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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest income:    
Loans, including fees $ 99,600 $ 85,840
Federal funds sold and interest bearing due from banks 2,001 2,096
Mortgage loans held for sale 77 31
Federal Home Loan Bank stock 532 468
Investment securities:    
Taxable 8,495 7,657
Tax-exempt 461 453
Total interest income 111,166 96,545
Interest expense:    
Deposits 34,581 31,866
Securities sold under agreements to repurchase 814 931
Federal funds purchased and other short-term borrowings 70 136
Federal Home Loan Bank advances 4,741 2,997
Subordinated debentures 408 545
Total interest expense 40,614 36,475
Net interest income 70,552 60,070
Provision for credit losses 900 1,425
Net interest income after provision expense 69,652 58,645
Non-interest income:    
Mortgage banking income [1] 917 948
Bank owned life insurance [1] 622 588
Total non-interest income 22,996 23,271
Non-interest expenses:    
Compensation 25,932 24,221
Employee benefits 5,785 5,876
Net occupancy and equipment 4,123 3,670
Technology and communication 4,828 5,069
Debit and credit card processing 1,819 1,746
Marketing and business development 1,515 1,075
Postage, printing and supplies 969 926
Legal and professional 907 1,115
FDIC insurance 1,223 1,112
Capital and deposit based taxes 700 630
Intangible amortization 914 1,052
Other 2,312 2,469
Total non-interest expenses 51,027 48,961
Income before income tax expense 41,621 32,955
Income tax expense 8,350 7,068
Net income $ 33,271 $ 25,887
Net income per share - basic (in dollars per share) $ 1.13 $ 0.89
Net income per share - diluted (in dollars per share) $ 1.13 $ 0.88
Weighted average outstanding shares    
Basic (in shares) 29,349 29,250
Diluted (in shares) 29,501 29,361
Fiduciary and Trust [Member]    
Non-interest income:    
Non-interest income $ 10,647 $ 10,771
Deposit Account [Member]    
Non-interest income:    
Non-interest income 2,079 2,136
Credit and Debit Card [Member]    
Non-interest income:    
Non-interest income 4,508 4,682
Treasury Management [Member]    
Non-interest income:    
Non-interest income 2,673 2,625
Investment Advisory, Management and Administrative Service [Member]    
Non-interest income:    
Non-interest income 1,010 865
Product and Service, Other [Member]    
Non-interest income:    
Non-interest income $ 540 $ 656
[1] Outside of the scope of ASC 606.