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Consolidated Balance Sheet (Current Period Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
ASSETS    
Cash and due from banks $ 55,766 $ 35,113
Federal funds sold 2,520 0
Cash and cash equivalents 58,286 35,113
Equity securities, at fair value 581 710
Investment securities available for sale, at fair value 112,529 105,733
Loans held for sale 4,151 1,220
Loans:    
Loans 1,110,259 984,258
Less: allowance for loan and lease losses 10,210 6,768
Net loans 1,100,049 977,490
Premises and equipment, net 18,962 17,874
Goodwill 15,071 15,071
Core deposit intangibles 1,890 2,056
Bank-owned life insurance 16,723 16,511
Accrued interest receivable and other assets 15,078 10,697
TOTAL ASSETS 1,343,320 1,182,475
LIABILITIES    
Noninterest-bearing demand 270,738 191,370
Interest-bearing demand 136,722 107,844
Money market 168,842 160,826
Savings 218,545 192,003
Time 363,420 368,800
Total deposits 1,158,267 1,020,843
Short-term borrowings:    
Federal funds purchased 0 75
Federal Home Loan Bank advances 20,417 5,000
Total short-term borrowings 20,417 5,075
Other borrowings 17,162 12,750
Accrued interest payable and other liabilities 6,779 6,032
TOTAL LIABILITIES 1,202,625 1,044,700
STOCKHOLDERS' EQUITY    
Common stock, no par value; 10,000,000 shares authorized, 7,298,829 and 7,294,792 shares issued; 6,369,467 and 6,423,630 shares outstanding 86,722 86,617
Retained earnings 67,150 65,063
Accumulated other comprehensive income 3,761 1,842
Treasury stock, at cost; 929,362 and 871,162 shares (16,938) (15,747)
TOTAL STOCKHOLDERS' EQUITY 140,695 137,775
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 1,343,320 1,182,475
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]    
Loans:    
Loans 110,134 102,386
Less: allowance for loan and lease losses 1,038 801
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]    
Loans:    
Loans 300,577 302,180
Less: allowance for loan and lease losses 5,159 3,382
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]    
Loans:    
Loans 37,604 62,028
Less: allowance for loan and lease losses 291 340
Residential Portfolio Segment [Member]    
Loans:    
Loans 227,427 234,798
Less: allowance for loan and lease losses 1,167 726
Commercial And Industrial [Member]    
Loans:    
Loans 240,096 89,527
Less: allowance for loan and lease losses 1,105 456
Home Equity Lines of Credit [Member]    
Loans:    
Loans 117,196 112,248
Less: allowance for loan and lease losses 1,203 932
Construction and Other [Member]    
Loans:    
Loans 66,015 66,680
Less: allowance for loan and lease losses 236 103
Consumer Portfolio Segment [Member]    
Loans:    
Loans 11,210 14,411
Less: allowance for loan and lease losses $ 11 $ 28