Note 15 - Mortgage Banking Activities (Tables)

6 Months Ended

Jun. 30, 2024

Notes Tables

Disclosure of Long-Lived Assets Held-for-Sale [Table Text Block]

	Three months ended						Six months ended
	June 30,						June 30,
(in thousands)	2024			2023			2024			2023
Balance, beginning of period:	$	6,462		$	6,397		$	6,056		$	2,606
Origination of mortgage loans held for sale		29,196			30,709			51,464			55,391
Proceeds from the sale of mortgage loans held for sale		(29,903	)		(30,567	)		(52,106	)		(51,673	)
Net gain realized on sale of mortgage loans held for sale		683			530			1,024			745
Balance, end of period	$	6,438		$	7,069		$	6,438		$	7,069

Interest and Other Income [Table Text Block]

	Three months ended						Six months ended
	June 30,						June 30,
(in thousands)	2024			2023			2024			2023
Net gain realized on sale of mortgage loans held for sale	$	683		$	530		$	1,024		$	745
Net change in fair value recognized on loans held for sale		(3	)		(34	)		31			17
Net change in fair value recognized on rate lock loan commitments		(108	)		(104	)		149			226
Net change in fair value recognized on forward contracts		82			173			108			127
Net gain recognized		654			565			1,312			1,115
Net loan servicing income		817			1,120			1,778			2,307
Amortization of mortgage servicing rights		(582	)		(762	)		(1,319	)		(1,523	)
Change in mortgage servicing rights valuation allowance		-			-			-			-
Net servicing income recognized		235			358			459			784
Other mortgage banking income		128			107			194			169
Total mortgage banking income	$	1,017		$	1,030		$	1,965		$	2,068

Changes in Carrying Amount of MSRs [Table Text Block]

	Three months ended						Six months ended
	June 30,						June 30,
(in thousands)	2024			2023			2024			2023
Balance, beginning of period	$	12,544		$	14,623		$	13,082		$	15,219
Additions for mortgage loans sold		235			255			434			420
Amortization		(582	)		(762	)		(1,319	)		(1,523	)
Impairment		—			—			—			—
Balance, end of period	$	12,197		$	14,116		$	12,197		$	14,116

Mortgage Loans Held for Sale and Mortgage Banking Derivatives [Table Text Block]

	June 30, 2024				December 31, 2023
(in thousands)	Notional Amount		Fair Value		Notional Amount		Fair Value
Included in Mortgage loans held for sale:
Mortgage loans held for sale, at fair value	$	6,317	$	6,438	$	5,965	$	6,056
Included in other assets:
Rate lock loan commitments	$	9,342	$	337	$	4,345	$	174
Mandatory forward contracts		12,250		27		-		-
Included in other liabilities
Mandatory forward contracts	$	-	$	-	$	6,750	$	(43	)