Note 12 - Income Taxes (Tables)

12 Months Ended

Dec. 31, 2014

Income Tax Disclosure [Abstract]

Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]

(Dollar amounts in thousands)	2014			2013		2012
Current payable	$	2,146		$	1,556	$	1,660
Deferred		(154	)		423		2
Total provision	$	1,992		$	1,979	$	1,662

Schedule of Deferred Tax Assets and Liabilities [Table Text Block]

(Dollar amounts in thousands)	2014		2013
Deferred tax assets:
Allowance for loan and lease losses	$	2,328	$	2,396
Net unrealized loss on securities		-		1,152
Supplemental retirement plan		282		247
Investment security basis adjustment		66		66
Nonaccrual interest income		444		472
Deferred origination fees, net		295		171
OREO adjustments		94		107
Accrued compensation		207		197
Other		14		19
Gross deferred tax assets		3,730		4,827
Deferred tax liabilities:
Premises and equipment		385		503
Net unrealized gain on securities		1,311		-
FHLB stock dividends		225		225
Intangibles		353		304
Other		77		107
Gross deferred tax liabilities		2,351		1,139
Net deferred tax assets	$	1,379	$	3,688

Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]

(Dollar amounts in thousands)	2014						2013						2012
				% of						% of						% of
				Pretax						Pretax						Pretax
	Amount			Income			Amount			Income			Amount			Income
Provision at statutory rate	$	3,119			34.0	% $		3,062			34.0	% $		2,700			34.0	%
Tax-free income		(1,187	)		(12.9	)		(1,138	)		(12.6	)		(1,095	)		(13.8	)
Nondeductible interest expense		37			0.4			45			0.5			48			0.6
Other		23			0.2			10			0.1			9			0.1
Actual tax expense and effective rate	$	1,992			21.7	% $		1,979			22.0	% $		1,662			20.9	%