Consolidated Statement of Cash Flows (USD $)	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
OPERATING ACTIVITIES
Net income	$ 3,163,000	$ 1,722,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	1,050,000	1,565,000
Investment securities (gains) losses, net	(296,000)	22,000
Depreciation and amortization	442,000	425,000
Amortization of premium and discount on investment securities	477,000	151,000
Amortization of deferred loan fees, net	(93,000)	(80,000)
Earnings on bank-owned life insurance	(137,000)	(139,000)
Deferred income taxes	(58,000)	(329,000)
Stock-based compensation expense	32,000	59,000
Losses on other real estate owned	50,000	303,000
Gain on sale of loans	(85,000)
Decrease in accrued interest receivable	111,000	118,000
Decrease in accrued interest payable	(97,000)	(35,000)
Decrease in prepaid federal deposit insurance	422,000	423,000
Other, net	(473,000)	(715,000)
Net cash provided by operating activities	4,508,000	3,490,000
Investment securities available for sale:
Proceeds from repayments and maturities	34,731,000	21,260,000
Proceeds from sale of securities	21,804,000	10,072,000
Purchases	(34,657,000)	(19,989,000)
Increase in loans, net	(9,328,000)	(14,080,000)
Proceeds from the sale of other real estate owned	476,000	414,000
Purchase of premises and equipment	(631,000)	(66,000)
Net cash provided by (used for) investing activities	12,395,000	(2,389,000)
FINANCING ACTIVITIES
Net (decrease) increase in deposits	(9,233,000)	4,494,000
Decrease in short-term borrowings, net	(433,000)	(845,000)
Repayment of other borrowings	(468,000)	(627,000)
Common stock issuance	2,329,000	716,000
Proceeds from dividend reinvestment & purchase plan	343,000	281,000
Cash dividends	(970,000)	(850,000)
Net cash (used for) provided by financing activities	(8,432,000)	3,169,000
Increase in cash and cash equivalents	8,471,000	4,270,000
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	34,390,000	30,635,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD	42,861,000	34,904,000
Cash paid during the year for:
Interest on deposits and borrowings	3,429,000	4,681,000
Income taxes	950,000	515,000
Non-cash investing transactions:
Transfers from loans to other real estate owned	$ 316,000	$ 560,000