Note 5 - Loans and Related Allowance for Loan and Lease Losses (Tables)

12 Months Ended

Dec. 31, 2021

Notes Tables

Schedule Of Financing Receivable By Segment [Table Text Block]

December 31, 2021
Ending Loan Balance by Impairment Evaluation
	Individually		Collectively		Total Loans
Loans:
Commercial real estate:
Owner occupied	$	731	$	110,739	$	111,470
Non-owner occupied		5,297		278,321		283,618
Multifamily		-		31,189		31,189
Residential real estate		1,104		238,985		240,089
Commercial and industrial		587		148,225		148,812
Home equity lines of credit		250		104,105		104,355
Construction and other		-		54,148		54,148
Consumer installment		-		8,010		8,010
Total	$	7,969	$	973,722	$	981,691

December 31, 2020
Ending Loan Balance by Impairment Evaluation
	Individually		Collectively		Total Loans
Loans:
Commercial real estate:
Owner occupied	$	1,565	$	101,556	$	103,121
Non-owner occupied		4,123		305,301		309,424
Multifamily		-		39,562		39,562
Residential real estate		1,319		232,676		233,995
Commercial and industrial		834		231,210		232,044
Home equity lines of credit		246		112,297		112,543
Construction and other		-		63,573		63,573
Consumer installment		-		9,823		9,823
Total	$	8,087	$	1,095,998	$	1,104,085

Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]

December 31, 2021
Ending Allowance Balance by Impairment Evaluation
	Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total Allocation
Loans:
Commercial real estate:
Owner occupied	$	10	$	1,826	$	1,836
Non-owner occupied		655		6,776		7,431
Multifamily		-		454		454
Residential real estate		17		1,723		1,740
Commercial and industrial		42		840		882
Home equity lines of credit		16		1,436		1,452
Construction and other		-		533		533
Consumer installment		-		14		14
Total	$	740	$	13,602	$	14,342

December 31, 2020
Ending Allowance Balance by Impairment Evaluation
	Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total Allocation
Loans:
Commercial real estate:
Owner occupied	$	10	$	1,332	$	1,342
Non-owner occupied		371		6,446		6,817
Multifamily		-		461		461
Residential real estate		20		1,663		1,683
Commercial and industrial		48		1,305		1,353
Home equity lines of credit		41		1,364		1,405
Construction and other		-		378		378
Consumer installment		-		20		20
Total	$	490	$	12,969	$	13,459

	Allowance for Loan and Lease Losses
	Balance										Balance
	December 31, 2020		Charge-offs			Recoveries		Provision			December 31, 2021
Loans:
Commercial real estate:
Owner occupied	$	1,342	$	-		$	45	$	449		$	1,836
Non-owner occupied		6,817		(313	)		138		789			7,431
Multifamily		461		-			-		(7	)		454
Residential real estate		1,683		(27	)		27		57			1,740
Commercial and industrial		1,353		(1	)		194		(664	)		882
Home equity lines of credit		1,405					56		(9	)		1,452
Construction and other		378		-			46		109			533
Consumer installment		20		(124	)		142		(24	)		14
Total	$	13,459	$	(465	)	$	648	$	700		$	14,342

	Allowance for Loan and Lease Losses
	Balance									Balance
	December 31, 2019		Charge-offs			Recoveries		Provision		December 31, 2020
Loans:
Commercial real estate:
Owner occupied	$	801	$	(50	)	$	17	$	574	$	1,342
Non-owner occupied		3,382		(3,022	)		74		6,383		6,817
Multifamily		340		-			-		121		461
Residential real estate		726		(62	)		42		977		1,683
Commercial and industrial		456		(245	)		294		848		1,353
Home equity lines of credit		932		(55	)		84		444		1,405
Construction and other		103		-			157		118		378
Consumer installment		28		(405	)		22		375		20
Total	$	6,768	$	(3,839	)	$	690	$	9,840	$	13,459

Impaired Financing Receivables [Table Text Block]

December 31, 2021
Impaired Loans
			Unpaid
	Recorded		Principal		Related
	Investment		Balance		Allowance
With no related allowance recorded:
Commercial real estate:
Non-owner occupied	$	1,547	$	1,802		-
Residential real estate		820		874		-
Commercial and industrial		370		538		-
Home equity lines of credit		7		7		-
Total	$	2,744	$	3,221	$	-
With an allowance recorded:
Commercial real estate:
Owner occupied	$	731	$	731	$	10
Non-owner occupied		3,750		4,277		655
Residential real estate		284		284		17
Commercial and industrial		217		230		42
Home equity lines of credit		243		243		16
Total	$	5,225	$	5,765	$	740
Total:
Commercial real estate:
Owner occupied	$	731	$	731	$	10
Non-owner occupied		5,297		6,079		655
Residential real estate		1,104		1,158		17
Commercial and industrial		587		768		42
Home equity lines of credit		250		250		16
Total	$	7,969	$	8,986	$	740

December 31, 2020
Impaired Loans
			Unpaid
	Recorded		Principal		Related
	Investment		Balance		Allowance
With no related allowance recorded:
Commercial real estate:
Owner occupied	$	1,118	$	1,142	$	-
Non-owner occupied		801		801		-
Residential real estate		941		1,013		-
Commercial and industrial		561		1,056		-
Home equity lines of credit		80		92		-
Consumer installment		-		-		-
Total	$	3,501	$	4,104	$	-
With an allowance recorded:
Commercial real estate:
Owner occupied	$	447	$	447	$	10
Non-owner occupied		3,322		3,596		371
Residential real estate		378		378		20
Commercial and industrial		273		276		48
Home equity lines of credit		166		166		41
Total	$	4,586	$	4,863	$	490
Total:
Commercial real estate:
Owner occupied	$	1,565	$	1,589	$	10
Non-owner occupied		4,123		4,397		371
Residential real estate		1,319		1,391		20
Commercial and industrial		834		1,332		48
Home equity lines of credit		246		258		41
Consumer installment		-		-		-
Total	$	8,087	$	8,967	$	490

Schedule of Additional Information Related to Impaired Loans [Table Text Block]

	As of December 31, 2021				As of December 31, 2020
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Commercial real estate:
Owner occupied	$	1,334	$	53	$	2,851	$	72
Non-owner occupied		5,023		262		8,815		184
Residential real estate		1,208		56		1,247		52
Commercial and industrial		763		62		1,076		42
Home equity lines of credit		245		12		308		8
Total	$	8,573	$	445	$	14,297	$	358

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

	December 31, 2021
	Number of Contracts						Pre-Modification		Post-Modification
	Term						Outstanding Recorded		Outstanding Recorded
Troubled Debt Restructurings	Modification		Other		Total		Investment		Investment
Commercial real estate:
Non-owner occupied		1		-		1	$	730	$	730
Residential real estate		1		-		1		96		96
							$	826	$	826

	December 31, 2020
	Number of Contracts						Pre-Modification		Post-Modification
	Term						Outstanding Recorded		Outstanding Recorded
Troubled Debt Restructurings	Modification		Other		Total		Investment		Investment
Commercial and industrial		2		-		2	$	25	$	24
Residential real estate		1		-		1		114		114
							$	139	$	138

Financing Receivable Credit Quality Indicators [Table Text Block]

			Special						Total
December 31, 2021	Pass		Mention		Substandard		Doubtful		Loans
Commercial real estate:
Owner occupied	$	104,217	$	2,400	$	4,853	$	-	$	111,470
Non-owner occupied		230,672		3,038		49,908		-		283,618
Multifamily		31,189		-		-		-		31,189
Residential real estate		237,132		-		2,957		-		240,089
Commercial and industrial		143,911		2,748		2,153		-		148,812
Home equity lines of credit		103,296		-		1,059		-		104,355
Construction and other		53,807		341		-		-		54,148
Consumer installment		8,005		-		5		-		8,010
Total	$	912,229	$	8,527	$	60,935	$	-	$	981,691

			Special						Total
December 31, 2020	Pass		Mention		Substandard		Doubtful		Loans
Commercial real estate:
Owner occupied	$	93,939	$	7,084	$	2,098	$	-	$	103,121
Non-owner occupied		258,974		983		49,467		-		309,424
Multifamily		39,562		-		-		-		39,562
Residential real estate		230,944		265		2,786		-		233,995
Commercial and industrial		227,765		1,800		2,479		-		232,044
Home equity lines of credit		111,208		-		1,335		-		112,543
Construction and other		58,082		-		5,491		-		63,573
Consumer installment		9,816		-		7		-		9,823
Total	$	1,030,290	$	10,132	$	63,663	$	-	$	1,104,085

Financing Receivable, Past Due [Table Text Block]

			30-59 Days		60-89 Days		90 Days+		Total		Total
December 31, 2021	Current		Past Due		Past Due		Past Due		Past Due		Loans
Commercial real estate:
Owner occupied	$	111,257	$	81	$	132	$	-	$	213	$	111,470
Non-owner occupied		282,365		880		-		373		1,253		283,618
Multifamily		31,189		-		-		-		-		31,189
Residential real estate		238,483		1,187		-		419		1,606		240,089
Commercial and industrial		148,437		112		-		263		375		148,812
Home equity lines of credit		104,316		-		39		-		39		104,355
Construction and other		54,148		-		-		-		-		54,148
Consumer installment		7,799		16		19		176		211		8,010
Total	$	977,994	$	2,276	$	190	$	1,231	$	3,697	$	981,691

			30-59 Days		60-89 Days		90 Days+		Total		Total
December 31, 2020	Current		Past Due		Past Due		Past Due		Past Due		Loans
Commercial real estate:
Owner occupied	$	102,587	$	418	$	-	$	116	$	534	$	103,121
Non-owner occupied		305,613		1,844		1,373		594		3,811		309,424
Multifamily		39,562		-		-		-		-		39,562
Residential real estate		230,996		2,364		95		540		2,999		233,995
Commercial and industrial		231,534		260		219		31		510		232,044
Home equity lines of credit		112,325		120		-		98		218		112,543
Construction and other		63,529		44		-		-		44		63,573
Consumer installment		9,424		71		108		220		399		9,823
Total	$	1,095,570	$	5,121	$	1,795	$	1,599	$	8,515	$	1,104,085

Financing Receivable, Nonaccrual [Table Text Block]

			90+ Days Past
December 31, 2021	Nonaccrual		Due and Accruing
Commercial real estate:
Owner occupied	$	81	$	-
Non-owner occupied		2,442		-
Residential real estate		1,577		-
Commercial and industrial		456		-
Home equity lines of credit		121		-
Consumer installment		182		-
Total	$	4,859	$	-

			90+ Days Past
December 31, 2020	Nonaccrual		Due and Accruing
Commercial real estate:
Owner occupied	$	458	$	-
Non-owner occupied		3,758		-
Residential real estate		2,487		-
Commercial and industrial		509		-
Home equity lines of credit		422		-
Consumer installment		224		-
Total	$	7,858	$	-