EX-99.(N)IIA 3 avulmm-html6867_ex99niia.htm POWERS OF ATTORNEY

Item 30. Exhibit (n) ii. a.

 

POWER OF ATTORNEY: VARIABLE INSURANCE PRODUCT FILINGS

 

The Undersigned, Roger W. Crandall, Director, President, and Chief Executive Officer of Massachusetts Mutual Life Insurance Company (“MassMutual”), appoints Michael J. O’Connor, General Counsel of MassMutual, and all persons succeeding him in the capacity of General Counsel, John E. Deitelbaum, Head of MMUS Law of MassMutual, and Gary F. Murtagh, Head of MMUS Product & Operations Law of MassMutual (collectively referred to hereafter as “Attorneys”), as the Undersigned’s true and lawful attorneys and agents, each with full power to act individually.

 

This Power of Attorney authorizes each such Attorney to sign the Undersigned’s name, solely in his capacity as Director, President, and Chief Executive Officer, to any registration statements, amendments thereto, reports, or documents to be filed with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and the Investment Company Act of 1940, as amended, (collectively, the “Acts”), relating to the MassMutual separate accounts and variable insurance product registration statements listed below:

 

Separate Account Name Registration Statement Numbers
Massachusetts Mutual Variable Annuity Separate Account 1

002-72715, 002-75412, 033-07724, 811-03200

Massachusetts Mutual Variable Annuity Separate Account 2 002-75413, 033-07723, 811-03354
Massachusetts Mutual Variable Annuity Separate Account 3 033-83798, 811-08758
Massachusetts Mutual Variable Annuity Separate Account 4 333-45039, 333-81015, 333-95851, 333-73406, 333-109620, 333-112626, 333-130156, 333-131007, 333-202684, 333-203063, 811-08619

Massachusetts Mutual Variable Life Separate Account I

 033-23126, 033-89798, 333-41657, 333-88503, 333-49475, 333-50410, 333-101495, 333-114171, 033-32361, 033-87904, 333-65887, 333-22557, 333-150916, 333-206438, 333-215823, 333-229670, 811-08075
Massachusetts Mutual Variable Life Separate Account II 033-31348, 811-04030
Massachusetts Mutual Variable Annuity Fund 1 002-30696, 811-01757
Massachusetts Mutual Variable Annuity Fund 2 002-48707, 811-02196
Panorama Separate Account 333-01363, 811-03215
Connecticut Mutual Variable Life Separate Account I 333-01349, 811-08514
CML Variable Annuity Account A 333-01369, 811-01733
CML Variable Annuity Account B 333-01351, 811-01918
CML Accumulation Annuity Account E 333-01357, 811-02587

 

Such Attorneys shall have full authority to take any action and execute all instruments they deem necessary or advisable to enable MassMutual to comply with the Acts and any rule, regulation, order or other requirement of the Securities and Exchange Commission.

 

This Power of Attorney hereby revokes any powers of attorney previously given by the Undersigned relating to the MassMutual Separate Accounts listed above, provided that this revocation shall not affect the exercise of such power prior to the date hereof. This Power of Attorney shall not be affected by subsequent disability or incapacity of the Undersigned.

 

The Undersigned has set his hand this 10th day of December, 2019, in the City of Charlotte, State of North Carolina.

 

/s/ Roger W. Crandall    
Roger W. Crandall,      
Director, President  and Chief Executive Officer      

 

 

POWER OF ATTORNEY: VARIABLE INSURANCE PRODUCT FILINGS

 

The Undersigned, Mark T. Bertolini, Director of Massachusetts Mutual Life Insurance Company (“MassMutual”), appoints Michael J. O’Connor, General Counsel of MassMutual, and all persons succeeding him in the capacity of General Counsel, John E. Deitelbaum, Head of MMUS Law of MassMutual, and Gary F. Murtagh, Head of MMUS Product & Operations Law of MassMutual (collectively referred to hereafter as “Attorneys”), as the Undersigned’s true and lawful attorneys and agents, each with full power to act individually.

 

This Power of Attorney authorizes each such Attorney to sign the Undersigned’s name, solely in his capacity as Director, to any registration statements, amendments thereto, reports, or documents to be filed with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and the Investment Company Act of 1940, as amended, (collectively, the “Acts”), relating to the MassMutual separate accounts and variable insurance product registration statements listed below:

 

Separate Account Name Registration Statement Numbers
Massachusetts Mutual Variable Annuity Separate Account 1

002-72715, 002-75412, 033-07724, 811-03200

Massachusetts Mutual Variable Annuity Separate Account 2 002-75413, 033-07723, 811-03354
Massachusetts Mutual Variable Annuity Separate Account 3 033-83798, 811-08758
Massachusetts Mutual Variable Annuity Separate Account 4 333-45039, 333-81015, 333-95851, 333-73406, 333-109620, 333-112626, 333-130156, 333-131007, 333-202684, 333-203063, 811-08619

Massachusetts Mutual Variable Life Separate Account I

 033-23126, 033-89798, 333-41657, 333-88503, 333-49475, 333-50410, 333-101495, 333-114171, 033-32361, 033-87904, 333-65887, 333-22557, 333-150916, 333-206438, 333-215823, 333-229670, 811-08075
Massachusetts Mutual Variable Life Separate Account II 033-31348, 811-04030
Massachusetts Mutual Variable Annuity Fund 1 002-30696, 811-01757
Massachusetts Mutual Variable Annuity Fund 2 002-48707, 811-02196
Panorama Separate Account 333-01363, 811-03215
Connecticut Mutual Variable Life Separate Account I 333-01349, 811-08514
CML Variable Annuity Account A 333-01369, 811-01733
CML Variable Annuity Account B 333-01351, 811-01918
CML Accumulation Annuity Account E 333-01357, 811-02587

 

Such Attorneys shall have full authority to take any action and execute all instruments they deem necessary or advisable to enable MassMutual to comply with the Acts and any rule, regulation, order or other requirement of the Securities and Exchange Commission.

 

This Power of Attorney hereby revokes any powers of attorney previously given by the Undersigned relating to the MassMutual Separate Accounts listed above, provided that this revocation shall not affect the exercise of such power prior to the date hereof. This Power of Attorney shall not be affected by subsequent disability or incapacity of the Undersigned.

 

The Undersigned has set his hand this 12th day of December, 2019, in the City of Charlotte, State of North Carolina.

 

/s/ Mark T. Bertolini    
Mark T. Bertolini, Director      

 

 

POWER OF ATTORNEY: VARIABLE INSURANCE PRODUCT FILINGS

 

The Undersigned, Kathleen A. Corbet, Director of Massachusetts Mutual Life Insurance Company (“MassMutual”), appoints Michael J. O’Connor, General Counsel of MassMutual, and all persons succeeding him in the capacity of General Counsel, John E. Deitelbaum, Head of MMUS Law of MassMutual, and Gary F. Murtagh, Head of MMUS Product & Operations Law of MassMutual (collectively referred to hereafter as “Attorneys”), as the Undersigned’s true and lawful attorneys and agents, each with full power to act individually.

 

This Power of Attorney authorizes each such Attorney to sign the Undersigned’s name, solely in her capacity as Director, to any registration statements, amendments thereto, reports, or documents to be filed with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and the Investment Company Act of 1940, as amended, (collectively, the “Acts”), relating to the MassMutual separate accounts and variable insurance product registration statements listed below:

 

Separate Account Name Registration Statement Numbers
Massachusetts Mutual Variable Annuity Separate Account 1

002-72715, 002-75412, 033-07724, 811-03200

Massachusetts Mutual Variable Annuity Separate Account 2 002-75413, 033-07723, 811-03354
Massachusetts Mutual Variable Annuity Separate Account 3 033-83798, 811-08758
Massachusetts Mutual Variable Annuity Separate Account 4 333-45039, 333-81015, 333-95851, 333-73406, 333-109620, 333-112626, 333-130156, 333-131007, 333-202684, 333-203063, 811-08619

Massachusetts Mutual Variable Life Separate Account I

 033-23126, 033-89798, 333-41657, 333-88503, 333-49475, 333-50410, 333-101495, 333-114171, 033-32361, 033-87904, 333-65887, 333-22557, 333-150916, 333-206438, 333-215823, 333-229670, 811-08075
Massachusetts Mutual Variable Life Separate Account II 033-31348, 811-04030
Massachusetts Mutual Variable Annuity Fund 1 002-30696, 811-01757
Massachusetts Mutual Variable Annuity Fund 2 002-48707, 811-02196
Panorama Separate Account 333-01363, 811-03215
Connecticut Mutual Variable Life Separate Account I 333-01349, 811-08514
CML Variable Annuity Account A 333-01369, 811-01733
CML Variable Annuity Account B 333-01351, 811-01918
CML Accumulation Annuity Account E 333-01357, 811-02587

 

Such Attorneys shall have full authority to take any action and execute all instruments they deem necessary or advisable to enable MassMutual to comply with the Acts and any rule, regulation, order or other requirement of the Securities and Exchange Commission.

 

This Power of Attorney hereby revokes any powers of attorney previously given by the Undersigned relating to the MassMutual Separate Accounts listed above, provided that this revocation shall not affect the exercise of such power prior to the date hereof. This Power of Attorney shall not be affected by subsequent disability or incapacity of the Undersigned.

 

The Undersigned has set her hand this 10th day of December, 2019, in the City of Charlotte, State of North Carolina.

 

/s/ Kathleen A. Corbet    
Kathleen A. Corbet, Director      

 

 

POWER OF ATTORNEY: VARIABLE INSURANCE PRODUCT FILINGS

 

The Undersigned, James H. DeGraffenreidt, Jr., Director of Massachusetts Mutual Life Insurance Company (“MassMutual”), appoints Michael J. O’Connor, General Counsel of MassMutual, and all persons succeeding him in the capacity of General Counsel, John E. Deitelbaum, Head of MMUS Law of MassMutual, and Gary F. Murtagh, Head of MMUS Product & Operations Law of MassMutual (collectively referred to hereafter as “Attorneys”), as the Undersigned’s true and lawful attorneys and agents, each with full power to act individually.

 

This Power of Attorney authorizes each such Attorney to sign the Undersigned’s name, solely in his capacity as Director, to any registration statements, amendments thereto, reports, or documents to be filed with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and the Investment Company Act of 1940, as amended, (collectively, the “Acts”), relating to the MassMutual separate accounts and variable insurance product registration statements listed below:

 

Separate Account Name Registration Statement Numbers
Massachusetts Mutual Variable Annuity Separate Account 1

002-72715, 002-75412, 033-07724, 811-03200

Massachusetts Mutual Variable Annuity Separate Account 2 002-75413, 033-07723, 811-03354
Massachusetts Mutual Variable Annuity Separate Account 3 033-83798, 811-08758
Massachusetts Mutual Variable Annuity Separate Account 4 333-45039, 333-81015, 333-95851, 333-73406, 333-109620, 333-112626, 333-130156, 333-131007, 333-202684, 333-203063, 811-08619

Massachusetts Mutual Variable Life Separate Account I

 033-23126, 033-89798, 333-41657, 333-88503, 333-49475, 333-50410, 333-101495, 333-114171, 033-32361, 033-87904, 333-65887, 333-22557, 333-150916, 333-206438, 333-215823, 333-229670, 811-08075
Massachusetts Mutual Variable Life Separate Account II 033-31348, 811-04030
Massachusetts Mutual Variable Annuity Fund 1 002-30696, 811-01757
Massachusetts Mutual Variable Annuity Fund 2 002-48707, 811-02196
Panorama Separate Account 333-01363, 811-03215
Connecticut Mutual Variable Life Separate Account I 333-01349, 811-08514
CML Variable Annuity Account A 333-01369, 811-01733
CML Variable Annuity Account B 333-01351, 811-01918
CML Accumulation Annuity Account E 333-01357, 811-02587

 

Such Attorneys shall have full authority to take any action and execute all instruments they deem necessary or advisable to enable MassMutual to comply with the Acts and any rule, regulation, order or other requirement of the Securities and Exchange Commission.

 

This Power of Attorney hereby revokes any powers of attorney previously given by the Undersigned relating to the MassMutual Separate Accounts listed above, provided that this revocation shall not affect the exercise of such power prior to the date hereof. This Power of Attorney shall not be affected by subsequent disability or incapacity of the Undersigned.

 

The Undersigned has set his hand this 10th day of December, 2019, in the City of Charlotte, State of North Carolina.

 

/s/ James H. DeGraffenreidt, Jr.    
James H. DeGraffenreidt, Jr., Director      

 

 

POWER OF ATTORNEY: VARIABLE INSURANCE PRODUCT FILINGS

 

The Undersigned, Isabella D. Goren, Director of Massachusetts Mutual Life Insurance Company (“MassMutual”), appoints Michael J. O’Connor, General Counsel of MassMutual, and all persons succeeding him in the capacity of General Counsel, John E. Deitelbaum, Head of MMUS Law of MassMutual, and Gary F. Murtagh, Head of MMUS Product & Operations Law of MassMutual (collectively referred to hereafter as “Attorneys”), as the Undersigned’s true and lawful attorneys and agents, each with full power to act individually.

 

This Power of Attorney authorizes each such Attorney to sign the Undersigned’s name, solely in her capacity as Director, to any registration statements, amendments thereto, reports, or documents to be filed with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and the Investment Company Act of 1940, as amended, (collectively, the “Acts”), relating to the MassMutual separate accounts and variable insurance product registration statements listed below:

 

Separate Account Name Registration Statement Numbers
Massachusetts Mutual Variable Annuity Separate Account 1

002-72715, 002-75412, 033-07724, 811-03200

Massachusetts Mutual Variable Annuity Separate Account 2 002-75413, 033-07723, 811-03354
Massachusetts Mutual Variable Annuity Separate Account 3 033-83798, 811-08758
Massachusetts Mutual Variable Annuity Separate Account 4 333-45039, 333-81015, 333-95851, 333-73406, 333-109620, 333-112626, 333-130156, 333-131007, 333-202684, 333-203063, 811-08619

Massachusetts Mutual Variable Life Separate Account I

 033-23126, 033-89798, 333-41657, 333-88503, 333-49475, 333-50410, 333-101495, 333-114171, 033-32361, 033-87904, 333-65887, 333-22557, 333-150916, 333-206438, 333-215823, 333-229670, 811-08075
Massachusetts Mutual Variable Life Separate Account II 033-31348, 811-04030
Massachusetts Mutual Variable Annuity Fund 1 002-30696, 811-01757
Massachusetts Mutual Variable Annuity Fund 2 002-48707, 811-02196
Panorama Separate Account 333-01363, 811-03215
Connecticut Mutual Variable Life Separate Account I 333-01349, 811-08514
CML Variable Annuity Account A 333-01369, 811-01733
CML Variable Annuity Account B 333-01351, 811-01918
CML Accumulation Annuity Account E 333-01357, 811-02587

 

Such Attorneys shall have full authority to take any action and execute all instruments they deem necessary or advisable to enable MassMutual to comply with the Acts and any rule, regulation, order or other requirement of the Securities and Exchange Commission.

 

This Power of Attorney hereby revokes any powers of attorney previously given by the Undersigned relating to the MassMutual Separate Accounts listed above, provided that this revocation shall not affect the exercise of such power prior to the date hereof. This Power of Attorney shall not be affected by subsequent disability or incapacity of the Undersigned.

 

The Undersigned has set her hand this 10th day of December, 2019, in the City of Charlotte, State of North Carolina.

 

/s/ Isabella D. Goren    
Isabella D. Goren, Director      
 

 

POWER OF ATTORNEY: VARIABLE INSURANCE PRODUCT FILINGS

 

The Undersigned, Bernard A. Harris, Jr., Director of Massachusetts Mutual Life Insurance Company (“MassMutual”), appoints Michael J. O’Connor, General Counsel of MassMutual, and all persons succeeding him in the capacity of General Counsel, John E. Deitelbaum, Head of MMUS Law of MassMutual, and Gary F. Murtagh, Head of MMUS Product & Operations Law of MassMutual (collectively referred to hereafter as “Attorneys”), as the Undersigned’s true and lawful attorneys and agents, each with full power to act individually.

 

This Power of Attorney authorizes each such Attorney to sign the Undersigned’s name, solely in his capacity as Director, to any registration statements, amendments thereto, reports, or documents to be filed with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and the Investment Company Act of 1940, as amended (collectively, the “Acts”), relating to the MassMutual separate accounts and variable insurance product registration statements listed below:

 

Separate Account Name Registration Statement Numbers
Massachusetts Mutual Variable Annuity Separate Account 1

002-72715, 002-75412, 033-07724, 811-03200

Massachusetts Mutual Variable Annuity Separate Account 2 002-75413, 033-07723, 811-03354
Massachusetts Mutual Variable Annuity Separate Account 3 033-83798, 811-08758
Massachusetts Mutual Variable Annuity Separate Account 4 333-45039, 333-81015, 333-95851, 333-73406, 333-109620, 333-112626, 333-130156, 333-131007, 333-202684, 333-203063, 333-255824, 811-08619

Massachusetts Mutual Variable Life Separate Account I

 033-23126, 033-89798, 333-41657, 333-88503, 333-49475, 333-50410, 333-101495, 333-114171, 033-32361, 033-87904,
333-65887, 333-22557, 333-150916, 333-206438, 333-215823, 333-229670, 811-08075
Massachusetts Mutual Variable Life Separate Account II 033-31348, 811-04030
Massachusetts Mutual Variable Annuity Fund 1 002-30696, 811-01757
Massachusetts Mutual Variable Annuity Fund 2 002-48707, 811-02196
Panorama Separate Account 333-01363, 811-03215
Connecticut Mutual Variable Life Separate Account I 333-01349, 811-08514
CML Variable Annuity Account A 333-01369, 811-01733
CML Variable Annuity Account B 333-01351, 811-01918
CML Accumulation Annuity Account E 333-01357, 811-02587

 

Such Attorneys shall have full authority to take any action and execute all instruments they deem necessary or advisable to enable MassMutual to comply with the Acts and any rule, regulation, order or other requirement of the Securities and Exchange Commission.

 

This Power of Attorney hereby revokes any powers of attorney previously given by the Undersigned relating to the MassMutual Separate Accounts listed above, provided that this revocation shall not affect the exercise of such power prior to the date hereof. This Power of Attorney shall not be affected by subsequent disability or incapacity of the Undersigned.

 

The Undersigned has set his hand this 13th day of April, 2022, in the City of Boston, State of Commonwealth of Massachusetts.

 

/s/ Bernard A. Harris, Jr.    
Bernard A. Harris, Jr., Director      
   

 

POWER OF ATTORNEY: VARIABLE INSURANCE PRODUCT FILINGS

 

The Undersigned, Michelle K. Lee, Director of Massachusetts Mutual Life Insurance Company (“MassMutual”), appoints Michael J. O’Connor, General Counsel of MassMutual, and all persons succeeding him in the capacity of General Counsel, John E. Deitelbaum, Head of MMUS Law of MassMutual, and Gary F. Murtagh, Head of MMUS Product & Operations Law of MassMutual (collectively referred to hereafter as “Attorneys”), as the Undersigned’s true and lawful attorneys and agents, each with full power to act individually.

 

This Power of Attorney authorizes each such Attorney to sign the Undersigned’s name, solely in her capacity as Director, to any registration statements, amendments thereto, reports, or documents to be filed with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and the Investment Company Act of 1940, as amended (collectively, the “Acts”), relating to the MassMutual separate accounts and variable insurance product registration statements listed below:

 

Separate Account Name Registration Statement Numbers
Massachusetts Mutual Variable Annuity Separate Account 1

002-72715, 002-75412, 033-07724, 811-03200

Massachusetts Mutual Variable Annuity Separate Account 2 002-75413, 033-07723, 811-03354
Massachusetts Mutual Variable Annuity Separate Account 3 033-83798, 811-08758
Massachusetts Mutual Variable Annuity Separate Account 4 333-45039, 333-81015, 333-95851, 333-73406, 333-109620, 333-112626, 333-130156, 333-131007, 333-202684, 333-203063, 333-255824, 811-08619

Massachusetts Mutual Variable Life Separate Account I

 033-23126, 033-89798, 333-41657, 333-88503, 333-49475, 333-50410, 333-101495, 333-114171, 033-32361, 033-87904,
333-65887, 333-22557, 333-150916, 333-206438, 333-215823, 333-229670, 811-08075
Massachusetts Mutual Variable Life Separate Account II 033-31348, 811-04030
Massachusetts Mutual Variable Annuity Fund 1 002-30696, 811-01757
Massachusetts Mutual Variable Annuity Fund 2 002-48707, 811-02196
Panorama Separate Account 333-01363, 811-03215
Connecticut Mutual Variable Life Separate Account I 333-01349, 811-08514
CML Variable Annuity Account A 333-01369, 811-01733
CML Variable Annuity Account B 333-01351, 811-01918
CML Accumulation Annuity Account E 333-01357, 811-02587

 

Such Attorneys shall have full authority to take any action and execute all instruments they deem necessary or advisable to enable MassMutual to comply with the Acts and any rule, regulation, order or other requirement of the Securities and Exchange Commission.

 

This Power of Attorney hereby revokes any powers of attorney previously given by the Undersigned relating to the MassMutual Separate Accounts listed above, provided that this revocation shall not affect the exercise of such power prior to the date hereof. This Power of Attorney shall not be affected by subsequent disability or incapacity of the Undersigned.

 

The Undersigned has set her hand this 13th day of April, 2022, in the City of Boston, State of Commonwealth of Massachusetts.

 

/s/ Michelle K. Lee    
Michelle K. Lee, Director      
 

 

POWER OF ATTORNEY: VARIABLE INSURANCE PRODUCT FILINGS

 

The Undersigned, Jeffrey M. Leiden, Director of Massachusetts Mutual Life Insurance Company (“MassMutual”), appoints Michael J. O’Connor, General Counsel of MassMutual, and all persons succeeding him in the capacity of General Counsel, John E. Deitelbaum, Head of MMUS Law of MassMutual, and Gary F. Murtagh, Head of MMUS Product & Operations Law of MassMutual (collectively referred to hereafter as “Attorneys”), as the Undersigned’s true and lawful attorneys and agents, each with full power to act individually.

 

This Power of Attorney authorizes each such Attorney to sign the Undersigned’s name, solely in his capacity as Director, to any registration statements, amendments thereto, reports, or documents to be filed with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and the Investment Company Act of 1940, as amended, (collectively, the “Acts”), relating to the MassMutual separate accounts and variable insurance product registration statements listed below:

 

Separate Account Name Registration Statement Numbers
Massachusetts Mutual Variable Annuity Separate Account 1

002-72715, 002-75412, 033-07724, 811-03200

Massachusetts Mutual Variable Annuity Separate Account 2 002-75413, 033-07723, 811-03354
Massachusetts Mutual Variable Annuity Separate Account 3 033-83798, 811-08758
Massachusetts Mutual Variable Annuity Separate Account 4 333-45039, 333-81015, 333-95851, 333-73406, 333-109620, 333-112626, 333-130156, 333-131007, 333-202684, 333-203063, 811-08619

Massachusetts Mutual Variable Life Separate Account I

 033-23126, 033-89798, 333-41657, 333-88503, 333-49475, 333-50410, 333-101495, 333-114171, 033-32361, 033-87904, 333-65887, 333-22557, 333-150916, 333-206438, 333-215823, 333-229670, 811-08075
Massachusetts Mutual Variable Life Separate Account II 033-31348, 811-04030
Massachusetts Mutual Variable Annuity Fund 1 002-30696, 811-01757
Massachusetts Mutual Variable Annuity Fund 2 002-48707, 811-02196
Panorama Separate Account 333-01363, 811-03215
Connecticut Mutual Variable Life Separate Account I 333-01349, 811-08514
CML Variable Annuity Account A 333-01369, 811-01733
CML Variable Annuity Account B 333-01351, 811-01918
CML Accumulation Annuity Account E 333-01357, 811-02587

 

Such Attorneys shall have full authority to take any action and execute all instruments they deem necessary or advisable to enable MassMutual to comply with the Acts and any rule, regulation, order or other requirement of the Securities and Exchange Commission.

 

This Power of Attorney hereby revokes any powers of attorney previously given by the Undersigned relating to the MassMutual Separate Accounts listed above, provided that this revocation shall not affect the exercise of such power prior to the date hereof. This Power of Attorney shall not be affected by subsequent disability or incapacity of the Undersigned.

 

The Undersigned has set his hand this 10th day of December, 2019, in the City of Charlotte, State of North Carolina.

 

/s/ Jeffrey M. Leiden    
Jeffrey M. Leiden, Director      
 

 

POWER OF ATTORNEY: VARIABLE INSURANCE PRODUCT FILINGS

 

The Undersigned, Sean Newth, Chief Accounting Officer and Corporate Controller of Massachusetts Mutual Life Insurance Company (“MassMutual”), appoints Michael J. O’Connor, General Counsel of MassMutual, and all persons succeeding him in the capacity of General Counsel, John E. Deitelbaum, Head of MMUS Law of MassMutual, and Gary F. Murtagh, Head of MMUS Product & Operations Law of MassMutual (collectively referred to hereafter as “Attorneys”), as the Undersigned’s true and lawful attorneys and agents, each with full power to act individually.

 

This Power of Attorney authorizes each such Attorney to sign the Undersigned’s name, solely in his capacity as Chief Accounting Officer and Corporate Controller, to any registration statements, amendments thereto, reports, or documents to be filed with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and the Investment Company Act of 1940, as amended, (collectively, the “Acts”), relating to the MassMutual separate accounts and variable insurance product registration statements listed below:

 

Separate Account Name Registration Statement Numbers
Massachusetts Mutual Variable Annuity Separate Account 1

002-72715, 002-75412, 033-07724, 811-03200

Massachusetts Mutual Variable Annuity Separate Account 2 002-75413, 033-07723, 811-03354
Massachusetts Mutual Variable Annuity Separate Account 3 033-83798, 811-08758
Massachusetts Mutual Variable Annuity Separate Account 4 333-45039, 333-81015, 333-95851, 333-73406, 333-109620, 333-112626, 333-130156, 333-131007, 333-202684, 333-203063, 811-08619

Massachusetts Mutual Variable Life Separate Account I

 033-23126, 033-89798, 333-41657, 333-88503, 333-49475, 333-50410, 333-101495, 333-114171, 033-32361, 033-87904, 333-65887, 333-22557, 333-150916, 333-206438, 333-215823, 333-229670, 811-08075
Massachusetts Mutual Variable Life Separate Account II 033-31348, 811-04030
Massachusetts Mutual Variable Annuity Fund 1 002-30696, 811-01757
Massachusetts Mutual Variable Annuity Fund 2 002-48707, 811-02196
Panorama Separate Account 333-01363, 811-03215
Connecticut Mutual Variable Life Separate Account I 333-01349, 811-08514
CML Variable Annuity Account A 333-01369, 811-01733
CML Variable Annuity Account B 333-01351, 811-01918
CML Accumulation Annuity Account E 333-01357, 811-02587

 

Such Attorneys shall have full authority to take any action and execute all instruments they deem necessary or advisable to enable MassMutual to comply with the Acts and any rule, regulation, order or other requirement of the Securities and Exchange Commission.

 

This Power of Attorney hereby revokes any powers of attorney previously given by the Undersigned relating to the MassMutual Separate Accounts listed above, provided that this revocation shall not affect the exercise of such power prior to the date hereof. This Power of Attorney shall not be affected by subsequent disability or incapacity of the Undersigned.

 

The Undersigned has set his hand this 10th day of December, 2019, in the City of Charlotte, State of North Carolina.

 

/s/ Sean Newth    
Sean Newth, Chief Accounting Officer and Corporate Controller      

 

 

POWER OF ATTORNEY: VARIABLE INSURANCE PRODUCT FILINGS

 

The Undersigned, Laura J. Sen, Director of Massachusetts Mutual Life Insurance Company (“MassMutual”), appoints Michael J. O’Connor, General Counsel of MassMutual, and all persons succeeding him in the capacity of General Counsel, John E. Deitelbaum, Head of MMUS Law of MassMutual, and Gary F. Murtagh, Head of MMUS Product & Operations Law of MassMutual (collectively referred to hereafter as “Attorneys”), as the Undersigned’s true and lawful attorneys and agents, each with full power to act individually.

 

This Power of Attorney authorizes each such Attorney to sign the Undersigned’s name, solely in her capacity as Director, to any registration statements, amendments thereto, reports, or documents to be filed with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and the Investment Company Act of 1940, as amended, (collectively, the “Acts”), relating to the MassMutual separate accounts and variable insurance product registration statements listed below:

 

Separate Account Name Registration Statement Numbers
Massachusetts Mutual Variable Annuity Separate Account 1

002-72715, 002-75412, 033-07724, 811-03200

Massachusetts Mutual Variable Annuity Separate Account 2 002-75413, 033-07723, 811-03354
Massachusetts Mutual Variable Annuity Separate Account 3 033-83798, 811-08758
Massachusetts Mutual Variable Annuity Separate Account 4 333-45039, 333-81015, 333-95851, 333-73406, 333-109620, 333-112626, 333-130156, 333-131007, 333-202684, 333-203063, 811-08619

Massachusetts Mutual Variable Life Separate Account I

 033-23126, 033-89798, 333-41657, 333-88503, 333-49475, 333-50410, 333-101495, 333-114171, 033-32361, 033-87904, 333-65887, 333-22557, 333-150916, 333-206438, 333-215823, 333-229670, 811-08075
Massachusetts Mutual Variable Life Separate Account II 033-31348, 811-04030
Massachusetts Mutual Variable Annuity Fund 1 002-30696, 811-01757
Massachusetts Mutual Variable Annuity Fund 2 002-48707, 811-02196
Panorama Separate Account 333-01363, 811-03215
Connecticut Mutual Variable Life Separate Account I 333-01349, 811-08514
CML Variable Annuity Account A 333-01369, 811-01733
CML Variable Annuity Account B 333-01351, 811-01918
CML Accumulation Annuity Account E 333-01357, 811-02587

 

Such Attorneys shall have full authority to take any action and execute all instruments they deem necessary or advisable to enable MassMutual to comply with the Acts and any rule, regulation, order or other requirement of the Securities and Exchange Commission.

 

This Power of Attorney hereby revokes any powers of attorney previously given by the Undersigned relating to the MassMutual Separate Accounts listed above, provided that this revocation shall not affect the exercise of such power prior to the date hereof. This Power of Attorney shall not be affected by subsequent disability or incapacity of the Undersigned.

 

The Undersigned has set her hand this 10th day of December, 2019, in the City of Charlotte, State of North Carolina.

 

/s/ Laura J. Sen    
Laura J. Sen, Director      

 

 

POWER OF ATTORNEY: VARIABLE INSURANCE PRODUCT FILINGS

 

The Undersigned, William T. Spitz, Director of Massachusetts Mutual Life Insurance Company (“MassMutual”), appoints Michael J. O’Connor, General Counsel of MassMutual, and all persons succeeding him in the capacity of General Counsel, John E. Deitelbaum, Head of MMUS Law of MassMutual, and Gary F. Murtagh, Head of MMUS Product & Operations Law of MassMutual (collectively referred to hereafter as “Attorneys”), as the Undersigned’s true and lawful attorneys and agents, each with full power to act individually.

 

This Power of Attorney authorizes each such Attorney to sign the Undersigned’s name, solely in his capacity as Director, to any registration statements, amendments thereto, reports, or documents to be filed with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and the Investment Company Act of 1940, as amended, (collectively, the “Acts”), relating to the MassMutual separate accounts and variable insurance product registration statements listed below:

 

Separate Account Name Registration Statement Numbers
Massachusetts Mutual Variable Annuity Separate Account 1

002-72715, 002-75412, 033-07724, 811-03200

Massachusetts Mutual Variable Annuity Separate Account 2 002-75413, 033-07723, 811-03354
Massachusetts Mutual Variable Annuity Separate Account 3 033-83798, 811-08758
Massachusetts Mutual Variable Annuity Separate Account 4 333-45039, 333-81015, 333-95851, 333-73406, 333-109620, 333-112626, 333-130156, 333-131007, 333-202684, 333-203063, 811-08619

Massachusetts Mutual Variable Life Separate Account I

 033-23126, 033-89798, 333-41657, 333-88503, 333-49475, 333-50410, 333-101495, 333-114171, 033-32361, 033-87904, 333-65887, 333-22557, 333-150916, 333-206438, 333-215823, 333-229670, 811-08075
Massachusetts Mutual Variable Life Separate Account II 033-31348, 811-04030
Massachusetts Mutual Variable Annuity Fund 1 002-30696, 811-01757
Massachusetts Mutual Variable Annuity Fund 2 002-48707, 811-02196
Panorama Separate Account 333-01363, 811-03215
Connecticut Mutual Variable Life Separate Account I 333-01349, 811-08514
CML Variable Annuity Account A 333-01369, 811-01733
CML Variable Annuity Account B 333-01351, 811-01918
CML Accumulation Annuity Account E 333-01357, 811-02587

 

Such Attorneys shall have full authority to take any action and execute all instruments they deem necessary or advisable to enable MassMutual to comply with the Acts and any rule, regulation, order or other requirement of the Securities and Exchange Commission.

 

This Power of Attorney hereby revokes any powers of attorney previously given by the Undersigned relating to the MassMutual Separate Accounts listed above, provided that this revocation shall not affect the exercise of such power prior to the date hereof. This Power of Attorney shall not be affected by subsequent disability or incapacity of the Undersigned.

 

The Undersigned has set his hand this 10th day of December, 2019, in the City of Charlotte, State of North Carolina.

 

/s/ William T. Spitz    
William T. Spitz, Director      

 

 

POWER OF ATTORNEY: VARIABLE INSURANCE PRODUCT FILINGS

 

The Undersigned, H. Todd Stitzer, Director of Massachusetts Mutual Life Insurance Company (“MassMutual”), appoints Michael J. O’Connor, General Counsel of MassMutual, and all persons succeeding him in the capacity of General Counsel, John E. Deitelbaum, Head of MMUS Law of MassMutual, and Gary F. Murtagh, Head of MMUS Product & Operations Law of MassMutual (collectively referred to hereafter as “Attorneys”), as the Undersigned’s true and lawful attorneys and agents, each with full power to act individually.

 

This Power of Attorney authorizes each such Attorney to sign the Undersigned’s name, solely in his capacity as Director, to any registration statements, amendments thereto, reports, or documents to be filed with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and the Investment Company Act of 1940, as amended, (collectively, the “Acts”), relating to the MassMutual separate accounts and variable insurance product registration statements listed below:

 

Separate Account Name Registration Statement Numbers
Massachusetts Mutual Variable Annuity Separate Account 1

002-72715, 002-75412, 033-07724, 811-03200

Massachusetts Mutual Variable Annuity Separate Account 2 002-75413, 033-07723, 811-03354
Massachusetts Mutual Variable Annuity Separate Account 3 033-83798, 811-08758
Massachusetts Mutual Variable Annuity Separate Account 4 333-45039, 333-81015, 333-95851, 333-73406, 333-109620, 333-112626, 333-130156, 333-131007, 333-202684, 333-203063, 811-08619

Massachusetts Mutual Variable Life Separate Account I

 033-23126, 033-89798, 333-41657, 333-88503, 333-49475, 333-50410, 333-101495, 333-114171, 033-32361, 033-87904, 333-65887, 333-22557, 333-150916, 333-206438, 333-215823, 333-229670, 811-08075
Massachusetts Mutual Variable Life Separate Account II 033-31348, 811-04030
Massachusetts Mutual Variable Annuity Fund 1 002-30696, 811-01757
Massachusetts Mutual Variable Annuity Fund 2 002-48707, 811-02196
Panorama Separate Account 333-01363, 811-03215
Connecticut Mutual Variable Life Separate Account I 333-01349, 811-08514
CML Variable Annuity Account A 333-01369, 811-01733
CML Variable Annuity Account B 333-01351, 811-01918
CML Accumulation Annuity Account E 333-01357, 811-02587

 

Such Attorneys shall have full authority to take any action and execute all instruments they deem necessary or advisable to enable MassMutual to comply with the Acts and any rule, regulation, order or other requirement of the Securities and Exchange Commission.

 

This Power of Attorney hereby revokes any powers of attorney previously given by the Undersigned relating to the MassMutual Separate Accounts listed above, provided that this revocation shall not affect the exercise of such power prior to the date hereof. This Power of Attorney shall not be affected by subsequent disability or incapacity of the Undersigned.

 

The Undersigned has set his hand this 11th day of December, 2019, in the City of Charlotte, State of North Carolina.

 

/s/ H. Todd Stitzer    
H. Todd Stitzer, Director      

 

 

POWER OF ATTORNEY: VARIABLE INSURANCE PRODUCT FILINGS

 

The Undersigned, Elizabeth A. Ward, Chief Financial Officer of Massachusetts Mutual Life Insurance Company (“MassMutual”), appoints Michael J. O’Connor, General Counsel of MassMutual, and all persons succeeding him in the capacity of General Counsel, John E. Deitelbaum, Head of MMUS Law of MassMutual, and Gary F. Murtagh, Head of MMUS Product & Operations Law of MassMutual (collectively referred to hereafter as “Attorneys”), as the Undersigned’s true and lawful attorneys and agents, each with full power to act individually.

 

This Power of Attorney authorizes each such Attorney to sign the Undersigned’s name, solely in her capacity as Chief Financial Officer, to any registration statements, amendments thereto, reports, or documents to be filed with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and the Investment Company Act of 1940, as amended, (collectively, the “Acts”), relating to the MassMutual separate accounts and variable insurance product registration statements listed below:

 

Separate Account Name Registration Statement Numbers
Massachusetts Mutual Variable Annuity Separate Account 1

002-72715, 002-75412, 033-07724, 811-03200

Massachusetts Mutual Variable Annuity Separate Account 2 002-75413, 033-07723, 811-03354
Massachusetts Mutual Variable Annuity Separate Account 3 033-83798, 811-08758
Massachusetts Mutual Variable Annuity Separate Account 4 333-45039, 333-81015, 333-95851, 333-73406, 333-109620, 333-112626, 333-130156, 333-131007, 333-202684, 333-203063, 811-08619

Massachusetts Mutual Variable Life Separate Account I

 033-23126, 033-89798, 333-41657, 333-88503, 333-49475, 333-50410, 333-101495, 333-114171, 033-32361, 033-87904, 333-65887, 333-22557, 333-150916, 333-206438, 333-215823, 333-229670, 811-08075
Massachusetts Mutual Variable Life Separate Account II 033-31348, 811-04030
Massachusetts Mutual Variable Annuity Fund 1 002-30696, 811-01757
Massachusetts Mutual Variable Annuity Fund 2 002-48707, 811-02196
Panorama Separate Account 333-01363, 811-03215
Connecticut Mutual Variable Life Separate Account I 333-01349, 811-08514
CML Variable Annuity Account A 333-01369, 811-01733
CML Variable Annuity Account B 333-01351, 811-01918
CML Accumulation Annuity Account E 333-01357, 811-02587

 

Such Attorneys shall have full authority to take any action and execute all instruments they deem necessary or advisable to enable MassMutual to comply with the Acts and any rule, regulation, order or other requirement of the Securities and Exchange Commission.

 

This Power of Attorney hereby revokes any powers of attorney previously given by the Undersigned relating to the MassMutual Separate Accounts listed above, provided that this revocation shall not affect the exercise of such power prior to the date hereof. This Power of Attorney shall not be affected by subsequent disability or incapacity of the Undersigned.

 

The Undersigned has set her hand this 10th day of December, 2019, in the City of Charlotte, State of North Carolina.

 

/s/ Elizabeth A. Ward    
Elizabeth A. Ward, Chief Financial Officer