Note 15 - Mortgage Banking Activities (Tables)

6 Months Ended

Jun. 30, 2025

Notes Tables

Disclosure of Long-Lived Assets Held-for-Sale [Table Text Block]

	Three months ended						Six months ended
	June 30,						June 30,
(in thousands)	2025			2024			2025			2024
Balance, beginning of period:	$	7,797		$	6,462		$	6,286		$	6,056
Origination of mortgage loans held for sale		37,536			29,196			68,063			51,464
Proceeds from the sale of mortgage loans held for sale		(41,142	)		(29,903	)		(70,712	)		(52,106	)
Net gain realized on sale of mortgage loans held for sale		823			683			1,377			1,024
Balance, end of period	$	5,014		$	6,438		$	5,014		$	6,438

Interest and Other Income [Table Text Block]

	Three months ended						Six months ended
	June 30,						June 30,
(in thousands)	2025			2024			2025			2024
Net gain realized on sale of mortgage loans held for sale	$	823		$	683		$	1,377		$	1,024
Net change in fair value recognized on loans held for sale		(92	)		(3	)		(24	)		31
Net change in fair value recognized on rate lock loan commitments		(134	)		(108	)		221			149
Net change in fair value recognized on forward contracts		(19	)		82			(231	)		108
Net gain recognized		578			654			1,343			1,312
Net loan servicing income		788			817			1,604			1,778
Amortization of mortgage servicing rights		(402	)		(582	)		(1,133	)		(1,319	)
Change in mortgage servicing rights valuation allowance		-			-			-			-
Net servicing income recognized		386			235			471			459
Other mortgage banking income		130			128			197			194
Total mortgage banking income	$	1,094		$	1,017		$	2,011		$	1,965

Changes in Carrying Amount of MSRs [Table Text Block]

	Three months ended						Six months ended
	June 30,						June 30,
(in thousands)	2025			2024			2025			2024
Balance, beginning of period	$	10,817		$	12,544		$	11,333		$	13,082
Additions for mortgage loans sold		291			235			506			434
Amortization		(402	)		(582	)		(1,133	)		(1,319	)
Impairment		—			—			—			—
Balance, end of period	$	10,706		$	12,197		$	10,706		$	12,197

Mortgage Loans Held for Sale and Mortgage Banking Derivatives [Table Text Block]

	June 30, 2025				December 31, 2024
(in thousands)	Notional Amount		Fair Value		Notional Amount		Fair Value
Included in Mortgage loans held for sale:
Mortgage loans held for sale, at fair value	$	4,804	$	5,014	$	6,199	$	6,286
Included in other assets:
Rate lock loan commitments	$	10,103	$	450	$	7,138	$	225
Mandatory forward contracts		-		-		9,000		56
Included in other liabilities
Mandatory forward contracts	$	10,250	$	86	$	-	$	-