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Consolidated Balance Sheet (Unaudited) - USD ($)
Mar. 31, 2025
Dec. 31, 2024
Assets [Abstract]    
Cash and due from banks $ 56,150,000 $ 46,037,000
Federal funds sold 10,720,000 9,755,000
Cash and cash equivalents 66,870,000 55,792,000
Investment securities available for sale, at fair value 165,014,000 165,802,000
Other investments 1,021,000 855,000
Loans:    
Loans [1],[2] 1,550,349,000 1,519,614,000
Less: allowance for credit losses [1],[2] 22,401,000 22,447,000
Net loans [1],[2] 1,527,948,000 1,497,167,000
Premises and equipment, net 20,494,000 20,565,000
Goodwill 36,356,000 36,356,000
Core deposit intangibles 5,362,000 5,611,000
Bank-owned life insurance 34,866,000 35,259,000
Interest Receivable and Other Assets 30,425,000 35,952,000
TOTAL ASSETS 1,888,356,000 1,853,359,000
LIABILITIES    
Noninterest-bearing demand 369,492,000 377,875,000
Interest-bearing demand 222,953,000 208,291,000
Money market 481,664,000 414,074,000
Savings 189,943,000 197,749,000
Time 275,673,000 247,704,000
Total deposits 1,539,725,000 1,445,693,000
Federal Home Loan Bank advances 110,000,000 172,400,000
Other borrowings 11,609,000 11,660,000
Accrued interest payable and other liabilities 13,229,000 13,044,000
TOTAL LIABILITIES 1,674,563,000 1,642,797,000
STOCKHOLDERS' EQUITY    
Common stock, no par value; 25,000,000 shares authorized, 9,960,503 and 9,953,018 shares issued; 8,081,193 and 8,073,708 shares outstanding 162,195,000 161,999,000
Additional paid-in capital 515,000 246,000
Retained earnings 112,432,000 109,299,000
Accumulated other comprehensive loss (20,440,000) (20,073,000)
Treasury stock, at cost; 1,879,310 and 1,879,310 shares (40,909,000) (40,909,000)
TOTAL STOCKHOLDERS' EQUITY 213,793,000 210,562,000
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 1,888,356,000 1,853,359,000
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]    
Loans:    
Loans [1],[2] 185,412,000 181,447,000
Less: allowance for credit losses 2,288,000 2,100,000
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]    
Loans:    
Loans [1],[2] 413,621,000 412,291,000
Less: allowance for credit losses 5,098,000 8,364,000
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]    
Loans:    
Loans [1],[2] 88,737,000 89,849,000
Less: allowance for credit losses 1,168,000 1,310,000
Residential Portfolio Segment [Member]    
Loans:    
Loans [1],[2] 351,274,000 353,442,000
Less: allowance for credit losses 5,650,000 5,236,000
Commercial And Industrial [Member]    
Loans:    
Loans [1],[2] 235,547,000 229,034,000
Less: allowance for credit losses 2,971,000 2,427,000
Home Equity Lines of Credit [Member]    
Loans:    
Loans [1],[2] 147,154,000 143,379,000
Less: allowance for credit losses 920,000 897,000
Construction and Other [Member]    
Loans:    
Loans [1],[2] 122,653,000 103,608,000
Less: allowance for credit losses 4,233,000 2,052,000
Consumer Portfolio Segment [Member]    
Loans:    
Loans [1],[2] 5,951,000 6,564,000
Less: allowance for credit losses $ 73,000 $ 61,000
[1] Accrued interest of $5.5 million and $5.5 million at March 31, 2025 and December 31, 2024, respectively, is excluded from amortized cost and presented in "accrued interest receivable and other assets" on the Consolidated Balance Sheets.
[2] Unearned income, including net deferred loan fees and costs and unamortized premiums and discounts, totaled $7.7 million and $8.2 million at March 31, 2025 and December 31, 2024, respectively.