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Consolidated Balance Sheet (Unaudited) - USD ($)
Mar. 31, 2023
Dec. 31, 2022
ASSETS    
Cash and due from banks $ 59,609,000 $ 51,404,000
Federal funds sold 7,048,000 2,405,000
Cash and cash equivalents 66,657,000 53,809,000
Equity securities, at fair value 777,000 915,000
Investment securities available for sale, at fair value 169,605,000 164,967,000
Loans held for sale 104,000 0
Loans:    
Outstanding balance 1,382,847,000 1,352,872,000
Less: allowance for credit losses 20,162,000 14,438,000
Net loans 1,362,685,000 1,338,434,000
Premises and equipment, net 21,775,000 21,961,000
Goodwill 31,735,000 31,735,000
Core deposit intangibles 7,436,000 7,701,000
Bank-owned life insurance 34,015,000 33,811,000
Other real estate owned 5,792,000 5,821,000
Accrued interest receivable and other assets 27,258,000 28,528,000
TOTAL ASSETS 1,727,839,000 1,687,682,000
LIABILITIES    
Noninterest-bearing demand 474,977,000 503,907,000
Interest-bearing demand 196,086,000 164,677,000
Money market 221,723,000 187,498,000
Savings 287,859,000 307,917,000
Time 244,962,000 238,020,000
Total deposits 1,425,607,000 1,402,019,000
Short-term borrowings:    
Federal Home Loan Bank advances 85,000,000 65,000,000
Other borrowings 12,010,000 12,059,000
Accrued interest payable and other liabilities 10,057,000 10,913,000
TOTAL LIABILITIES 1,532,674,000 1,489,991,000
STOCKHOLDERS' EQUITY    
Common stock, no par value; 10,000,000 shares authorized, 9,924,245 and 9,916,466 shares issued; 8,088,793 and 8,245,235 shares outstanding 161,248,000 161,029,000
Retained earnings 93,024,000 94,154,000
Accumulated other comprehensive loss (19,253,000) (22,144,000)
Treasury stock, at cost; 1,835,452 and 1,671,231 shares (39,854,000) (35,348,000)
TOTAL STOCKHOLDERS' EQUITY 195,165,000 197,691,000
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 1,727,839,000 1,687,682,000
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]    
Loans:    
Outstanding balance 185,661,000 191,748,000
Less: allowance for credit losses 2,678,000 2,203,000
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]    
Loans:    
Outstanding balance 394,331,000 380,580,000
Less: allowance for credit losses 4,712,000 5,597,000
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]    
Loans:    
Outstanding balance 63,892,000 58,251,000
Less: allowance for credit losses 1,371,000 662,000
Residential Portfolio Segment [Member]    
Loans:    
Outstanding balance 306,179,000 296,308,000
Less: allowance for credit losses 4,967,000 2,047,000
Commercial And Industrial [Member]    
Loans:    
Outstanding balance 195,024,000 195,602,000
Less: allowance for credit losses 3,819,000 1,483,000
Home Equity Lines of Credit [Member]    
Loans:    
Outstanding balance 126,555,000 128,065,000
Less: allowance for credit losses 809,000 1,753,000
Construction and Other [Member]    
Loans:    
Outstanding balance 103,389,000 94,199,000
Less: allowance for credit losses 1,553,000 609,000
Consumer Portfolio Segment [Member]    
Loans:    
Outstanding balance 7,816,000 8,119,000
Less: allowance for credit losses $ 253,000 $ 84,000