Consolidated Balance Sheet (Unaudited) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014		Dec. 31, 2013
ASSETS
Cash and due from banks	$ 19,821		$ 20,926
Federal funds sold	5,756		5,267
Cash and cash equivalents	25,577		26,193
Investment securities available for sale	165,506		157,143
Loans	450,119		435,725
Less allowance for loan and lease losses	7,129		7,046
Net loans	442,990		428,679
Premises and equipment, net	9,927		9,828
Goodwill	4,559		4,559
Core deposit intangible	136		156
Bank-owned life insurance	8,951		8,816
Accrued interest and other assets	10,623		11,716
TOTAL ASSETS	668,269		647,090
Deposits:
Noninterest-bearing demand	96,209		85,905
Interest-bearing demand	58,366		53,741
Money market	73,619		77,473
Savings	178,602		177,303
Time	181,997		174,414
Total deposits	588,793		568,836
Short-term borrowings	6,939		10,809
Other borrowings	11,362		11,609
Accrued interest and other liabilities	2,004		2,363
TOTAL LIABILITIES	609,098		593,617
STOCKHOLDERS' EQUITY
Common stock, no par value; 10,000,000 shares authorized, 2,232,283 and 2,221,834 shares issued; 2,042,753 and 2,032,304 shares outstanding	35,266		34,979
Retained earnings	29,780		27,465
Accumulated other comprehensive income (loss)	859	[1]	(2,237)
Treasury stock, at cost; 189,530 shares	(6,734)		(6,734)
TOTAL STOCKHOLDERS' EQUITY	59,171		53,473
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 668,269		$ 647,090

[1] All amounts are net of tax. Amounts in parentheses indicate debits.