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Consolidated Statement of Income - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
INTEREST AND DIVIDEND INCOME    
Interest and fees on loans $ 50,390,000 $ 46,576,000
Interest-earning deposits in other institutions 673,000 558,000
Federal funds sold 78,000 46,000
Investment securities:    
Taxable interest 796,000 688,000
Tax-exempt interest 2,392,000 2,262,000
Dividends on stock 196,000 227,000
Total interest and dividend income 54,525,000 50,357,000
INTEREST EXPENSE    
Deposits 12,409,000 8,631,000
Short-term borrowings 368,000 842,000
Other borrowings 363,000 436,000
Total interest expense 13,140,000 9,909,000
NET INTEREST INCOME 41,385,000 40,448,000
Provision for loan losses 890,000 840,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 40,495,000 39,608,000
NONINTEREST INCOME    
Investment securities gains on sale, net [1] 194,000
Gain (loss) on equity securities [1] 94,000 (9,000)
Earnings on bank-owned life insurance [1] 431,000 428,000
Gain on sale of loans [1] 433,000 231,000
Total noninterest income 4,841,000 3,728,000
NONINTEREST EXPENSE    
Salaries and employee benefits 16,523,000 15,749,000
Occupancy expense 2,164,000 1,933,000
Equipment expense 1,040,000 969,000
Data processing costs 2,208,000 1,806,000
Ohio state franchise tax 1,044,000 823,000
Federal deposit insurance expense 230,000 550,000
Professional fees 1,683,000 1,482,000
Advertising expense 733,000 921,000
Software amortization expense 638,000 605,000
Core deposit intangible amortization 341,000 352,000
Other expense 3,429,000 3,553,000
Total noninterest expense 30,033,000 28,743,000
Income before income taxes 15,303,000 14,593,000
Income taxes 2,592,000 2,162,000
NET INCOME $ 12,711,000 $ 12,431,000
EARNINGS PER SHARE    
Basic (in dollars per share) $ 1.96 $ 1.92
Diluted (in dollars per share) $ 1.95 $ 1.91
Deposit Account [Member]    
NONINTEREST INCOME    
Noninterest income revenue $ 2,186,000 $ 1,914,000
Financial Service, Other [Member]    
NONINTEREST INCOME    
Noninterest income revenue $ 1,503,000 $ 1,164,000
[1] Not within scope of ASC 606