Consolidated Statement of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
OPERATING ACTIVITIES
Net income	$ 3,342	$ 3,163
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	613	1,050
Investment securities (gains) losses, net	(175)	(296)
Depreciation and amortization	449	442
Amortization of premium and discount on investment securities	457	477
Accretion of deferred loan fees, net	(119)	(93)
Origination of loans held for sale		(1,084)
Proceeds from sale of loans held for sale		1,169
Gain on sale of loans		(85)
Earnings on bank-owned life insurance	(143)	(137)
Deferred income taxes	103	(58)
(Gain) loss on sale of other real estate owned	(5)	50
(Increase) decrease in accrued interest receivable	(88)	111
Decrease in accrued interest payable	(32)	(97)
(Increase) decrease in prepaid federal deposit insurance	(73)	422
Other, net	57	(558)
Net cash provided by operating activities	4,386	4,476
Investment securities available for sale:
Proceeds from repayments and maturities	12,992	34,731
Proceeds from sale of securities	8,135	21,804
Purchases	(15,150)	(34,657)
Increase in loans, net	(5,465)	(9,328)
Proceeds from the sale of other real estate owned	465	476
Purchase of premises and equipment	(250)	(631)
Net cash provided by investing activities	727	12,395
FINANCING ACTIVITIES
Net decrease in deposits	(7,916)	(9,233)
Decrease in short-term borrowings, net	(1,131)	(433)
Repayment of other borrowings	(335)	(468)
Common stock issuance	74	2,329
Stock options exercised	(115)	32
Proceeds from dividend reinvestment & purchase plan	440	343
Cash dividends	(1,047)	(970)
Net cash used for financing activities	(10,030)	(8,400)
Increase (decrease) in cash and cash equivalents	(4,917)	8,471
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	45,346	34,390
CASH AND CASH EQUIVALENTS AT END OF PERIOD	40,429	42,861
Cash paid during the year for:
Interest on deposits and borrowings	2,818	3,429
Income taxes	900	950
Transfers from loans to other real estate owned	$ 975	$ 316