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Consolidated Balance Sheet - USD ($)
Dec. 31, 2021
Dec. 31, 2020
ASSETS    
Cash and due from banks $ 97,172,000 $ 92,874,000
Federal funds sold 22,322,000 19,543,000
Cash and cash equivalents 119,494,000 112,417,000
Equity securities, at fair value 818,000 609,000
Investment securities available for sale, at fair value 170,199,000 114,360,000
Loans held for sale 1,051,000 878,000
Loans:    
Loans 981,691,000 1,104,085,000
Less: allowance for loan and lease losses 14,342,000 13,459,000
Net loans 967,349,000 1,090,626,000
Premises and equipment, net 17,272,000 18,333,000
Goodwill 15,071,000 15,071,000
Core deposit intangibles 1,403,000 1,724,000
Bank-owned life insurance 17,060,000 16,938,000
Other real estate owned 6,992,000 7,387,000
Accrued interest receivable and other assets 14,297,000 13,636,000
TOTAL ASSETS 1,331,006,000 1,391,979,000
LIABILITIES    
Noninterest-bearing demand 334,171,000 291,347,000
Interest-bearing demand 196,308,000 195,722,000
Money market 177,281,000 198,493,000
Savings 260,125,000 243,888,000
Time 198,725,000 295,750,000
Total deposits 1,166,610,000 1,225,200,000
Other borrowings 12,901,000 17,038,000
Accrued interest payable and other liabilities 6,160,000 5,931,000
TOTAL LIABILITIES 1,185,671,000 1,248,169,000
STOCKHOLDERS' EQUITY    
Common stock, no par value; 10,000,000 shares authorized, 7,330,548 and 7,308,685 shares issued; 5,888,737 and 6,379,323 shares outstanding 87,131,000 86,886,000
Retained earnings 83,971,000 69,578,000
Accumulated other comprehensive income 3,462,000 4,284,000
Treasury stock, at cost; 1,441,811 and 929,362 shares (29,229,000) (16,938,000)
TOTAL STOCKHOLDERS' EQUITY 145,335,000 143,810,000
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 1,331,006,000 1,391,979,000
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]    
Loans:    
Loans 111,470,000 103,121,000
Less: allowance for loan and lease losses 1,836,000 1,342,000
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]    
Loans:    
Loans 283,618,000 309,424,000
Less: allowance for loan and lease losses 7,431,000 6,817,000
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]    
Loans:    
Loans 31,189,000 39,562,000
Less: allowance for loan and lease losses 454,000 461,000
Residential Portfolio Segment [Member]    
Loans:    
Loans 240,089,000 233,995,000
Less: allowance for loan and lease losses 1,740,000 1,683,000
Commercial And Industrial [Member]    
Loans:    
Loans 148,812,000 232,044,000
Less: allowance for loan and lease losses 882,000 1,353,000
Home Equity Lines of Credit [Member]    
Loans:    
Loans 104,355,000 112,543,000
Less: allowance for loan and lease losses 1,452,000 1,405,000
Construction and Other [Member]    
Loans:    
Loans 54,148,000 63,573,000
Less: allowance for loan and lease losses 533,000 378,000
Consumer Portfolio Segment [Member]    
Loans:    
Loans 8,010,000 9,823,000
Less: allowance for loan and lease losses $ 14,000 $ 20,000