Note 4 - Loans and Related Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2014

Note 4 - Loans and Related Allowance for Loan Losses (Tables) [Line Items]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	2014			2013
Commercial and industrial	$	60,744		$	54,498
Real estate - construction		30,296			25,601
Real estate - mortgage:
Residential		227,552			210,310
Commercial		147,413			141,171
Consumer installment		4,579			4,145
		470,584			435,725
Less allowance for loan and lease losses		(6,846	)		(7,046	)
Net loans	$	463,738		$	428,679

Schedule of Financing Receivable by Segment [Table Text Block]

					Real Estate- Mortgage
December 31, 2014	Commercial and industrial		Real estate- construction		Residential		Commercial		Consumer installment		Total
Loans:
Individually evaluated for impairment	$	1,393	$	3,296	$	5,183	$	4,490	$	6	$	14,368
Collectively evaluated for impairment		59,351		27,000		222,369		142,923		4,573		456,216
Total loans	$	60,744	$	30,296	$	227,552	$	147,413	$	4,579	$	470,584

					Real estate- Mortgage
December 31, 2013	Commercial and industrial		Real estate- construction		Residential		Commercial		Consumer installment		Total
Loans:
Individually evaluated for impairment	$	1,891	$	4,011	$	5,882	$	7,175	$	6	$	18,965
Collectively evaluated for impairment		52,607		21,590		204,428		133,996		4,139		416,760
Total loans	$	54,498	$	25,601	$	210,310	$	141,171	$	4,145	$	435,725

Schedule of Credit Losses for Financing Receivables, Current [Table Text Block]

					Real Estate- Mortgage
December 31, 2014	Commercial and industrial		Real estate- construction		Residential		Commercial		Consumer installment		Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	83	$	589	$	892	$	30	$	2	$	1,596
Collectively evaluated for impairment		559		279		2,811		1,546		55		5,250
Total ending allowance balance	$	642	$	868	$	3,703	$	1,576	$	57	$	6,846

					Real Estate- Mortgage
December 31, 2013	Commercial and industrial		Real estate- construction		Residential		Commercial		Consumer installment		Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	179	$	210	$	855	$	563	$	-	$	1,807
Collectively evaluated for impairment		435		366		2,809		1,607		22		5,239
Total ending allowance balance	$	614	$	576	$	3,664	$	2,170	$	22	$	7,046

	Commercial and industrial			Real estate- construction		Real estate- residential mortgage			Real estate- commercial mortgage			Consumer installment			Total
ALLL balance at December 31, 2013	$	614		$	576	$	3,664		$	2,170		$	22		$	7,046
Charge-offs		(237	)		-		(671	)		(260	)		(44	)		(1,212	)
Recoveries		121			60		267			40			154			642
Provision		144			232		443			(374	)		(75	)		370
ALLL balance at December 31, 2014	$	642		$	868	$	3,703		$	1,576		$	57		$	6,846

	Commercial and industrial			Real estate- construction			Real estate- residential mortgage			Real estate- commercial mortgage		Consumer installment			Total
ALLL balance at December 31, 2012	$	1,732		$	1,123		$	2,872		$	1,991	$	61		$	7,779
Charge-offs		(419	)		(191	)		(675	)		-		(45	)		(1,330	)
Recoveries		191			33			107			46		24			401
Provision		(890	)		(389	)		1,360			133		(18	)		196
ALLL balance at December 31, 2013	$	614		$	576		$	3,664		$	2,170	$	22		$	7,046

	Commercial and industrial			Real estate- construction			Real estate- residential mortgage			Real estate- commercial mortgage			Consumer installment			Total
ALLL balance at December 31, 2011	$	1,296		$	438		$	3,731		$	1,306		$	48		$	6,819
Charge-offs		(230	)		(135	)		(785	)		(123	)		(64	)		(1,337	)
Recoveries		71			-			31			-			27			129
Provision		595			820			(105	)		808			50			2,168
ALLL balance at December 31, 2012	$	1,732		$	1,123		$	2,872		$	1,991		$	61		$	7,779

Impaired Financing Receivables [Table Text Block]

December 31, 2014
Impaired Loans
	Recorded		Unpaid Principal		Related
	Investment		Balance		Allowance
With no related allowance recorded:
Commercial and industrial	$	1,146	$	1,145	$	-
Real estate - construction		2,707		2,705		-
Real estate - mortgage:
Residential		2,202		2,197		-
Commercial		4,064		4,060		-
Total	$	10,119	$	10,107	$	-
With an allowance recorded:
Commercial and industrial	$	247	$	247	$	83
Real estate - construction		589		589		589
Real estate - mortgage:
Residential		2,981		2,978		892
Commercial		426		426		30
Consumer installment		6		6		2
Total	$	4,249	$	4,246	$	1,596
Total:
Commercial and industrial	$	1,393	$	1,392	$	83
Real estate - construction		3,296		3,294		589
Real estate - mortgage:
Residential		5,183		5,175		892
Commercial		4,490		4,486		30
Consumer installment		6		6		2
Total	$	14,368	$	14,353	$	1,596

December 31, 2013
Impaired Loans
	Recorded		Unpaid Principal		Related
	Investment		Balance		Allowance
With no related allowance recorded:
Commercial and industrial	$	1,357	$	1,357	$	-
Real estate - construction		124		124		-
Real estate - mortgage:
Residential		2,704		2,892		-
Commercial		5,093		5,093		-
Consumer installment		6		6		-
Total	$	9,284	$	9,472	$	-
With an allowance recorded:
Commercial and industrial	$	534	$	534	$	179
Real estate - construction		3,887		3,887		210
Real estate - mortgage:
Residential		3,178		3,217		855
Commercial		2,082		2,082		563
Consumer installment		-		-		-
Total	$	9,681	$	9,720	$	1,807
Total:
Commercial and industrial	$	1,891	$	1,891	$	179
Real estate - construction		4,011		4,011		210
Real estate - mortgage:
Residential		5,882		6,109		855
Commercial		7,175		7,175		563
Consumer installment		6		6		-
Total	$	18,965	$	19,192	$	1,807

Schedule of Additional Information Related to Impaired Loans [Table Text Block]

	As of December 31, 2014				As of December 31, 2013				As of December 31, 2012
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Commercial and industrial	$	1,989	$	85	$	2,187	$	119	$	2,776	$	348
Real estate - construction		3,631		154		3,743		183		2,798		156
Real estate - mortgage:
Residential		5,331		171		5,380		293		4,263		338
Commercial		5,998		229		6,500		493		4,717		543
Consumer installment		11		1		13		1		27		3
Total	$	16,960	$	640	$	17,824	$	1,090	$	14,582	$	1,388

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Number of Contracts
Troubled Debt Restructurings	Rate Forgiveness		Other		Total		Pre-Modification Outstanding Recorded Investment
Real estate- mortgage:
Residential		-		3		3	$	140
Commercial		-		1		1		48
Consumer Installment		1		-		1		6

	Number of Contracts
Troubled Debt Restructurings	Rate Forgiveness		Other		Total		Pre-Modification Outstanding Recorded Investment
Commercial and industrial		6		1		7	$	1,264
Real estate- mortgage:
Residential		7		-		7		784
Commercial		2		-		2		834

	Number of Contracts
Troubled Debt Restructurings	Rate Forgiveness		Other		Total		Pre-Modification Outstanding Recorded Investment
Commercial and industrial		1		12		13	$	489
Real estate- mortgage:
Residential		2		7		9		921
Commercial		-		1		1		156
Consumer Installment		-		2		2		11

Financing Receivable Credit Quality Indicators [Table Text Block]

			Special						Total
	Pass		Mention		Substandard		Doubtful		Loans
December 31, 2014
Commercial and industrial	$	58,976	$	-	$	1,730	$	38	$	60,744
Real estate - construction		29,212		495		-		589		30,296
Real estate - mortgage:
Residential		218,244		584		8,724		-		227,552
Commercial		137,755		3,908		5,750		-		147,413
Consumer installment		4,572		-		7		-		4,579
Total	$	448,759	$	4,987	$	16,211	$	627	$	470,584

			Special						Total
	Pass		Mention		Substandard		Doubtful		Loans
December 31, 2013
Commercial and industrial	$	52,078	$	772	$	1,605	$	43	$	54,498
Real estate - construction		24,052		907		642		-		25,601
Real estate - mortgage:
Residential		198,479		774		11,057		-		210,310
Commercial		132,931		2,232		6,008		-		141,171
Consumer installment		4,129		-		16		-		4,145
Total	$	411,669	$	4,685	$	19,328	$	43	$	435,725

Past Due Financing Receivables [Table Text Block]

			30-59 Days		60-89 Days		90 Days+		Total		Total
	Current		Past Due		Past Due		Past Due		Past Due		Loans
December 31, 2014
Commercial and industrial	$	60,296	$	349	$	68	$	31	$	448	$	60,744
Real estate - construction		30,296		-		-		-		-		30,296
Real estate - mortgage:
Residential		223,209		2,065		363		1,915		4,343		227,552
Commercial		146,816		30		-		567		597		147,413
Consumer installment		4,547		27		3		2		32		4,579
Total	$	465,164	$	2,471	$	434	$	2,515	$	5,420	$	470,584

			30-59 Days		60-89 Days		90 Days+		Total		Total
	Current		Past Due		Past Due		Past Due		Past Due		Loans
December 31, 2013
Commercial and industrial	$	53,440	$	529	$	359	$	170	$	1,058	$	54,498
Real estate - construction		24,945		17		639		-		656		25,601
Real estate - mortgage:
Residential		203,747		3,082		481		3,000		6,563		210,310
Commercial		140,251		645		100		175		920		141,171
Consumer installment		4,083		43		19		-		62		4,145
Total	$	426,466	$	4,316	$	1,598	$	3,345	$	9,259	$	435,725

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

			90+ Days Past
	Nonaccrual		Due and Accruing
December 31, 2014
Commercial and industrial	$	365	$	-
Real estate - construction		587		-
Real estate - mortgage:
Residential		5,438		165
Commercial		955		-
Consumer installment		2		-
Total	$	7,347	$	165

			90+ Days Past
	Nonaccrual		Due and Accruing
December 31, 2013
Commercial and industrial	$	176	$	38
Real estate - construction		-		-
Real estate - mortgage:
Residential		7,411		143
Commercial		743		-
Consumer installment		8		-
Total	$	8,338	$	181

Subsequently Defaulted [Member]

Note 4 - Loans and Related Allowance for Loan Losses (Tables) [Line Items]

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

Troubled Debt Restructurings subsequently defaulted	Number of Contracts		Recorded Investment
Real estate- mortgage:
Residential		1	$	15

Troubled Debt Restructurings subsequently defaulted	Number of  Contracts		Recorded Investment
Commercial and industrial		5	$	574
Real estate- mortgage:
Commercial		1		190

Troubled Debt Restructurings subsequently defaulted	Number of Contracts		Recorded Investment
Commercial and industrial		6	$	256
Real estate- construction		1		3,622
Real estate- mortgage:
Residential		2		89
Consumer Installment		1		5