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Consolidated Balance Sheet - USD ($)
Dec. 31, 2019
Dec. 31, 2018
ASSETS    
Cash and cash equivalents $ 35,113,000 $ 107,933,000
Equity securities, at fair value 710,000 616,000
Investment securities available for sale, at fair value 105,733,000 98,322,000
Loans held for sale 1,220,000 597,000
Loans:    
Loans 984,258,000 992,109,000
Less allowance for loan and lease losses 6,768,000 7,428,000
Net loans 977,490,000 984,681,000
Premises and equipment, net 17,874,000 13,003,000
Goodwill 15,071,000 15,071,000
Core deposit intangibles 2,056,000 2,397,000
Bank-owned life insurance 16,511,000 16,080,000
Accrued interest receivable and other assets 10,697,000 9,698,000
TOTAL ASSETS 1,182,475,000 1,248,398,000
LIABILITIES    
Noninterest-bearing demand 191,370,000 203,410,000
Interest-bearing demand 107,844,000 92,104,000
Money market 160,826,000 196,685,000
Savings 192,003,000 222,954,000
Time 368,800,000 300,914,000
Total deposits 1,020,843,000 1,016,067,000
Short-term borrowings:    
Federal funds purchased 75,000 398,000
Federal Home Loan Bank advances 5,000,000 90,000,000
Total short-term borrowings 5,075,000 90,398,000
Other borrowings 12,750,000 8,803,000
Accrued interest payable and other liabilities 6,032,000 4,840,000
TOTAL LIABILITIES 1,044,700,000 1,120,108,000
STOCKHOLDERS' EQUITY    
Common stock, no par value; 10,000,000 shares authorized, 7,294,792 and 7,260,994 shares issued; 6,423,630 and 6,488,664 shares outstanding 86,617,000 85,925,000
Retained earnings 65,063,000 56,037,000
Accumulated other comprehensive income (loss) 1,842,000 (154,000)
Treasury stock, at cost; 871,162 and 772,330 shares (15,747,000) (13,518,000)
TOTAL STOCKHOLDERS' EQUITY 137,775,000 128,290,000
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 1,182,475,000 1,248,398,000
Commercial And Industrial [Member]    
Loans:    
Loans 89,527,000 83,857,000
Less allowance for loan and lease losses 456,000 969,000
Real Estate Construction Porfolio Segment [Member]    
Loans:    
Loans 63,246,000 56,731,000
Less allowance for loan and lease losses 97,000 100,000
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]    
Loans:    
Loans 347,047,000 336,487,000
Less allowance for loan and lease losses 1,658,000 1,581,000
Real Estate Mortgage Portfolio Segment [Member] | Commercial Loans [Member]    
Loans:    
Loans 470,027,000 498,247,000
Less allowance for loan and lease losses 4,529,000 4,651,000
Consumer Portfolio Segment [Member]    
Loans:    
Loans 14,411,000 16,787,000
Less allowance for loan and lease losses $ 28,000 $ 127,000