Note 15 - Mortgage Banking Activities (Tables)

3 Months Ended

Mar. 31, 2025

Notes Tables

Disclosure of Long-Lived Assets Held-for-Sale [Table Text Block]

	Three months ended
	March 31,
(in thousands)	2025			2024
Balance, beginning of period:	$	6,286		$	6,056
Origination of mortgage loans held for sale		29,997			22,617
Proceeds from the sale of mortgage loans held for sale		(29,040	)		(22,552	)
Net gain realized on sale of mortgage loans held for sale		554			341
Balance, end of period	$	7,797		$	6,462

Interest and Other Income [Table Text Block]

	Three months ended
	March 31,
(in thousands)	2025			2024
Net gain realized on sale of mortgage loans held for sale	$	554		$	341
Net change in fair value recognized on loans held for sale		68			33
Net change in fair value recognized on rate lock loan commitments		355			257
Net change in fair value recognized on forward contracts		(211	)		28
Net gain recognized		766			659
Net loan servicing income		817			960
Amortization of mortgage servicing rights		(732	)		(738	)
Change in mortgage servicing rights valuation allowance		-			-
Net servicing income recognized		85			222
Other mortgage banking income		66			67
Total mortgage banking income	$	917		$	948

Changes in Carrying Amount of MSRs [Table Text Block]

	Three months ended
	March 31,
(in thousands)	2025			2024
Balance, beginning of period	$	11,333		$	13,082
Additions for mortgage loans sold		216			200
Amortization		(732	)		(738	)
Impairment		—			—
Balance, end of period	$	10,817		$	12,544

Mortgage Loans Held for Sale and Mortgage Banking Derivatives [Table Text Block]

	March 31, 2025				December 31, 2024
(in thousands)	Notional Amount		Fair Value		Notional Amount		Fair Value
Included in Mortgage loans held for sale:
Mortgage loans held for sale, at fair value	$	6,844	$	7,797	$	6,199	$	6,286
Included in other assets:
Rate lock loan commitments	$	14,207	$	595	$	7,138	$	225
Mandatory forward contracts		-		-		9,000		56
Included in other liabilities
Mandatory forward contracts	$	17,250	$	86	$	-	$	-