Note 23 - Mortgage Banking Activities (Tables)

12 Months Ended

Dec. 31, 2024

Notes Tables

Disclosure of Long-Lived Assets Held-for-Sale [Table Text Block]

Years ended December 31, (in thousands)	2024			2023			2022
Balance, beginning of period:	$	6,056		$	2,606		$	8,614
Origination of mortgage loans held for sale		114,773			105,912			129,193
Loans held for sale acquired		—			—			3,559
Proceeds from the sale of mortgage loans held for sale		(116,974	)		(104,152	)		(139,281	)
Net gain realized on sale of mortgage loans held for sale		2,431			1,690			521
Balance, end of period	$	6,286		$	6,056		$	2,606

Interest and Other Income [Table Text Block]

Years ended December 31, (in thousands)	2024			2023			2022
Net gain realized on sale of mortgage loans held for sale	$	2,431		$	1,690		$	521
Net change in fair value recognized on loans held for sale		(4	)		33			-
Net change in fair value recognized on rate lock loan commitments		41			23			1,821
Net change in fair value recognized on forward contracts		219			150			(1,102	)
Net gain recognized		2,687			1,896			1,240
Net loan servicing income		3,455			4,387			4,200
Amortization of mortgage servicing rights		(2,726	)		(2,961	)		(3,072	)
Change in mortgage servicing rights valuation allowance		-			-			-
Net servicing income recognized		729			1,426			1,128
Other mortgage banking income		442			383			842
Total mortgage banking income	$	3,858		$	3,705		$	3,210

Changes in Carrying Amount of MSRs [Table Text Block]

Years ended December 31, (in thousands)	2024			2023			2022
Balance, beginning of period	$	13,082		$	15,219		$	4,528
Added from acquisition		—			—			12,676
Additions for mortgage loans sold		977			824			1,087
Amortization		(2,726	)		(2,961	)		(3,072	)
Impairment		—			—			—
Balance, end of period	$	11,333		$	13,082		$	15,219

Mortgage Loans Held for Sale and Mortgage Banking Derivatives [Table Text Block]

	December 31, 2024				December 31, 2023
(in thousands)	Notional Amount		Fair Value		Notional Amount		Fair Value
Included in Mortgage loans held for sale:
Mortgage loans held for sale, at fair value	$	6,199	$	6,286	$	5,965	$	6,056
Included in other assets:
Rate lock loan commitments	$	7,138	$	225	$	4,345	$	174
Mandatory forward contracts		9,000		56		-		-
Included in other liabilities
Mandatory forward contracts	$	-	$	-	$	6,750	$	(43	)