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Note 7 - Loans And Related Allowance For Loan Losses (Tables)
3 Months Ended
Mar. 31, 2013
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
   
March 31,
2013
   
December 31,
2012
 
             
Commercial and industrial
  $ 55,401     $ 62,188  
Real estate - construction
    22,817       22,522  
Real estate - mortgage:
               
Residential
    199,063       203,872  
Commercial
    125,799       115,734  
Consumer installment
    3,974       4,117  
      407,054       408,433  
Less allowance for loan losses
    7,732       7,779  
                 
Net loans
  $ 399,322     $ 400,654  
Schedule of Financing Receivable by Segment [Table Text Block]
               
Real Estate- Mortgage
             
March 31, 2013
 
Commercial and industrial
 
Real estate- construction
 
Residential
   
Commercial
   
Consumer
 installment
 
Total
 
Loans:
                                   
Individually evaluated for impairment
  $ 2,975     $ 3,772     $ 5,794     $ 6,832     $ 18     $ 19,391  
Collectively evaluated for impairment
    52,426       19,045       193,269       118,967       3,956       387,663  
Total loans
  $ 55,401     $ 22,817     $ 199,063     $ 125,799     $ 3,974     $ 407,054  
                   
Real estate- Mortgage
                 
December 31, 2012
 
Commercial and industrial
 
Real estate- construction
 
Residential
   
Commercial
   
Consumer
installment
 
Total
 
Loans:
                                               
Individually evaluated for impairment
  $ 4,592     $ 3,993     $ 5,761     $ 6,914     $ 28     $ 21,288  
Collectively evaluated for impairment
    57,596       18,529       198,111       108,820       4,089       387,145  
Total loans
  $ 62,188     $ 22,522     $ 203,872     $ 115,734     $ 4,117     $ 408,433  
Schedule of Credit Losses for Financing Receivables, Current [Table Text Block]
               
Real Estate- Mortgage
             
March 31, 2013
 
Commercial and industrial
 
Real estate- construction
 
Residential
   
Commercial
   
Consumer
installment
 
Total
 
Allowance for loan losses:
                                   
Ending allowance balance attributable to loans:                                    
Individually evaluated for impairment
  $ 700     $ 790     $ 703     $ 682     $ 1     $ 2,876  
Collectively evaluated for impairment
    530       258       2,503       1,519       46       4,856  
   Total ending allowance balance
  $ 1,230     $ 1,048     $ 3,206     $ 2,201     $ 47     $ 7,732  
                   
Real Estate- Mortgage
                 
December 31, 2012
 
Commercial and industrial
 
Real estate- construction
 
Residential
   
Commercial
   
Consumer
installment
 
Total
 
Allowance for loan losses:
                                               
Ending allowance balance attributable to loans:                                                
Individually evaluated for impairment
  $ 1,189     $ 933     $ 600     $ 960     $ 6     $ 3,688  
Collectively evaluated for impairment
    543       190       2,272       1,031       55       4,091  
   Total ending allowance balance
  $ 1,732     $ 1,123     $ 2,872     $ 1,991     $ 61     $ 7,779  
   
Commercial
and industrial
 
Real estate- construction
 
Real estate-
residential
mortgage
 
Real estate- commercial
mortgage
 
Consumer
installment
 
Total
 
ALL balance at December 31, 2012
  $ 1,732     $ 1,123     $ 2,872     $ 1,991     $ 61     $ 7,779  
Charge-offs
    (325 )     (61 )     (67 )     -       (17 )     (470 )
Recoveries
    1       33       24       46       6       110  
Provision
    (178 )     (47 )     377       164       (3 )     313  
ALL balance at March 31, 2013
  $ 1,230     $ 1,048     $ 3,206     $ 2,201     $ 47     $ 7,732  
   
Commercial
and industrial
 
Real estate- construction
 
Real estate-
residential
mortgage
 
Real estate- commercial
mortgage
 
Consumer
installment
 
Total
 
ALL balance at December 31, 2011
  $ 1,296     $ 438     $ 3,731     $ 1,306     $ 48     $ 6,819  
Charge-offs
    (1 )     -       (98 )     (53 )     (14 )     (166 )
Recoveries
    3       -       3       -       8       14  
Provision
    114       39       328       115       4       600  
ALL balance at March 31, 2012
  $ 1,412     $ 477     $ 3,964     $ 1,368     $ 46     $ 7,267  
Impaired Financing Receivables [Table Text Block]
March 31, 2013
 
Impaired Loans
 
     
Recorded
Investment
   
Unpaid
Principal
Balance
   
Related
Allowance
 
With no related allowance recorded:
             
 
Commercial and industrial
  $ 1,271     $ 1,271     $ -  
 
Real estate - construction
    322       322       -  
 
Real estate - mortgage:
                       
 
Residential
    2,617       2,730       -  
 
Commercial
    3,772       3,772       -  
 
Consumer installment
    10       10       -  
 
Total
  $ 7,992     $ 8,105     $ -  
                           
With an allowance recorded:
                       
 
Commercial and industrial
  $ 1,704     $ 1,704     $ 700  
 
Real estate - construction
    3,450       3,450       790  
 
Real estate - mortgage:
            -       -  
 
Residential
    3,025       3,064       703  
 
Commercial
    3,060       3,060       682  
 
Consumer installment
    8       8       1  
 
Total
  $ 11,247     $ 11,286     $ 2,876  
                           
Total:
                       
 
Commercial and industrial
  $ 2,975     $ 2,975     $ 700  
 
Real estate - construction
    3,772       3,772       790  
 
Real estate - mortgage:
                       
 
Residential
    5,642       5,794       703  
 
Commercial
    6,832       6,832       682  
 
Consumer installment
    18       18       1  
 
Total
  $ 19,239     $ 19,391     $ 2,876  
December 31, 2012
                 
Impaired Loans
 
     
Recorded
Investment
   
Unpaid
Principal
Balance
   
Related
Allowance
 
With no related allowance recorded:
             
 
Commercial and industrial
  $ 1,230     $ 1,229     $ -  
 
Real estate - construction
    308       308       -  
 
Real estate - mortgage:
                       
 
Residential
    2,716       2,729       -  
 
Commercial
    4,143       4,164       -  
 
Consumer installment
    11       11       -  
 
Total
  $ 8,408     $ 8,441     $ -  
                           
With an allowance recorded:
                       
 
Commercial and industrial
  $ 3,362     $ 3,367     $ 1,189  
 
Real estate - construction
    3,685       3,685       933  
 
Real estate - mortgage:
                       
 
Residential
    3,045       3,054       600  
 
Commercial
    2,771       2,776       960  
 
Consumer installment
    17       17       6  
 
Total
  $ 12,880     $ 12,899     $ 3,688  
                           
Total:
                       
 
Commercial and industrial
  $ 4,592     $ 4,596     $ 1,189  
 
Real estate - construction
    3,993       3,993       933  
 
Real estate - mortgage:
                       
 
Residential
    5,761       5,783       600  
 
Commercial
    6,914       6,940       960  
 
Consumer installment
    28       28       6  
 
Total
  $ 21,288     $ 21,340     $ 3,688  
   
As of March 31, 2013
   
As of March 31, 2012
 
                         
    Average
Recorded
Investment
    Interest
Income
Recognized
    Average
Recorded
Investment
    Interest
Income
Recognized
 
Total:
                       
Commercial and industrial
  $ 2,975     $ 55     $ 1,781     $ 12  
Real estate - construction
    3,772       37       471       1  
Real estate - mortgage:
                               
Residential
    5,642       74       2,809       27  
Commercial
    6,832       110       1,884       26  
Consumer installment
    18       -       28       1  
Financing Receivable Credit Quality Indicators [Table Text Block]
     
Pass
   
Special
Mention
   
Substandard
   
Doubtful
   
Total
Loans
 
March 31, 2013
                             
                                 
 
Commercial and industrial
  $ 51,789     $ 929     $ 2,640     $ 43     $ 55,401  
 
Real estate - construction
    18,105       923       3,790       -       22,817  
 
Real estate - mortgage:
                                       
 
     Residential
    185,856       967       12,240       -       199,063  
 
     Commercial
    117,462       3,149       5,189       -       125,799  
 
Consumer installment
    3,953       -       21       -       3,974  
 
Total
  $ 377,165     $ 5,967     $ 23,880     $ 43     $ 407,054  
December 31, 2012
 
Pass
   
Special
Mention
   
Substandard
   
Doubtful
   
Total
Loans
 
                                 
 
Commercial and industrial
  $ 59,390     $ 678     $ 2,061     $ 59     $ 62,188  
 
Real estate - construction
    17,601       -       4,921       -       22,522  
 
Real estate - mortgage:
                                       
 
Residential
    190,967       758       12,147       -       203,872  
 
Commercial
    106,509       1,928       7,297       -       115,734  
 
Consumer installment
    4,084       -       33       -       4,117  
 
Total
  $ 378,551     $ 3,364     $ 26,459     $ 59     $ 408,433  
Past Due Financing Receivables [Table Text Block]
         
Still Accruing
             
   
Current
   
30-59 Days
Past Due
   
60-89 Days
Past Due
   
90 Days+
Past Due
   
Total
Past Due
   
Non-
Accrual
   
Total
Loans
 
March 31, 2013
                                         
                                           
Commercial and industrial
  $ 53,319     $ 1,545     $ 156     $ -     $ 1,701     $ 381     $ 55,401  
Real estate - construction
    22,669       -       -       -       -       148       22,817  
Real estate - mortgage:
                                                       
Residential
    185,879       3,976       613       361       4,950       8,234       199,063  
Commercial
    123,720       650       115       -       765       1,314       125,799  
Consumer installment
    3,890       66       4       -       70       14       3,974  
Total
  $ 389,477     $ 6,237     $ 888     $ 361     $ 7,486     $ 10,091     $ 407,054  
           
Still Accruing
             
     
Current
   
30-59 Days
Past Due
   
60-89 Days
Past Due
   
90 Days+
Past Due
   
Total
Past Due
   
Non-
Accrual
   
Total
Loans
 
December 31, 2012
                                         
                                             
 
Commercial and industrial
  $ 60,428     $ 441     $ 63     $ 348     $ 852     $ 908     $ 62,188  
 
Real estate - construction
    22,158       -       -       -       -       364       22,522  
 
Real estate - mortgage:
                                                       
 
     Residential
    191,349       2,614       1,401       90       4,105       8,418       203,872  
 
     Commercial
    113,023       509       97       -       606       2,105       115,734  
 
Consumer installment
    4,074       25       -       -       25       18       4,117  
 
Total
  $ 391,032     $ 3,589     $ 1,561     $ 438     $ 5,588     $ 11,813     $ 408,433  
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
   
Modifications
As of March 31, 2013
 
       
   
Number of Contracts
   
Pre-Modification
Troubled Debt Restructurings
 
Term
Modification
   
Other
   
Total
   
Outstanding Recorded
Investment
 
Commercial and industrial
    4       -       4     $ 735  
Real estate- mortgage:
                               
Residential
    2       1       3       383  
Commercial
    1       -       1       644  
    Modifications
As of March 31, 2012
 
       
   
Number of Contracts
         
Pre-Modification 
Troubled Debt Restructurings
  Term
Modification
   
Other
   
Total
    Outstanding Recorded Investment
Commercial and industrial
    3       3       6     $ 178  
Real estate- mortgage:
                               
Residential
    2       2       4       94  
Consumer Installment
    1       -       1       5  
Troubled Debt Restructurings That Subsequently Defaulted [Table Text Block]
       
Troubled Debt Restructurings subsequently defaulted
   
Number of
Contracts
   
Recorded Investment
Commercial and industrial
    6     $ 248  
Real estate- mortgage:
               
Residential
    1       68  
Consumer Installment
    1       5  
     
Troubled Debt Restructurings subsequently defaulted
  Number of
Contracts
   
Recorded Investment
Commercial and industrial
    2     $ 90  
Consumer Installment
    2       28