Consolidated Statement of Cash Flows (Unaudited) - USD ($)		3 Months Ended		6 Months Ended
		Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
OPERATING ACTIVITIES
Net income		$ 6,157,000	$ 4,164,000	$ 10,987,000	$ 8,331,000
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Provision for (Recovery of) credit losses		(506,000)	87,000	(411,000)	(49,000)
Loss on premises and equipment held for sale		693,000	0	693,000	0
Gain on exchange of real estate		(1,229,000)	(0)	(1,229,000)	(0)
Loss (gain) on equity securities	[1]	7,000	27,000	41,000	79,000
Software amortization expense		95,000	21,000	185,000	43,000
Amortization of premium and discount on investment securities, net				278,000	279,000
Amortization of core deposit intangibles		250,000	258,000	499,000	516,000
Depreciation, Amortization and Accretion, Net				(273,000)	(110,000)
Stock-based compensation, net				695,000	43,000
Origination of loans held for sale				(1,312,000)	(2,611,000)
Proceeds from sale of loans held for sale				1,223,000	2,690,000
Loss (gain) on sale of loans held for sale	[1]	(39,000)	(69,000)	(63,000)	(79,000)
Earnings on bank-owned life insurance	[1]	(230,000)	(227,000)	(723,000)	(454,000)
Deferred income tax				(315,000)	(124,000)
Decrease (increase) in accrued interest receivable				(4,000)	(251,000)
Increase (decrease) in accrued interest payable				618,000	3,336,000
Other, net				1,957,000	(2,836,000)
Net cash provided by (used in) operating activities				12,846,000	8,803,000
INVESTING ACTIVITIES
Proceeds from repayments and maturities				783,000	1,698,000
Purchases				0	(1,898,000)
Purchases				(200,000)	(5,000)
Decrease (increase) in loans, net				(60,301,000)	(18,576,000)
Purchase of loans				(831,000)	0
Proceeds from bank-owned life insurance				892,000	0
Purchase of premises and equipment				(897,000)	(196,000)
Purchase of restricted stock				(1,637,000)	(723,000)
Redemption of restricted stock				5,371,000	1,758,000
Net cash provided by (used in) investing activities				(56,820,000)	(17,942,000)
FINANCING ACTIVITIES
Net increase (decrease) in deposits				147,925,000	42,942,000
Net increase (decrease) in Federal Home Loan Bank advances				(83,400,000)	(38,000,000)
Repayment of other borrowings				(103,000)	(100,000)
Repurchase of common shares				0	(1,055,000)
Cash dividends				(3,394,000)	(3,226,000)
Net cash provided by (used in) financing activities				61,028,000	561,000
Increase (decrease) in cash and cash equivalents				17,054,000	(8,578,000)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD				55,792,000	60,836,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD		$ 72,846,000	$ 52,258,000	72,846,000	52,258,000
SUPPLEMENTAL INFORMATION
Interest on deposits and borrowings				18,556,000	16,823,000
Income taxes				1,800,000	1,807,000
Noncash investing transactions:
Exchange of real estate, net				1,229,000	0
Transfer from premises and equipment, net to premises and equipment held for sale				$ 1,015,000	$ 0

[1] Not within scope of ASC 606