Consolidated Statement of Income (Unaudited) - USD ($)		3 Months Ended
		Mar. 31, 2025	Mar. 31, 2024
INTEREST AND DIVIDEND INCOME
Interest and fees on loans		$ 23,387,000	$ 22,395,000
Interest-earning deposits in other institutions		291,000	437,000
Federal funds sold		155,000	152,000
Investment securities:
Taxable interest		530,000	467,000
Tax-exempt interest		960,000	972,000
Dividends on stock		150,000	189,000
Total interest and dividend income		25,473,000	24,612,000
INTEREST EXPENSE
Deposits		7,885,000	7,466,000
Short-term borrowings		1,347,000	1,993,000
Other borrowings		143,000	184,000
Total interest expense		9,375,000	9,643,000
NET INTEREST INCOME		16,098,000	14,969,000
Provision for (Recovery of) credit losses		95,000	(136,000)
NET INTEREST INCOME AFTER PROVISON FOR (RECOVERY OF) CREDIT LOSSES		16,003,000	15,105,000
NONINTEREST INCOME
Loss on equity securities	[1]	(34,000)	(52,000)
Earnings on bank-owned life insurance	[1]	493,000	227,000
Gain on sale of loans	[1]	24,000	10,000
Revenue from investment services		268,000	204,000
Gross rental income	[1]	0	67,000
Total noninterest income		1,944,000	1,796,000
NONINTEREST EXPENSE
Salaries and employee benefits		6,557,000	6,333,000
Occupancy expense		687,000	552,000
Equipment expense		225,000	240,000
Data processing and information technology costs		1,271,000	1,217,000
Ohio state franchise tax		399,000	397,000
Federal deposit insurance expense		267,000	251,000
Professional fees		598,000	558,000
Advertising expense		364,000	419,000
Software amortization expense		90,000	22,000
Core deposit intangible amortization		249,000	258,000
Gross other real estate owned expenses		0	99,000
Other Noninterest Expense		1,486,000	1,619,000
Total noninterest expense		12,193,000	11,965,000
Income before income taxes		5,754,000	4,936,000
Income taxes		924,000	769,000
NET INCOME		$ 4,830,000	$ 4,167,000
EARNINGS PER SHARE
Basic (in dollars per share)		$ 0.6	$ 0.52
Diluted (in dollars per share)		$ 0.6	$ 0.51
Deposit Account [Member]
NONINTEREST INCOME
Noninterest income revenue		$ 989,000	$ 909,000
Financial Service, Other [Member]
NONINTEREST INCOME
Noninterest income revenue		$ 204,000	$ 431,000

[1] Not within scope of ASC 606