Note 7 - Loans and Related Allowance for Loan and Lease Losses (Tables)

6 Months Ended

Jun. 30, 2014

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	June 30,		December 31,
	2014		2013
Commercial and industrial	$	55,577	$	54,498
Real estate - construction		26,615		25,601
Real estate - mortgage:
Residential		219,229		210,310
Commercial		142,505		141,171
Consumer installment		6,193		4,145
		450,119		435,725
Less allowance for loan and lease losses		7,129		7,046
Net loans	$	442,990	$	428,679

Schedule of Financing Receivable by Segment [Table Text Block]

					Real Estate- Mortgage
June 30, 2014	Commercial and industrial		Real estate- construction		Residential		Commercial		Consumer installment		Total
Loans:
Individually evaluated for impairment	$	1,675	$	3,587	$	5,067	$	4,946	$	12	$	15,287
Collectively evaluated for impairment		53,902		23,028		214,162		137,559		6,181		434,832
Total loans	$	55,577	$	26,615	$	219,229	$	142,505	$	6,193	$	450,119

					Real Estate- Mortgage
December 31, 2013	Commercial and industrial		Real estate- construction		Residential		Commercial		Consumer installment		Total
Loans:
Individually evaluated for impairment	$	1,891	$	4,011	$	5,882	$	7,175	$	6	$	18,965
Collectively evaluated for impairment		52,607		21,590		204,428		133,996		4,139		416,760
Total loans	$	54,498	$	25,601	$	210,310	$	141,171	$	4,145	$	435,725

Schedule of Credit Losses for Financing Receivables, Current [Table Text Block]

					Real Estate- Mortgage
June 30, 2014	Commercial and industrial		Real estate- construction		Residential		Commercial		Consumer installment		Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	87	$	141	$	858	$	169	$	3	$	1,258
Collectively evaluated for impairment		509		282		3,272		1,756		52		5,871
Total ending allowance balance	$	596	$	423	$	4,130	$	1,925	$	55	$	7,129

					Real Estate- Mortgage
December 31, 2013	Commercial and industrial		Real estate- construction		Residential		Commercial		Consumer installment		Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	179	$	210	$	855	$	563	$	-	$	1,807
Collectively evaluated for impairment		435		366		2,809		1,607		22		5,239
Total ending allowance balance	$	614	$	576	$	3,664	$	2,170	$	22	$	7,046

	Commercial and industrial			Real estate- construction			Real estate- residential mortgage			Real estate- commercial mortgage			Consumer installment			Total
ALLL balance at December 31, 2013	$	614		$	576		$	3,664		$	2,170		$	22		$	7,046
Charge-offs		(92	)		-			(457	)		-			(35	)		(584	)
Recoveries		65			60			195			40			7			367
Provision		9			(213	)		728			(285	)		61			300
ALLL balance at June 30, 2014	$	596		$	423		$	4,130		$	1,925		$	55		$	7,129

	Commercial and industrial			Real estate- construction			Real estate- residential mortgage			Real estate- commercial mortgage			Consumer installment			Total
ALLL balance at December 31, 2012	$	1,732		$	1,123		$	2,872		$	1,991		$	61		$	7,779
Charge-offs		(325	)		(190	)		(345	)		-			(36	)		(896	)
Recoveries		92			33			71			46			11			253
Provision		(624	)		226			1,028			(32	)		15			613
ALLL balance at June 30, 2013	$	875		$	1,192		$	3,626		$	2,005		$	51		$	7,749

	Commercial and industrial			Real estate- construction			Real estate- residential mortgage			Real estate- commercial mortgage		Consumer installment			Total
ALLL balance at March 31, 2014	$	867		$	488		$	3,726		$	1,862	$	72		$	7,015
Charge-offs		(80	)		-			(141	)		-		(12	)		(233	)
Recoveries		64			60			58			40		5			227
Provision		(255	)		(125	)		487			23		(10	)		120
ALLL balance at June 30, 2014	$	596		$	423		$	4,130		$	1,925	$	55		$	7,129

	Commercial and industrial			Real estate- construction			Real estate- residential mortgage			Real estate- commercial mortgage			Consumer installment			Total
ALLL balance at March 31, 2013	$	1,229		$	1,047		$	3,207		$	2,201		$	47		$	7,731
Charge-offs		-			(128	)		(279	)		-			(19	)		(426	)
Recoveries		92			-			47			-			5			144
Provision		(446	)		273			651			(196	)		18			300
ALLL balance at June 30, 2013	$	875		$	1,192		$	3,626		$	2,005		$	51		$	7,749

Impaired Financing Receivables [Table Text Block]

June 30, 2014
Impaired Loans
	Recorded Investment		Unpaid Principal Balance		Related Allowance
With no related allowance recorded:
Commercial and industrial	$	1,375	$	1,375	$	-
Real estate - construction		2,965		2,965		-
Real estate - mortgage:
Residential		1,821		1,966		-
Commercial		4,092		4,092		-
Consumer installment		5		5		-
Total	$	10,258	$	10,403	$	-
With an allowance recorded:
Commercial and industrial	$	300	$	300	$	87
Real estate - construction		622		622		141
Real estate - mortgage:
Residential		3,246		3,312		858
Commercial		854		854		169
Consumer installment		7		7		3
Total	$	5,029	$	5,095	$	1,258
Total:
Commercial and industrial	$	1,675	$	1,675	$	87
Real estate - construction		3,587		3,587		141
Real estate - mortgage:
Residential		5,067		5,278		858
Commercial		4,946		4,946		169
Consumer installment		12		12		3
Total	$	15,287	$	15,498	$	1,258

December 31, 2013
Impaired Loans
	Recorded Investment		Unpaid Principal Balance		Related Allowance
With no related allowance recorded:
Commercial and industrial	$	1,357	$	1,357	$	-
Real estate - construction		124		124		-
Real estate - mortgage:
Residential		2,704		2,892		-
Commercial		5,093		5,093		-
Consumer installment		6		6		-
Total	$	9,284	$	9,472	$	-
With an allowance recorded:
Commercial and industrial	$	534	$	534	$	179
Real estate - construction		3,887		3,887		210
Real estate - mortgage:
Residential		3,178		3,217		855
Commercial		2,082		2,082		563
Consumer installment		-		-		-
Total	$	9,681	$	9,720	$	1,807
Total:
Commercial and industrial	$	1,891	$	1,891	$	179
Real estate - construction		4,011		4,011		210
Real estate - mortgage:
Residential		5,882		6,109		855
Commercial		7,175		7,175		563
Consumer installment		6		6		-
Total	$	18,965	$	19,192	$	1,807

Schedule of Additional Information Related to Impaired Loans [Table Text Block]

	For the Three Months Ended June 30, 2014				For the Six Months Ended June 30, 2014
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Commercial and industrial	$	2,117	$	12	$	2,140	$	49
Real estate - construction		3,653		40		3,683		81
Real estate - mortgage:
Residential		5,153		45		5,229		102
Commercial		5,387		83		5,758		158
Consumer installment		14		-		13		-

	For the Three Months Ended June 30, 2013				For the Six Months Ended June 30, 2013
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Commercial and industrial	$	2,643	$	15	$	2,687	$	70
Real estate - construction		3,850		58		3,499		95
Real estate - mortgage:
Residential		5,274		69		4,937		143
Commercial		6,669		106		6,018		216
Consumer installment		14		1		18		1

Financing Receivable Credit Quality Indicators [Table Text Block]

			Special						Total
	Pass		Mention		Substandard		Doubtful		Loans
June 30, 2014
Commercial and industrial	$	53,337	$	737	$	1,460	$	43	$	55,577
Real estate - construction		25,993		-		622		-		26,615
Real estate - mortgage:
Residential		207,164		912		11,153		-		219,229
Commercial		136,490		2,032		3,983		-		142,505
Consumer installment		6,179		-		14		-		6,193
Total	$	429,163	$	3,681	$	17,232	$	43	$	450,119

			Special						Total
	Pass		Mention		Substandard		Doubtful		Loans
December 31, 2013
Commercial and industrial	$	52,078	$	772	$	1,605	$	43	$	54,498
Real estate - construction		24,052		907		642		-		25,601
Real estate - mortgage:
Residential		198,479		774		11,057		-		210,310
Commercial		132,931		2,232		6,008		-		141,171
Consumer installment		4,129		-		16		-		4,145
Total	$	411,669	$	4,685	$	19,328	$	43	$	435,725

Past Due Financing Receivables [Table Text Block]

			Still Accruing
			30-59 Days		60-89 Days		90 Days+		Total		Non-		Total
	Current		Past Due		Past Due		Past Due		Past Due		Accrual		Loans
June 30, 2014
Commercial and industrial	$	53,809	$	703	$	575	$	20	$	1,298	$	469	$	55,577
Real estate - construction		25,995		620		-		-		620		-		26,615
Real estate - mortgage:
Residential		210,073		1,283		415		97		1,796		7,360		219,229
Commercial		141,466		130		-		-		130		909		142,505
Consumer installment		6,153		25		2		-		27		13		6,193
Total	$	437,497	$	2,762	$	992	$	117	$	3,871	$	8,751	$	450,119

			Still Accruing
			30-59 Days		60-89 Days		90 Days+		Total		Non-		Total
	Current		Past Due		Past Due		Past Due		Past Due		Accrual		Loans
December 31, 2013
Commercial and industrial	$	53,366	$	521	$	359	$	38	$	918	$	214	$	54,498
Real estate - construction		24,945		17		639		-		656		-		25,601
Real estate - mortgage:
Residential		200,041		2,079		481		143		2,703		7,566		210,310
Commercial		139,730		598		100		-		698		743		141,171
Consumer installment		4,083		38		16		-		54		8		4,145
Total	$	422,165	$	3,253	$	1,595	$	181	$	5,029	$	8,531	$	435,725

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	For the three months ended
	June 30, 2014								June 30, 2013
	Number of Contracts						Pre-Modification		Number of Contracts				Pre-Modification
Troubled Debt Restructurings	Term Modification		Other		Total		Outstanding Recorded Investment		Term Modification		Total		Outstanding Recorded Investment
Commercial and industrial		1		-		1	$	7		-		-	$	-
Real estate- mortgage:
Residential		-		-		-		-		-		-		-
Commercial		1		-		1		73		-		-		-
Consumer		-		-		-		-		1		1		7

	For the six months ended
	June 30, 2014								June 30, 2013
	Number of Contracts						Pre-Modification		Number of Contracts				Pre-Modification
Troubled Debt Restructurings	Term Modification		Other		Total		Outstanding Recorded Investment		Term Modification		Total		Outstanding Recorded Investment
Commercial and industrial		1		-		1	$	7		5		5	$	742
Real estate- mortgage:
Residential		1		-		1		49		2		2		383
Commercial		1		-		1		73		-		-		-
Consumer		-		1		1		7		1		1		644