Consolidated Balance Sheet (Unaudited) - USD ($)	Sep. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 119,777,000	$ 97,172,000
Federal funds sold	8,800,000	22,322,000
Cash and cash equivalents	128,577,000	119,494,000
Equity securities, at fair value	972,000	818,000
Investment securities available for sale, at fair value	162,064,000	170,199,000
Loans held for sale	0	1,051,000
Loans:
Loans	995,195,000	981,691,000
Less: allowance for loan and lease losses	14,532,000	14,342,000
Net loans	980,663,000	967,349,000
Premises and equipment, net	16,215,000	17,272,000
Goodwill	15,071,000	15,071,000
Core deposit intangibles	1,171,000	1,403,000
Bank-owned life insurance	17,382,000	17,060,000
Other real estate owned	6,792,000	6,992,000
Accrued interest receivable and other assets	22,104,000	14,297,000
TOTAL ASSETS	1,351,011,000	1,331,006,000
LIABILITIES
Noninterest-bearing demand	383,675,000	334,171,000
Interest-bearing demand	160,112,000	196,308,000
Money market	162,052,000	177,281,000
Savings	247,466,000	260,125,000
Time	177,182,000	198,725,000
Total deposits	1,130,487,000	1,166,610,000
Short-term borrowings:
Federal Home Loan Bank advances	80,000,000	0
Total short-term borrowings	80,000,000	0
Other borrowings	12,107,000	12,901,000
Accrued interest payable and other liabilities	5,562,000	6,160,000
TOTAL LIABILITIES	1,228,156,000	1,185,671,000
STOCKHOLDERS' EQUITY
Common stock, no par value; 10,000,000 shares authorized, 7,350,616 and 7,330,548 shares issued; 5,767,803 and 5,888,737 shares outstanding	87,640,000	87,131,000
Retained earnings	93,166,000	83,971,000
Accumulated other comprehensive (loss) income	(25,080,000)	3,462,000
Treasury stock, at cost; 1,582,813 and 1,441,811 shares	(32,871,000)	(29,229,000)
TOTAL STOCKHOLDERS' EQUITY	122,855,000	145,335,000
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	1,351,011,000	1,331,006,000
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Loans:
Loans	120,912,000	111,470,000
Less: allowance for loan and lease losses	1,884,000	1,836,000
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Loans:
Loans	285,419,000	283,618,000
Less: allowance for loan and lease losses	5,698,000	7,431,000
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]
Loans:
Loans	38,063,000	31,189,000
Less: allowance for loan and lease losses	623,000	454,000
Residential Portfolio Segment [Member]
Loans:
Loans	247,612,000	240,089,000
Less: allowance for loan and lease losses	2,249,000	1,740,000
Commercial And Industrial [Member]
Loans:
Loans	146,987,000	148,812,000
Less: allowance for loan and lease losses	1,732,000	882,000
Home Equity Lines of Credit [Member]
Loans:
Loans	114,344,000	104,355,000
Less: allowance for loan and lease losses	1,893,000	1,452,000
Construction and Other [Member]
Loans:
Loans	33,748,000	54,148,000
Less: allowance for loan and lease losses	429,000	533,000
Consumer Portfolio Segment [Member]
Loans:
Loans	8,110,000	8,010,000
Less: allowance for loan and lease losses	$ 24,000	$ 14,000