24, 2013

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments effective April 1, 2005 and December 1, 2010 — Incorporated by reference to Post-Effective Amendment No. 6 to Registration Statement File No. 333-150916 filed April 28, 2014

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments effective April 1, 2005, February 1, 2013 and April 21, 2013 — Incorporated by reference to Post-Effective Amendment No. 19 to Registration Statement File No. 333-22557 filed April 28, 2014

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective February 1, 2014; and for NY Business Only: Amendment effective February 1, 2014 — Incorporated by reference to Post-Effective Amendment No. 20 to Registration Statement File No. 333-22557 filed April 28, 2015

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective March 1, 2014 — Incorporated by reference to Post-Effective Amendment No. 20 to Registration Statement File No. 333-22557 filed April 28, 2015

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments effective January 1, 2015 and February 1, 2015 — Incorporated by reference to Post-Effective Amendment No. 21 to Registration Statement File No. 333-22557 filed April 27, 2016

 

 

 

 

b.

Automatic and Facultative YRT Agreement effective April 1, 2010 (NY Business Only) — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-22557 filed April 27, 2011

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective February 1, 2012 — Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-22557 filed April 24, 2013

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective April 1, 2012 — Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-22557 filed April 24, 2013

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective December 1, 2010 — Incorporated by reference to Post-Effective Amendment No. 6 to Registration Statement File No. 333-150916 filed April 28, 2014

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments effective April 1, 2010, February 1, 2013 and April 21, 2013 — Incorporated by reference to Post-Effective Amendment No. 19 to Registration Statement File No. 333-22557 filed April 28, 2014

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendment effective April 1, 2014; and for NY Business Only: Amendment effective April 1, 2014 — Incorporated by reference to Post-Effective Amendment No. 20 to Registration Statement File No. 333-22557 filed April 28, 2015

 

 

 

 

 

 

 

 

 

 

 

 

·

Amendments effective January 1, 2015 and February 1, 2015 — Incorporated by reference to Post-Effective Amendment No. 21 to Registration Statement File No. 333-22557 filed April 27, 2016

 

 

 

 

 

 

 

 

 

Exhibit (h)

i.

Participation, Selling, Servicing Agreements:

 

 

 

 

 

 

 

 

 
    a. AIM Funds (Invesco Funds)        
                 
      1. Participation Agreement dated April 30, 2004 with revised Schedule A as of July 6, 2005 (AIM Variable Insurance Funds, AIM Distributors, Inc., and Massachusetts Mutual Life Insurance Company) - Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-150916 filed September 12, 2008
                 
       

·          Amendment No. 1 effective as of July 1, 2008 - Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-150916 filed September 12, 2008

                 
       

·          Amendment Nos. 2 and 3 effective April 30, 2010 and May 1, 2011 - Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-45039 filed April 25, 2012

                 
      2.                  Financial Support Agreement dated October 1, 2016 (Invesco Distributors, Inc. and Massachusetts Mutual Life Insurance Company) - Incorporated by reference to Post-Effective Amendment No. 9 to Registration Statement File No. 333-150916 filed April 26, 2017
                 
       

·           Form of Amendment No. 1 to Financial Support Agreement *

                 
      3.                  Administrative Services Agreement dated October 1, 2016 (Invesco Advisers, Inc. and Massachusetts Mutual Life Insurance Company) - Incorporated by reference to Post-Effective Amendment No. 9 to Registration Statement File No. 333-150916 filed April 26, 2017
                 

 

 

b.

American Century Funds

 

 

 

 

 

 

 

 

 

 

 

 

1.

Shareholder Services Agreement dated as of May 14, 1998 (American Century Investment Management, Inc., Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) — Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-22557 filed April 25, 2012

 

 

 

 

 

·                  Amendments Nos. 1 (MML Bay State Life Insurance Company becomes a party to the Agreement), 2, 3 and 4 dated and effective as of May 1, 1999, September 1, 1999, January 1, 2000 and August 1, 2003 — Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-50410 filed April 25, 2008

 

 

 

 

 

·                  Amendment No. 5 effective as of November 1, 2008 — Incorporated by reference to Post-Effective Amendment No. 19 to Registration Statement File No. 333-50410 filed April 28, 2009

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  Amendment No. 6 effective as of March 1, 2011 — Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-22557 filed April 25, 2012

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  Amendment No. 7 effective July 1, 2013 — Incorporated by reference to Post-Effective Amendment No. 24 to Registration Statement File No. 333-50410 filed April 28, 2014

 

 

 

 

 

 

 

 

 

 

 

c.

Fidelity Funds

 

 

 

 

1.

Amended and Restated Participation Agreement dated May 22, 2017 (Fidelity® Variable Insurance Products Fund, Fidelity® Variable Insurance Products Fund II, Fidelity® Variable Insurance Products Fund III, Fidelity® Variable Insurance Products Fund IV, Fidelity® Variable Insurance Products Fund V, Fidelity Distributors Corporation and Massachusetts Mutual Life Insurance Company) — Incorporated by reference to Post-Effective Amendment No. 10 to Registration Statement File No. 333-150916 filed April 24, 2018

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  First Amendment dated May 22, 2017 to the Amended and Restated Participation Agreement dated May 22, 2017 — Incorporated by reference to Post-Effective Amendment No. 10 to Registration Statement File No. 333-150916 filed April 24, 2018

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  Amendment dated January 21, 2019 to Schedule A to the Amended and Restated Participation Agreement dated May 22, 2017, as amended — Incorporated by reference to Post-Effective Amendment No. 5 to Registration Statement File No. 333-202684 filed April 25, 2019

 

 

 

 

2.

Summary Prospectus Agreement effective May 1, 2011 (Fidelity Distributors Corporation and Massachusetts Mutual Life Insurance Company, C.M. Life Insurance Company, and MML Bay State Life Insurance Company) — Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-45039 filed April 25, 2012

 

 

 

 

 

3.

Service Contract dated January 1, 2004 (MML Investors Services, LLC, MML Strategic Distributors, LLC, and MML Distributors, LLC) — Incorporated by reference to Pre-Effective Amendment No. 2 to Registration Statement File No. 333-215823 filed June 14, 2017

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  First Amendment dated October 1, 2008 — Incorporated by reference to Pre-Effective Amendment No. 2 to Registration Statement File No. 333-215823 filed June 14, 2017

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  Second Amendment dated May 22, 2017 — Incorporated by reference to Pre-Effective Amendment No. 2 to Registration Statement File No. 333-215823 filed June 14, 2017

 

 

 

 

 

 

 

 

 

 

 

 

4.

Service Agreement dated October 1, 1999 — Incorporated by reference to Pre-Effective Amendment No. 2 to Registration Statement File No. 333-215823 filed June 14, 2017

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  Amendment dated May 22, 2017 — Incorporated by reference to Pre-Effective Amendment No. 2 to Registration Statement File No. 333-215823 filed June 14, 2017

 

 

 

 

 

·                  Second Amendment dated December 13, 2017 — Incorporated by reference to Post-Effective Amendment No. 10 to Registration Statement File No. 333-150916 filed April 24, 2018

 

 

 

d.

MFS® Funds

 

 

 

 

 

 

 

 

 

 

 

 

1.

Participation Agreement dated October 1, 2016 (MFS Variable Insurance Trust, MFS Variable Insurance Trust II, MFS Variable Insurance Trust III, MFS Fund Distributors, Inc. and Massachusetts Mutual Life Insurance Company) — Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-22557 filed April 26, 2017

 

 

 

 

 

 

 

 

 

 

 

 

2.

Shareholder Services Letter Agreement (re Administrative Services) dated October 1, 2016 (MFS Variable Insurance Trust, MFS Variable Insurance Trust II, MFS Variable Insurance Trust III, MFS Fund Distributors, Inc. and Massachusetts Mutual Life Insurance Company) — Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-22557 filed April 26, 2017

 

 

 

 

 

 

 

 

 

 

 

e.

MML Funds

 

 

 

 

 

 

 

 

 

 

 

 

1.

Participation Agreement dated November 17, 2005 (MML Series Investment Fund, Massachusetts Mutual Life Insurance Company and MML Bay State Life Insurance Company and C.M. Life Insurance Company)— Incorporated by reference to Post-Effective Amendment No. 62 to Registration Statement File No. 002-39334 filed August 22, 2007

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  First Amendment effective November 17, 2005 — Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-50410 filed April 25, 2008

 

 

 

 

 

 

 

 

 

·                  Second Amendment dated as of August 26, 2008 — Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-150916 filed September 12, 2008

 

 

 

 

 

 

 

 

 

·                  Third Amendment dated April 9, 2010 — Incorporated by reference to Post-Effective Amendment No. 2 to Registration Statement File No. 333-150916 filed April 27, 2010

 

 

 

 

 

 

 

 

 

·                  Fourth Amendment dated and effective July 23, 2010 — Incorporated by reference to Post-Effective Amendment No. 78 to Registration Statement File No. 002-39334 filed March 2, 2011

 

 

 

 

 

 

 

 

 

·                  Fifth Amendment dated August 28, 2012 — Incorporated by reference to Post-Effective Amendment No. 87 to Registration Statement File No. 002-39334 filed March 1, 2013

 

 

 

 

 

 

 

 

 

·                  Sixth Amendment dated April 1, 2014 — Incorporated by reference to Post-Effective Amendment No. 6 to Registration Statement File No. 333-150916 filed April 28, 2014

 

 

 

 

 

 

 

 

 

·                  Seventh Amendment dated August 11, 2015 — Incorporated by reference to Initial Registration Statement File No. 333-206438 filed August 17, 2015

 

 

 

 

 

 

 

 

 

 

 

f.

MML II Funds

 

 

 

 

 

 

 

 

 

 

 

 

1.

Participation Agreement dated November 17, 2005 (MML Series Investment Fund II, Massachusetts Mutual Life Insurance Company and MML Bay State Life Insurance Company and C.M. Life Insurance Company) — Incorporated by reference to Post-Effective Amendment No. 4 to Registration Statement File No. 333-122804 filed April 30, 2008

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  First Amendment effective November 17, 2005 — Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-50410 filed April 25, 2008

 

 

 

 

 

 

·                  Second Amendment dated as of August 26, 2008 — Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-150916 filed September 12, 2008

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  Third Amendment dated as of April 9, 2010 — Incorporated by reference to Post-Effective Amendment No. 2 to Registration Statement File No. 333-150916 filed April 27, 2010

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  Fourth Amendment dated and effective July 23, 2010 — Incorporated by reference to Post-Effective Amendment No. 15 to Registration Statement File No. 333-122804 filed March 2, 2011

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  Fifth Amendment dated August 1, 2011 — Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-45039 filed April 25, 2012

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  Sixth and Seventh Amendments dated and effective August 28, 2012 and November 12, 2012 — Incorporated by reference to Post-Effective Amendment No. 22 to Registration Statement File No. 333-122804 filed March 1, 2013

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  Eighth Amendment dated April 1, 2014 — Incorporated by reference to Post-Effective Amendment No. 6 to Registration Statement File No. 333-150916 filed April 28, 2014

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  Ninth Amendment dated August 11, 2015 — Incorporated by reference to Initial Registration Statement File No. 333-206438 filed August 17, 2015

 

 

 

 

 

 

 

 

 

 

 

g.

T. Rowe Price Funds

 

 

 

 

 

 

 

 

 

 

 

 

1.

Participation Agreement dated as of June 1, 1998 (T. Rowe Price Equity Series, Inc., T. Rowe Price Investment Services, Inc. and Massachusetts Mutual Life Insurance Company) — Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-22557 filed April 25, 2012

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  Amendments effective December 15, 1999 (T. Rowe Price Fixed Income Series, Inc., becomes a party), May 1, 2006, and January 7, 2008 — Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-50410 filed April 25, 2008

 

 

 

 

 

 

 

 

 

·                  Amendment effective March 21, 2013 — Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-22557 filed April 24, 2013

 

 

 

 

 

 

 

 

 

·                  Amendment effective September 1, 2016 — Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-22557 filed April 26, 2017

 

 

 

 

 

 

 

 

 

 

ii.

Shareholder Information Agreements (Rule 22c-2 Agreements)

 

 

 

 

 

 

 

 

 
    a. AIM Variable Insurance Funds effective October 16, 2007 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-50410 filed April 25, 2007
       

 

 

b.

American Century Investment Services, Inc. effective October 16, 2007 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company and C.M. Life Insurance Company) — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-50410 filed April 25, 2007

 

 

 

 

 

 

 

 

 

 

 

c.

Fidelity Distributors Corporation effective October 16, 2007 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, and C.M. Life Insurance Company) — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-50410 filed April 25, 2007

 

 

 

 

d.

 

MFS® Fund Distributors, Inc. effective October 16, 2007 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-50410 filed April 25, 2007

 

 

 

 

 

 

 

e.

 

MML Series Investment Fund effective October 16, 2007 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, and C.M. Life Insurance Company) — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-50410 filed April 25, 2007

 

 

 

 

 

 

 

f.

 

MML Series Investment Fund II effective October 16, 2007 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, and C.M. Life Insurance Company) — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-50410 filed April 25, 2007

 

 

 

 

 

 

 

g.

 

T. Rowe Price Services, Inc., T. Rowe Price Investment Services, Inc. effective October 16, 2007 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company and C.M. Life Insurance Company) — Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-50410 filed April 25, 2007

 

 

 

 

 

 

 

 

 

 

 

 

 

·                  Amendment dated as of March 1, 2017 (T. Rowe Price Fixed Income Series, Inc. and T. Rowe Price Equity Series, Inc. are each made a party to the agreement) — Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-22557 filed April 26, 2017

 

 

 

 

 

 

 

 

 

Exhibit (i)

Not Applicable

 

 

Exhibit (j)

Not Applicable

 

 

Exhibit (k)

Opinion and Consent of Counsel as to the legality of the securities being registered — Incorporated by reference to Post-Effective Amendment No. 15 to Registration Statement File No. 333-22557 filed April 27, 2010

 

 

Exhibit (l)

Not Applicable

 

 

Exhibit (m)

Not Applicable

 

 

 

 

 

 

 

 

 

Exhibit (n)

i.

Auditor Consents:

 

 

 

 

 

 

 

 

 

 

 

·        Separate Account Financial Statements *

 

 

·        Company Financial Statements *

 

 

 

 

 

 

 

 

 

 

ii.

Powers of Attorney for:

 

 

 

 

 

 

 

 

 

 

 

·        Roger W. Crandall

 

 

·        Karen H. Bechtel

 

 

·        Mark T. Bertolini

 

 

·        Karen A. Corbet

 

 

·        James H. DeGraffenreidt, Jr.

 

 

·        Isabel D. Goren

 

 

·        Jeffrey H. Leiden

 

 

·        Laura J. Sen

 

 

·        William T. Spitz

 

 

·        H. Todd Stitzer

 

 

·        Elizabeth A. Ward

 

 

 

 

 

 

 

 

 

 

 

 

– Incorporated by reference to Post-Effective Amendment No. 9 to Registration Statement File No. 333-150916 filed April 26, 2017

 

 

 

 

 

 

 

 

 

 

iii.

Power of Attorney for:

 

 

 

 

 

 

 

 

 

 

 

·        Sean Newth

 

 

 

 

 

 

 

 

 

 

 

 

– Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-50410 filed November 21, 2017

 

 

 

 

 

 

 

 

 

Exhibit (o)

Not Applicable

 

 

Exhibit (p)

Not Applicable

 

Exhibit (q)

SEC Procedures Memorandum dated April 23, 2019, describing Massachusetts Mutual Life Insurance Company issuance, transfer, and redemption procedures for the Policy – Incorporated by reference to Post-Effective Amendment No. 25 to Registration Statement File No. 333-22557 filed April 26, 2019

 

*filed herewith

 

Item 27.                                      Directors and Officers of the Depositor

 

 

Directors of Massachusetts Mutual Life Insurance Company

 

Roger W. Crandall, Director, Chairman

 

Kathleen A. Corbet, Director

 

Karen Bechtel, Director

1295 State Street B101

 

49 Cross Ridge Road

 

100 South Point Drive, Apt 3604

Springfield, MA 01111

 

New Canaan, CT 06840

 

Miami, FL 33139

 

 

 

 

 

Mark T. Bertolini, Director

 

James H. DeGraffenreidt, Jr., Director

 

Isabella D. Goren, Director

151 Farmington Avenue

 

1340 Smith Avenue

 

16228 Shadybank Drive

Hartford, CT 06156

 

Suite 200

 

Dallas, TX 7524

 

 

Baltimore, MD 21209

 

 

Jeffrey M. Leiden, Director

 

 

 

William T. Spitz, Director

50 Northern Avenue

 

Laura J. Sen, Director

 

16 Wynstone

Boston, MA 02210

 

95 Pembroke Street, Unit 1

 

Nashville, TN 37215

 

 

Boston, MA 02118

 

 

H. Todd Stitzer, Lead Director

 

 

 

 

1312 Casey Key Road

 

 

 

 

Nokomis, FL 34275

 

 

 

 

 

Principal Officers of Massachusetts Mutual Life Insurance Company

 

Roger W. Crandall, President and Chief Executive Officer

 

Melvin T. Corbett, Chief Investment Officer

              (principal executive officer)

 

1295 State Street

1295 State Street B101

 

Springfield, MA 01111

Springfield, MA 01111

 

 

 

 

 

Todd G. Picken, Treasurer

 

Pia Flanagan, Chief of Staff to the CEO

1295 State Street

 

1295 State Street

Springfield, MA 01111

 

Springfield, MA 01111

 

 

 

Michael J. O’Connor, General Counsel

1295 State Street

Springfield, MA 01111

 

Susan Cicco, Head of Human Resources & Strategic Communications

1295 State Street

Springfield, MA 01111

 

 

 

 

 

Elizabeth A. Ward, Chief Financial Officer and Chief Actuary

 

Gareth F. Ross, Head of Digital and Customer Experience

1295 State Street

 

1295 State Street

Springfield, MA 01111

 

Springfield, MA 01111

 

 

 

Michael Fanning, Head of MassMutual U.S.

 

Geoffrey Craddock, Chief Risk Officer

1295 State Street

 

1295 State Street

Springfield, MA 01111

 

Springfield, MA 01111

 

Sean Newth, Chief Accounting Officer and Corporate Controller

 

Akintokunbo Akinbajo, Corporate Secretary

1295 State Street

 

1295 State Street

Springfield, MA 01111

 

Springfield, MA 01111

 

 

Item 28.                                      Persons Controlled by or Under Common Control with the Depositor or the Registrant

 

Incorporated herein by reference to Item 28 in Post-Effective Amendment No. 12 to Registration Statement File No. 333-150916, as filed with the Securities and Exchange Commission on or about May 22, 2019.

 

Item 29.                                      Indemnification

 

 

MassMutual directors and officers are indemnified under Article V. of the by-laws of Massachusetts Mutual Life Insurance Company, as set forth below.

 

ARTICLE V. of the By-laws of MassMutual provides for indemnification of directors and officers as follows:

 

ARTICLE V.

 

INDEMNIFICATION

 

Subject to limitations of law, the Company shall indemnify:

 

(a)                   each director, officer or employee;

 

(b)                   any individual who serves at the request of the Company as a director, board member, committee member, partner, trustee, officer or employee of any foreign or domestic organization or any separate investment account; or

 

(c)                    any individual who serves in any capacity with respect to any employee benefit plan,

 

from and against all loss, liability and expense imposed upon or incurred by such person in connection with any threatened, pending or completed action, claim, suit, investigation or proceeding of any nature whatsoever, in which such person may be involved or with which he or she may be threatened to be involved, by reason of any alleged act, omission or otherwise while serving in any such capacity, whether such action, claim, suit, investigation or proceeding is civil, criminal, administrative, arbitrative, or investigative and/or formal or informal in nature. Indemnification shall be provided although the person no longer serves in such capacity and shall include protection for the person’s heirs and legal representatives.

 

Indemnities hereunder shall include, but not be limited to, all costs and reasonable counsel fees, fines, penalties, judgments or awards of any kind, and the amount of reasonable settlements, whether or not payable to the Company or to any of the other entities described in the preceding paragraph, or to the policyholders or security holders thereof.

 

Notwithstanding the foregoing, no indemnification shall be provided with respect to:

 

(1)                   any matter as to which the person shall have been adjudicated in any proceeding not to have acted in good faith in the reasonable belief that his or her action was in the best interests of the Company or, to the extent that such matter relates to service with respect to any employee benefit plan, in the best interests of the participants or beneficiaries of such employee benefit plan;

 

(2)                   any liability to any entity which is registered as an investment company under the Federal Investment Company Act of 1940 or to the security holders thereof, where the basis for such liability is willful misfeasance, bad faith, gross negligence or reckless disregard of the duties involved in the conduct of office; and

 

(3)                   any action, claim or proceeding voluntarily initiated by any person seeking indemnification, unless such action, claim or proceeding had been authorized by the Board of Directors or unless such person’s indemnification is awarded by vote of the Board of Directors.

 

In any matter disposed of by settlement or in the event of an adjudication which in the opinion of the General Counsel or his or her delegate does not make a sufficient determination of conduct which could preclude or permit indemnification in accordance with the preceding paragraphs (1), (2) and (3), the person shall be entitled to indemnification unless, as determined by the majority of the disinterested directors or in the opinion of counsel (who may be an officer of the Company or outside counsel employed by the Company), such person’s conduct was such as precludes indemnification under any such paragraph. The termination of any action, claim, suit, investigation or proceeding by judgment, order, settlement, conviction, or upon a plea of nolo contendere or its equivalent shall not, of itself, create a presumption that the person did not act in good faith and in a manner which he or she reasonably believed to be in the best interests of the Company.

 

The Company may at its option indemnify for expenses incurred in connection with any action or proceeding in advance of its final disposition, upon receipt of a satisfactory undertaking for repayment if it be subsequently determined that the person thus indemnified is not entitled to indemnification under this Article V.”

 

To provide certainty and more clarification regarding the indemnification provisions of the Bylaws set forth above, MassMutual has entered into indemnification agreements with each of its directors, and with each of its officers who serve as a director of a subsidiary of MassMutual, (a “Director”). Pursuant to the Agreements, MassMutual agrees to indemnify a Director, to the extent legally permissible, against (a) all expenses, judgments, fines and settlements (“Costs”), liabilities, and penalties paid in connection with a proceeding involving the Director because he or she is a director if the Director (i) acted in good faith, (ii) reasonably believed the conduct was in the Company’s best interests; (iii) had no reasonable cause to believe the conduct was unlawful (in a criminal proceeding); and, (iv) engaged in conduct for which the Director shall not be liable under MassMutual’s Charter or By-Laws. MassMutual further agrees to indemnify a Director, to the extent permitted by law, against all Costs paid in connection with any proceeding (i) unless the Director breached a duty of loyalty, (ii) except for liability for acts or omissions not in good faith, involving intentional misconduct or a knowing violation of law, (iii) except for liability under Section 6.40 of Chapter 156D of Massachusetts Business Corporation Act (“MBCA”), or (iv) except for liability related to any transaction from which the Director derived an improper benefit. MassMutual will also indemnify a Director, to the fullest extent authorized by the MBCA, against all expenses to the extent the Director has been successful on the merits or in defense of any proceeding. If any court determines that despite an adjudication of liability to MassMutual or its subsidiary that the Director is entitled to indemnification, MassMutual will indemnify the Director to the extent permitted by law. Subject to the Director’s obligation to pay MassMutual in the event that the Director is not entitled to indemnification, MassMutual will pay the expenses of the Director prior to a final determination as to whether the Director is entitled to indemnification.

 

RULE 484 UNDERTAKING

 

Insofar as indemnification for liability arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the registrant pursuant to the foregoing provisions, or otherwise, the registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer or controlling person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.

 

 

Item 30.                                      Principal Underwriters

 

 

(a)                   MML Investors Services, LLC (“MMLIS”) serves as principal underwriter of the contracts/policies/certificates sold by its registered representatives, and MML Distributors, LLC (“MML Distributors”) serves as principal underwriter of the certificates sold by registered representatives of other broker-dealers who have entered into distribution agreements with MML Distributors.

 

MMLIS and MML Distributors, either jointly or individually, act as principal underwriters for:

 

Massachusetts Mutual Variable Life Separate Account I, Massachusetts Mutual Variable Annuity Separate Account 1, Massachusetts Mutual Variable Annuity Separate Account 2, Massachusetts Mutual Variable Annuity Separate Account 3, Massachusetts Mutual Variable Annuity Separate Account 4, Panorama Separate Account, Connecticut Mutual Variable Life Separate Account I, MML Bay State Variable Life Separate Account I, MML Bay State Variable Annuity Separate Account 1, Panorama Plus Separate Account, C.M. Multi-Account A, C.M. Life Variable Life Separate Account I, Massachusetts Mutual Variable Life Separate Account II, MassMutual Premier Funds, MassMutual Select Funds, and certain series of the MML Series Investment Fund and MML Series Investment Fund II.

 

MML Distributors also acts as principal underwriter for certain contracts that utilize the following registered separate accounts of Talcott Resolution Life Insurance Company:

 

Talcott Resolution Life Insurance Company - DC Variable Account I

Talcott Resolution Life Insurance Company - Separate Account Two

Talcott Resolution Life Insurance Company - Separate Account Two (DC Variable Account II)

Talcott Resolution Life Insurance Company - Separate Account Two (QP Variable Account)

Talcott Resolution Life Insurance Company - Separate Account Two (NQ Variable Account)

Talcott Resolution Life Insurance Company - Separate Account Eleven

Talcott Resolution Life Insurance Company - Separate Account Twelve

 

(b)                   MMLIS and MML Distributors are the principal underwriters for this policy. The following people are officers and directors of MMLIS and member representative and officers of MML Distributors:

 

 

DIRECTORS AND OFFICERS OF MML INVESTORS SERVICES, LLC

 

Name

 

Positions and Offices

 

Principal Business Address

 

 

 

 

 

John Vaccaro

 

Chief Executive Officer and Chairman of the Board

 

*

 

 

 

 

 

Wendy Benson

 

Director & President

 

*

 

 

 

 

 

Geoffrey Craddock

 

Director

 

470 Atlantic Avenue Boston, MA 02110

 

 

 

 

 

Michael Fanning

 

Director

 

*

 

 

 

 

 

Elizabeth Ward

 

Director

 

*

 

 

 

 

 

William F. Monroe, Jr.

 

Vice President, Chief Products & Services Officer

 

*

 

 

 

 

 

Christine Frederick

 

Chief Compliance Office

 

*

 

 

 

 

 

Susan Scanlon

 

Deputy Chief Compliance Officer

 

*

 

 

 

 

 

James P. Puhala

 

Deputy Chief Compliance Officer

 

*

 

 

 

 

 

Thomas Bauer

 

Chief Technology Officer

 

*

 

 

 

 

 

David Mink

 

Vice President and Chief Operations Officer

 

11215 North Community House Rd., Charlotte, NC 28277

 

 

 

 

 

Mary B. Wilkinson

 

Vice President

 

11215 North Community House Rd., Charlotte, NC 28277

 

 

 

 

 

H. Bradford Hoffman

 

Vice President

 

*

 

 

 

 

 

Joseph Sparacio

 

Agency Field Force Supervisor

 

11215 North Community House Rd., Charlotte, NC 28277

 

 

 

 

 

David Holtzer

 

Field Risk Officer

 

11215 North Community House Rd., Charlotte, NC 28277

 

 

 

 

 

Robert S. Rosenthal

 

Chief Legal Officer, Vice President and Secretary

 

*

 

 

 

 

 

Edward K. Duch, Ill

 

Assistant Secretary

 

*

 

 

 

 

 

Amy Francella

 

Assistant Secretary

 

470 Atlantic Avenue Boston, MA 02110

 

 

 

 

 

Alyssa M. O’Connor

 

Assistant Secretary

 

*

 

 

 

 

 

Nathan Hall

 

Chief Financial Officer and Treasurer

 

*

 

 

 

 

 

Derek Darley

 

Assistant Treasurer

 

*

 

 

 

 

 

Todd Picken

 

Assistant Treasurer

 

*

 

 

 

 

 

Kevin LaComb

 

Assistant Treasurer

 

*

 

 

 

 

 

Colleen Girouard

 

Continuing Education Officer

 

*

 

 

 

 

 

Mario Morton

 

Assistant Vice President and Registration Manager

 

*

 

 

 

 

 

Anthony Frogameni

 

Assistant Vice President and Chief Privacy Officer

 

*

 

 

 

 

 

Kelly Pirotta

 

AML Compliance Officer

 

*

 

 

 

 

 

John Rogan

 

Regional Vice President

 

*

 

 

 

 

 

Nick DeLuca

 

Regional Vice President

 

11001 North Black Canyon Highway Phoenix, AZ 85209

 

David Cove

 

Regional Vice President

 

*

 

 

 

 

 

Jack Yvon

 

Regional Vice President

 

*

 

 

 

 

 

Sean Murphy

 

Regional Vice President

 

Los Angeles, California

 

 

 

 

 

Michelle Pedigo

 

Regional Vice President

 

*

 

*              1295 State Street, Springfield, MA 01111-0001

 

 

MEMBER REPRESENTATIVE AND OFFICERS OF MML DISTRIBUTORS, LLC

 

Name

 

Positions and Offices

 

Principal Business Address

 

 

 

 

 

Eric Wietsma

 

Chief Executive Officer and President

 

**

 

 

 

 

 

Nathan Hall

 

Chief Financial Officer and Treasurer

 

*

 

 

 

 

 

Michael Fanning

 

Member Representative

 

*

 

 

 

 

 

Robert S. Rosenthal

 

Vice President, Chief Legal Officer, and Secretary

 

*

 

 

 

 

 

Alyssa O’Connor

 

Assistant Secretary

 

*

 

 

 

 

 

Kevin LaComb

 

Assistant Treasurer

 

*

 

 

 

 

 

Edward K. Duch, III

 

Assistant Secretary

 

*

 

 

 

 

 

Susan Scanlon

 

Chief Compliance Officer

 

*

 

 

 

 

 

Barbara Upton

 

Assistant Vice President and Continuing Education Officer

 

**

 

 

 

 

 

Stephen Alibozek

 

Entity Contracting Officer

 

*

 

 

 

 

 

Brian Haendiges

 

Vice President

 

**

 

 

 

 

 

Donna Watson

 

Assistant Treasurer

 

**

 

 

 

 

 

Derek Darley

 

Assistant Treasurer

 

*

 

 

 

 

 

Todd Picken

 

Assistant Treasurer

 

*

 

 

 

 

 

Cindy Belmore

 

Chief Risk Officer

 

**

 

 

 

 

 

Mario Morton

 

Registration Manager

 

*

 

 

 

 

 

Michael Dunn

 

Worksite Product Distribution Officer

 

**

 

 

 

 

 

Aruna Hobbs

 

Vice President

 

One Marina Parke Avenue
Boston, MA 02210

 

 

 

 

 

Tina Wilson

 

Vice President

 

**

 

 

 

 

 

Teresa Hassara

 

Vice President

 

**

 

 

 

 

 

Kelly Pirotta

 

AML Compliance Officer

 

*
         
Paul LaPiana   Vice President   *

 

*

1295 State Street, Springfield, MA 01111-0001

**

100 Bright Meadow Boulevard, Enfield, CT 06082-1981

 

 

 

(c)          Compensation From the Registrant

 

For information about all commissions and other compensation received by each principal underwriter, directly or indirectly, from the Registrant during the Registrant’s last fiscal year, refer to the “Underwriters” section of the Statement of Additional Information.

 

Item 31.                                      Location of Accounts and Records

 

All accounts, books, or other documents required to be maintained by Section 31(a) of the Investment Company Act of 1940 and the rules promulgated thereunder are maintained by the Registrant through Massachusetts Mutual Life Insurance Company, at its satellite office, 100 Bright Meadow Boulevard, Enfield, CT 06082

 

Item 32.                                      Management Services

 

Not Applicable

 

Item 33.                                      Fee Representation

 

REPRESENTATION UNDER SECTION 26(f)(2)(A) OF

THE INVESTMENT COMPANY ACT OF 1940

 

With respect to the policy described in this Registration Statement, Massachusetts Mutual Life Insurance Company hereby represents that the fees and charges deducted under the Variable Rider to the Group Universal Life Insurance Certificate, in the aggregate, are reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed by Massachusetts Mutual Life Insurance Company.

 

SIGNATURES

 

Pursuant to the requirements of Securities Act of 1933 (Securities Act) and the Investment Company Act of 1940, the Registrant, Massachusetts Mutual Variable Life Separate Account I, certifies that it meets all of the requirements for effectiveness of this Registration Statement under Rule 485(b) under the Securities Act and has duly caused this Post-Effective Amendment No. 26 to Registration Statement No. 333-22557 to be signed on its behalf by the undersigned, duly authorized, in the City of Springfield, and the Commonwealth of Massachusetts on this 22nd day of May, 2019.

 

MASSACHUSETTS MUTUAL VARIABLE LIFE SEPARATE ACCOUNT I

 

(Registrant)

 

 

 

 

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

 

(Depositor)

 

 

 

 

By

ROGER W. CRANDALL*

 

 

Roger W. Crandall

 

 

President and Chief Executive Officer
(principal executive officer)

 

 

Massachusetts Mutual Life Insurance Company

 

 

Pursuant to the requirements of the Securities Act, this Post-Effective Amendment No. 26 to Registration Statement No. 333-22557 has been signed by the following persons in the capacities and on the dates indicated.

 

 

Signature

 

Title

 

Date

 

 

 

 

 

ROGER W. CRANDALL *

 

Director and Chief Executive Officer

 

May 22, 2019

Roger W. Crandall

 

(principal executive officer)

 

 

 

 

 

 

 

ELIZABETH A. WARD *

 

Chief Financial Officer

 

May 22, 2019

Elizabeth A. Ward

 

(principal financial officer)

 

 

 

 

 

 

 

SEAN NEWTH *

 

Chief Accounting Officer and Corporate Controller

 

May 22, 2019

Sean Newth

 

(principal accounting officer)

 

 

 

 

 

 

 

MARK T. BERTOLINI *

 

Director

 

May 22, 2019

Mark T. Bertolini

 

 

 

 

 

 

 

 

 

KAREN H. BECHTEL *

 

Director

 

May 22, 2019

Karen H. Betchel

 

 

 

 

 

 

 

 

 

KATHLEEN A. CORBET *

 

Director

 

May 22, 2019

Kathleen A. Corbet

 

 

 

 

 

 

 

 

 

JAMES H. DEGRAFFENREIDT, JR. *

 

Director

 

May 22, 2019

James H. DeGraffenreidt, Jr.

 

 

 

 

 

 

 

 

 

ISABELLA D. GOREN *

 

Director

 

May 22, 2019

Isabella D. Goren

 

 

 

 

 

 

 

 

 

JEFFREY M. LEIDEN *

 

Director

 

May 22, 2019

Jeffrey M. Leiden

 

 

 

 

 

 

 

 

 

LAURA J. SEN *

 

Director

 

May 22, 2019

Laura J. Sen

 

 

 

 

 

 

 

 

 

WILLIAM T. SPITZ *

 

Director

 

May 22, 2019

William T. Spitz

 

 

 

 

 

 

 

 

 

H. TODD STITZER *

 

Director

 

May 22, 2019

H. Todd Stitzer

 

 

 

 

 

 

 

 

 

 

 

 

 

 

/s/ GARY F. MURTAGH

 

 

 

 

* Gary F. Murtagh

 

 

 

 

Attorney-in-Fact pursuant to Powers of Attorney

 

 

 

 

 

 

INDEX TO EXHIBITS

 

Exhibit No.

 

Exhibit
         
Exhibit 99.26 (h)    i.a.2    
       

·    Form of Amendment No. 1 to Financial Support Agreement

         

Exhibit 99.26 (n) 

 

i.

 

Auditor Consents

 

 

 

 

 

 

 

 

 

·        Separate Account Financial Statements

 

 

 

 

·        Company Financial Statements