Note 4 - Loans and Allowance for Credit Losses on Loans (Tables)

6 Months Ended

Jun. 30, 2021

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(in thousands)	June 30, 2021		December 31, 2020
Commercial real estate - non-owner occupied	$	1,170,461	$	833,470
Commercial real estate - owner occupied		604,120		508,672
Total commercial real estate		1,774,581		1,342,142
Commercial and industrial - term		544,316		525,776
Commercial and industrial - term - PPP		377,021		550,186
Commercial and industrial - lines of credit		327,990		276,646
Total commercial and industrial		1,249,327		1,352,608
Residential real estate - owner occupied		377,783		239,191
Residential real estate - non-owner occupied		273,782		140,930
Total residential real estate		651,565		380,121
Construction and land development		281,149		291,764
Home equity lines of credit		142,468		95,366
Consumer		78,171		44,606
Leases		14,171		14,786
Credits cards		14,960		10,203
Total loans (1)	$	4,206,392	$	3,531,596

Purchased Financial Assets with Credit Deterioration [Table Text Block]

(in thousands)	June 1, 2021
Purchase price of PCD loans at acquisition	$	32,765
Allowance for credit losses at acquisition		(6,757	)
Non-credit discount (premium) at acquisition		(735	)
Fair value of PCD loans at acquisition	$	25,273

Financing Receivable, Allowance for Credit Loss [Table Text Block]

(in thousands) Three Months Ended June 30, 2021	Beginning Balance		Initial Allowance on PCD Loans		Provision for Credit Losses on Loans			Charge-offs			Recoveries		Ending Balance
Commercial real estate - non-owner occupied	$	20,062	$	1,491	$	1,255		$	(3,065	)	$	4	$	19,747
Commercial real estate - owner occupied		7,065		2,112		(184	)		-			555		9,548
Total commercial real estate		27,127		3,603		1,071			(3,065	)		559		29,295
Commercial and industrial - term (1)		8,469		1,022		355			(114	)		16		9,748
Commercial and industrial - lines of credit		2,983		1,755		502			-			-		5,240
Total commercial and industrial		11,452		2,777		857			(114	)		16		14,988
Residential real estate - owner occupied		3,292		142		953			(40	)		3		4,350
Residential real estate - non-owner occupied		1,709		88		1,624			-			1		3,422
Total residential real estate		5,001		230		2,577			(40	)		4		7,772
Construction and land development		5,527		-		(337	)		-			3		5,193
Home equity lines of credit		843		147		239			-			1		1,230
Consumer		395		-		285			(223	)		115		572
Leases		235		-		(3	)		-			-		232
Credit cards		134		-		8			-			-		142
Total	$	50,714	$	6,757	$	4,697		$	(3,442	)	$	698	$	59,424

(in thousands) Six Months Ended June 30, 2021	Beginning Balance		Initial Allowance on PCD Loans		Provision for Credit Losses			Charge-offs			Recoveries		Ending Balance
Commercial real estate - non-owner occupied	$	19,396	$	1,491	$	1,890		$	(3,065	)	$	35	$	19,747
Commercial real estate - owner occupied		6,983		2,112		(102	)		-			555		9,548
Total commercial real estate		26,379		3,603		1,788			(3,065	)		590		29,295
Commercial and industrial - term (1)		8,970		1,022		(97	)		(169	)		22		9,748
Commercial and industrial - lines of credit		3,614		1,755		(129	)		-			-		5,240
Total commercial and industrial		12,584		2,777		(226	)		(169	)		22		14,988
Residential real estate - owner occupied		3,389		142		859			(43	)		3		4,350
Residential real estate - non-owner occupied		1,818		88		1,514			-			2		3,422
Total residential real estate		5,207		230		2,373			(43	)		5		7,772
Construction and land development		6,119		-		(929	)		-			3		5,193
Home equity lines of credit		895		147		187			-			1		1,230
Consumer		340		-		326			(287	)		193		572
Leases		261		-		(29	)		-			-		232
Credit cards		135		-		7			-			-		142
Total	$	51,920	$	6,757	$	3,497		$	(3,564	)	$	814	$	59,424

(in thousands) Three Months Ended June 30, 2020	Beginning Balance		Impact of Adopting ASC 326		Initial ACL on Loans Purchased with Credit Deterioration		Provision for Credit Losses on Loans			Charge-offs			Recoveries		Ending Balance
Commercial real estate - non-owner occupied	$	13,435	$	-	$	-	$	5,403		$	-		$	1	$	18,839
Commercial real estate - owner occupied		6,509		-		-		197			-			-		6,706
Total commercial real estate		19,944		-		-		5,600			-			1		25,545
Commercial and industrial - term		7,990		-		-		(651	)		-			-		7,339
Commercial and industrial - lines of credit		3,866		-		-		(624	)		-			-		3,242
Total commercial and industrial		11,856		-		-		(1,275	)		-			-		10,581
Residential real estate - owner occupied		2,702		-		-		162			(18	)		2		2,848
Residential real estate - non-owner occupied		1,419		-		-		175			-			-		1,594
Total residential real estate		4,121		-		-		337			(18	)		2		4,442
Construction and land development		5,185		-		-		423			-			-		5,608
Home equity lines of credit		623		-		-		209			-			-		832
Consumer		198		-		-		134			(80	)		110		362
Leases		159		-		-		64			-			-		223
Credit cards		57		-		-		58			-			-		115
Total	$	42,143	$	-	$	-	$	5,550		$	(98	)	$	113	$	47,708

(in thousands) Six Months Ended June 30, 2020	Beginning Balance		Impact of Adopting ASC 326			Initial ACL on Loans Purchased with Credit Deterioration		Provision for Credit Losses			Charge-offs			Recoveries		Ending Balance
Commercial real estate - non-owner occupied	$	5,235	$	2,946		$	152	$	10,503		$	-		$	3	$	18,839
Commercial real estate - owner occupied		3,327		1,542			1,350		487			-			-		6,706
Total commercial real estate		8,562		4,488			1,502		10,990			-			3		25,545
Commercial and industrial - term		6,782		365			-		185			-			7		7,339
Commercial and industrial - lines of credit		5,657		(1,528	)		-		(887	)		-			-		3,242
Total commercial and industrial		12,439		(1,163	)		-		(702	)		-			7		10,581
Residential real estate - owner occupied		1,527		1,087			99		151			(18	)		2		2,848
Residential real estate - non-owner occupied		947		429			-		218			-			-		1,594
Total residential real estate		2,474		1,516			99		369			(18	)		2		4,442
Construction and land development		2,105		3,056			-		447			-			-		5,608
Home equity lines of credit		728		114			-		(10	)		-			-		832
Consumer		100		264			34		(3	)		(254	)		221		362
Leases		237		(4	)		-		(10	)		-			-		223
Credit cards		146		(50	)		-		19			-			-		115
Total	$	26,791	$	8,221		$	1,635	$	11,100		$	(272	)	$	233	$	47,708

(in thousands) June 30, 2021	Real Estate		Accounts Receivable / Equipment		Other		Total		ACL Allocation
Commercial real estate - non-owner occupied	$	9,600	$	-	$	-	$	9,600	$	1,449
Commercial real estate - owner occupied		6,115		-		-		6,115		2,100
Total commercial real estate		15,715		-		-		15,715		3,549
Commercial and industrial - term		14		1,010		58		1,082		399
Commercial and industrial - lines of credit		-		-		-		-		-
Total commercial and industrial		14		1,010		58		1,082		399
Residential real estate - owner occupied		1,804		-		-		1,804		116
Residential real estate - non-owner occupied		154		-		-		154		-
Total residential real estate		1,958		-		-		1,958		116
Construction and land development		-		-		-		-		-
Home equity lines of credit		366		-		-		366		100
Consumer		7		-		-		7		-
Leases		-		-		-		-		-
Credit cards		-		-		-		-		-
Total collateral dependent loans	$	18,060	$	1,010	$	58	$	19,128	$	4,164

(in thousands) December 31, 2020	Real Estate		Accounts Receivable / Equipment		Other		Total		ACL Allocation
Commercial real estate - non-owner occupied	$	10,278	$	-	$	-	$	10,278	$	3,037
Commercial real estate - owner occupied		1,403		-		-		1,403		13
Total commercial real estate		11,681		-		-		11,681		3,050
Commercial and industrial - term		16		7		-		23		16
Commercial and industrial - lines of credit		-		88		-		88		-
Total commercial and industrial		16		95		-		111		16
Residential real estate - owner occupied		413		-		-		413		-
Residential real estate - non-owner occupied		101		-		-		101		-
Total residential real estate		514		-		-		514		-
Construction and land development		-		-		-		-		-
Home equity lines of credit		221		-		-		221		-
Consumer		-		-		4		4		-
Leases		-		-		-		-		-
Credit cards		-		-		-		-		-
Total collateral dependent loans	$	12,432	$	95	$	3	$	12,531	$	3,066

Financing Receivable, Nonaccrual [Table Text Block]

	Non-accrual Loans						Past Due 90-Days-
(in thousands)	With No		Total		Troubled Debt		or-More and Still
June 30, 2021	Recorded ACL		Non-accrual		Restructurings		Accruing Interest
Commercial real estate - non-owner occupied	$	6,634	$	9,100	$	—	$	77
Commercial real estate - owner occupied		155		696		—		888
Total commercial real estate		6,789		9,796		—		965
Commercial and industrial - term		94		900		14		—
Commercial and industrial - lines of credit		—		—		—		20
Total commercial and industrial		94		900		14		20
Residential real estate - owner occupied		—		1,591		—		19
Residential real estate - non-owner occupied		—		154		—		—
Total residential real estate		—		1,745		—		19
Construction and land development		—		—		—		—
Home equity lines of credit		—		366		—		46
Consumer		—		7		—		—
Leases		—		—		—		—
Credit cards		—		—		—		—
Total	$	6,883	$	12,814	$	14	$	1,050

	Non-accrual Loans						Past Due 90-Days-
(in thousands)	With No		Total		Troubled Debt		or-More and Still
December 31, 2020	Recorded ACL		Non-accrual		Restructurings		Accruing Interest
Commercial real estate - non-owner occupied	$	186	$	10,278	$	—	$	—
Commercial real estate - owner occupied		1,048		1,403		—		156
Total commercial real estate		1,234		11,681		—		156
Commercial and industrial - term		6		6		16		—
Commercial and industrial - lines of credit		88		88		—		—
Total commercial and industrial		94		94		16		—
Residential real estate - owner occupied		413		413		—		178
Residential real estate - non-owner occupied		101		101		—		301
Total residential real estate		514		514		—		479
Construction and land development		—		—		—		—
Home equity lines of credit		221		221		—		14
Consumer		4		4		—		—
Leases		—		—		—		—
Credit cards		—		—		—		—
Total	$	2,067	$	12,514	$	16	$	649

Financing Receivable, Past Due [Table Text Block]

(in thousands)			30-59 days		60-89 days		90 or more		Total		Total
June 30, 2021*	Current		Past Due		Past Due		Days Past Due		Past Due		Loans
Commercial real estate - non-owner occupied	$	1,159,299	$	3,555	$	6,835	$	772	$	11,162	$	1,170,461
Commercial real estate - owner occupied		601,961		607		—		1,552		2,159		604,120
Total commercial real estate		1,761,260		4,162		6,835		2,324		13,321		1,774,581
Commercial and industrial - term		543,413		35		14		854		903		544,316
Commercial and industrial - term - PPP		377,021		—		—		—		—		377,021
Commercial and industrial - lines of credit		327,747		223		—		20		243		327,990
Total commercial and industrial		1,248,181		258		14		874		1,146		1,249,327
Residential real estate - owner occupied		375,468		1,762		19		534		2,315		377,783
Residential real estate - non-owner occupied		273,397		108		177		100		385		273,782
Total residential real estate		648,865		1,870		196		634		2,700		651,565
Construction and land development		281,149		—		—		—		—		281,149
Home equity lines of credit		141,854		342		172		100		614		142,468
Consumer		78,106		58		—		7		65		78,171
Leases		14,171		—		—		—		—		14,171
Credit cards		14,951		9		—		—		9		14,960
Total	$	4,188,537	$	6,699	$	7,217	$	3,939	$	17,855	$	4,206,392

(in thousands)			30-59 days		60-89 days		90 or more		Total		Total
December 31, 2020*	Current		Past Due		Past Due		Days Past Due		Past Due		Loans
Commercial real estate - non-owner occupied	$	822,199	$	-	$	10,600	$	671	$	11,271	$	833,470
Commercial real estate - owner occupied		507,265		278		—		1,129		1,407		508,672
Total commercial real estate		1,329,464		278		10,600		1,800		12,678		1,342,142
Commercial and industrial - term		523,936		1,404		430		6		1,840		525,776
Commercial and industrial - term - PPP		550,186		—		—		—		—		550,186
Commercial and industrial - lines of credit		276,472		86		—		88		174		276,646
Total commercial and industrial		1,350,594		1,490		430		94		2,014		1,352,608
Residential real estate - owner occupied		237,902		585		247		457		1,289		239,191
Residential real estate - non-owner occupied		140,234		294		—		402		696		140,930
Total residential real estate		378,136		879		247		859		1,985		380,121
Construction and land development		291,764		—		—		—		—		291,764
Home equity lines of credit		95,206		7		139		14		160		95,366
Consumer		44,510		90		4		2		96		44,606
Leases		14,786		—		—		—		—		14,786
Credit cards		10,197		5		—		1		6		10,203
Total	$	3,514,657	$	2,749	$	11,420	$	2,770	$	16,939	$	3,531,596

Financing Receivable Credit Quality Indicators [Table Text Block]

														Revolving
														loans
(in thousands)	Term Loans Amortized Cost Basis by Origination Year													amortized
June 30, 2021	2021		2020		2019		2018		2017		Prior			cost basis	Total
Commercial real estate -non-owner occupied:
Risk rating
Pass	$	173,784	$	309,370	$	144,543	$	114,151	$	98,517	$	255,973	$	18,399	$	1,114,737
OAEM		44		-		1,003		-		-		32,934		867		34,848
Substandard		6,643		-		1,750		-		-		2,927		456		11,776
Substandard non-performing		-		6,644		25		-		605		1,799		27		9,100
Doubtful		-		-		-		-		-		-		-		-
Total Commercial real estate non-owner occupied	$	180,471	$	316,014	$	147,321	$	114,151	$	99,122	$	293,633	$	19,749	$	1,170,461
Commercial real estate - owner occupied:
Risk rating
Pass	$	92,187	$	197,160	$	99,854	$	81,249	$	46,080	$	55,358	$	5,705	$	577,593
OAEM		1,299		70		6,461		727		1,547		59		-		10,163
Substandard		2,483		5,451		4,656		1,306		667		108		997		15,668
Substandard non-performing		-		-		-		-		-		696		-		696
Doubtful		-		-		-		-		-		-		-		-
Total Commercial real estate owner occupied	$	95,969	$	202,681	$	110,971	$	83,282	$	48,294	$	56,221	$	6,702	$	604,120
Commercial and industrial - term:
Risk rating
Pass	$	110,845	$	185,618	$	75,276	$	80,400	$	33,531	$	45,040	$	-	$	530,710
OAEM		71		1,187		2,315		5,453		-		263		-		9,289
Substandard		229		218		2,771		5		118		76		-		3,417
Substandard non-performing		-		-		-		-		35		865		-		900
Doubtful		-		-		-		-		-		-		-		-
Total Commercial and industrial - term	$	111,145	$	187,023	$	80,362	$	85,858	$	33,684	$	46,244	$	-	$	544,316
Commercial and industrial - PPP
Risk rating
Pass	$	254,535	$	121,673	$	-	$	-	$	-	$	-	$	-	$	376,208
OAEM		-		-		-		-		-		-		-		-
Substandard		-		813		-		-		-		-		-		813
Substandard non-performing		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-
Total Commercial and industrial - PPP	$	254,535	$	122,486	$	-	$	-	$	-	$	-	$	-	$	377,021

														Revolving
														loans
(in thousands)	Term Loans Amortized Cost Basis by Origination Year													amortized
June 30, 2021	2021		2020		2019		2018		2017		Prior			cost basis	Total
Commercial and industrial - lines of credit
Risk rating
Pass	$	14,410	$	17,983	$	11,677	$	1,879	$	1,970	$	257	$	271,816	$	319,992
OAEM		-		-		-		-		-		-		1,214		1,214
Substandard		-		-		2,088		-		-		-		4,696		6,784
Substandard non-performing		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-
Total Commercial and industrial - lines of credit	$	14,410	$	17,983	$	13,765	$	1,879	$	1,970	$	257	$	277,726	$	327,990
Residential real estate - owner occupied
Risk rating
Pass	$	103,210	$	113,596	$	42,309	$	21,773	$	19,925	$	72,481	$	-	$	373,294
OAEM		103		-		171		-		84		567		-		925
Substandard		169		-		129		141		112		1,422		-		1,973
Substandard non-performing		-		-		-		-		837		754		-		1,591
Doubtful		-		-		-		-		-		-		-		-
Total Residential real estate - owner occupied	$	103,482	$	113,596	$	42,609	$	21,914	$	20,958	$	75,224	$	-	$	377,783
Residential real estate - non-owner occupied
Risk rating
Pass	$	42,043	$	92,346	$	52,842	$	38,226	$	20,296	$	24,181	$	-	$	269,934
OAEM		445		221		2,139		357		52		327		-		3,541
Substandard		-		-		-		-		-		153		-		153
Substandard non-performing		-		-		-		28		-		126		-		154
Doubtful		-		-		-		-		-		-		-		-
Total Residential real estate - non-owner occupied	$	42,488	$	92,567	$	54,981	$	38,611	$	20,348	$	24,787	$	-	$	273,782
Construction and land development
Risk rating
Pass	$	68,305	$	110,136	$	53,643	$	19,562	$	14,859	$	1,339	$	13,056	$	280,900
OAEM		-		-		-		-		-		-		249		249
Substandard		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-
Total Construction and land development	$	68,305	$	110,136	$	53,643	$	19,562	$	14,859	$	1,339	$	13,305	$	281,149
Home equity lines of credit
Risk rating
Pass	$	-	$	-	$	-	$	-	$	-	$	-	$	140,790	$	140,790
OAEM		-		-		-		-		-		-		223		223
Substandard		-		-		-		-		-		-		1,089		1,089
Substandard non-performing		-		-		-		-		-		-		366		366
Doubtful		-		-		-		-		-		-		-		-
Total Home equity lines of credit	$	-	$	-	$	-	$	-	$	-	$	-	$	142,468	$	142,468

													Revolving
													loans
(in thousands)	Term Loans Amortized Cost Basis by Origination Year												amortized
June 30, 2021	2021		2020		2019		2018		2017		Prior		cost basis		Total
Consumer
Risk rating
Pass*	$	20,050	$	13,869	$	6,594	$	1,905	$	879	$	897	$	33,722	$	77,916
OAEM		-		-		178		-		-		-		-		178
Substandard		-		4		50		10		4		1		1		70
Substandard non-performing		-		7		-		-		-		-		-		7
Doubtful		-		-		-		-		-		-		-		-
Total Consumer	$	20,050	$	13,880	$	6,822	$	1,915	$	883	$	898	$	33,723	$	78,171
Leases
Risk rating
Pass	$	1,927	$	4,203	$	1,628	$	1,727	$	844	$	3,811	$	-	$	14,140
OAEM		-		-		-		-		-		31		-		31
Substandard		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-
Total Leases	$	1,927	$	4,203	$	1,628	$	1,727	$	844	$	3,842	$	-	$	14,171
Credit cards
Risk rating
Pass	$	-	$	-	$	-	$	-	$	-	$	-	$	14,960	$	14,960
OAEM		-		-		-		-		-		-		-		-
Substandard		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-
Total Credit cards	$	-	$	-	$	-	$	-	$	-	$	-	$	14,960	$	14,960
Total loans
Risk rating
Pass	$	881,295	$	1,165,955	$	488,366	$	360,872	$	236,901	$	459,337	$	498,448	$	4,091,174
OAEM		1,962		1,478		12,267		6,537		1,683		34,181		2,553		60,661
Substandard		9,524		6,486		11,444		1,462		901		4,687		7,239		41,743
Substandard non-performing		-		6,651		25		28		1,477		4,240		393		12,814
Doubtful		-		-		-		-		-		-		-		-
Total Loans	$	892,781	$	1,180,570	$	512,102	$	368,899	$	240,962	$	502,445	$	508,633	$	4,206,392

													Revolving		Revolving
													loans		loans
(in thousands)	Term Loans Amortized Cost Basis by Origination Year												amortized		converted
December 31, 2020	2020		2019		2018		2017		2016		Prior		cost basis		to term		Total
Commercial real estate - non-owner occupied:
Risk rating
Pass	$	303,246	$	114,731	$	102,147	$	105,981	$	77,925	$	57,221	$	12,439	$	11,717	$	785,407
OAEM		3,867		16,587		-		-		7,707		615		-		-		28,776
Substandard		4,174		1,901		-		-		1,513		991		430		-		9,009
Substandard non-performing		9,644		-		-		609		-		-		-		25		10,278
Doubtful		-		-		-		-		-		-		-		-		-
Total Commercial real estate non-owner occupied	$	320,931	$	133,219	$	102,147	$	106,590	$	87,145	$	58,827	$	12,869	$	11,742	$	833,470
Commercial real estate - owner occupied:
Risk rating
Pass	$	183,666	$	94,462	$	83,592	$	47,506	$	39,638	$	30,533	$	7,693	$	2,418	$	489,508
OAEM		74		6,534		1,575		796		115		-		200		-		9,294
Substandard		1,408		5,360		1,335		247		117		-		-		-		8,467
Substandard non-performing		91		-		15		500		-		471		-		326		1,403
Doubtful		-		-		-		-		-		-		-		-		-
Total Commercial real estate owner occupied	$	185,239	$	106,356	$	86,517	$	49,049	$	39,870	$	31,004	$	7,893	$	2,744	$	508,672
Commercial and industrial -term:
Risk rating
Pass	$	215,629	$	94,563	$	104,871	$	42,929	$	36,016	$	8,412	$	-	$	7,690	$	510,110
OAEM		60		2,969		7,878		-		283		8		-		-		11,198
Substandard		1,229		2,521		-		91		163		74		-		384		4,462
Substandard non-performing		-		-		-		-		-		6		-		-		6
Doubtful		-		-		-		-		-		-		-		-		-
Total Commercial and industrial - term	$	216,918	$	100,053	$	112,749	$	43,020	$	36,462	$	8,500	$	-	$	8,074	$	525,776
Commercial and industrial - PPP
Risk rating
Pass	$	550,186	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	550,186
OAEM		-		-		-		-		-		-		-		-		-
Substandard		-		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-		-
Total Commercial and industrial - PPP	$	550,186	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	550,186

													Revolving		Revolving
													loans		loans
(in thousands)	Term Loans Amortized Cost Basis by Origination Year												amortized		converted
December 31, 2020	2020		2019		2018		2017		2016		Prior		cost basis		to term		Total
Commercial and industrial - lines of credit
Risk rating
Pass	$	26,351	$	14,405	$	2,229	$	1,990	$	290	$	85	$	223,172	$	-	$	268,522
OAEM		-		2,222		-		-		-		-		1,596		-		3,818
Substandard		-		-		-		-		-		-		4,218		-		4,218
Substandard non-performing		-		-		-		-		-		-		88		-		88
Doubtful		-		-		-		-		-		-		-		-		-
Total Commercial and industrial - lines of credit	$	26,351	$	16,627	$	2,229	$	1,990	$	290	$	85	$	229,074	$	-	$	276,646
Residential real estate - owner occupied
Risk rating
Pass	$	94,023	$	34,631	$	23,748	$	19,567	$	27,791	$	37,362	$	-	$	1,528	$	238,650
OAEM		-		-		-		-		-		-		-		-		-
Substandard		13		-		-		115		-		-		-		-		128
Substandard non-performing		49		58		-		100		38		73		-		95		413
Doubtful		-		-		-		-		-		-		-		-		-
Total Residential real estate - owner occupied	$	94,085	$	34,689	$	23,748	$	19,782	$	27,829	$	37,435	$	-	$	1,623	$	239,191
Residential real estate - non-owner occupied
Risk rating
Pass	$	63,537	$	22,422	$	25,466	$	10,587	$	9,609	$	6,451	$	-	$	788	$	138,860
OAEM		137		1,600		140		-		-		92		-		-		1,969
Substandard		-		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		29		-		-		72		-		-		101
Doubtful		-		-		-		-		-		-		-		-		-
Total Residential real estate - non-owner occupied	$	63,674	$	24,022	$	25,635	$	10,587	$	9,609	$	6,615	$	-	$	788	$	140,930
Construction and land development
Risk rating
Pass	$	139,611	$	94,066	$	32,539	$	15,384	$	1,175	$	553	$	6,304	$	1,883	$	291,515
OAEM		-		-		-		-		-		-		249		-		249
Substandard		-		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-		-
Total Construction and land development	$	139,611	$	94,066	$	32,539	$	15,384	$	1,175	$	553	$	6,553	$	1,883	$	291,764
Home equity lines of credit
Risk rating
Pass	$	-	$	-	$	-	$	-	$	-	$	-	$	95,145	$	-	$	95,145
OAEM		-		-		-		-		-		-		-		-		-
Substandard		-		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		-		-		221		-		221
Doubtful		-		-		-		-		-		-		-		-		-
Total Home equity lines of credit	$	-	$	-	$	-	$	-	$	-	$	-	$	95,366	$	-	$	95,366

													Revolving		Revolving
													loans		loans
(in thousands)	Term Loans Amortized Cost Basis by Origination Year												amortized		converted
December 31, 2020	2020		2019		2018		2017		2016		Prior		cost basis		to term		Total
Consumer
Risk rating
Pass*	$	10,334	$	2,897	$	1,687	$	243	$	420	$	466	$	28,363	$	192	$	44,602
OAEM		-		-		-		-		-		-		-		-		-
Substandard		-		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		2		-		2		-		4
Doubtful		-		-		-		-		-		-		-		-		-
Total Consumer	$	10,334	$	2,897	$	1,687	$	243	$	422	$	466	$	28,365	$	192	$	44,606
Leases
Risk rating
Pass	$	4,674	$	1,875	$	2,144	$	1,300	$	2,550	$	2,168	$	-	$	-	$	14,711
OAEM		-		-		-		-		69		-		-		-		69
Substandard		-		-		6		-		-		-		-		-		6
Substandard non-performing		-		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-		-
Total Leases	$	4,674	$	1,875	$	2,150	$	1,300	$	2,619	$	2,168	$	-	$	-	$	14,786
Credit cards
Risk rating
Pass	$	-	$	-	$	-	$	-	$	-	$	-	$	10,203	$	-	$	10,203
OAEM		-		-		-		-		-		-		-		-		-
Substandard		-		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-		-
Total Credit cards	$	-	$	-	$	-	$	-	$	-	$	-	$	10,203	$	-	$	10,203
Total loans
Risk rating
Pass	$	1,591,257	$	474,052	$	378,423	$	245,487	$	195,414	$	143,251	$	383,319	$	26,216	$	3,437,419
OAEM		4,138		29,912		9,593		796		8,174		715		2,045		-		55,373
Substandard		6,824		9,782		1,341		453		1,793		1,065		4,648		384		26,290
Substandard non-performing		9,784		58		44		1,209		40		622		311		446		12,514
Doubtful		-		-		-		-		-		-		-		-		-
Total Loans	$	1,612,003	$	513,804	$	389,401	$	247,945	$	205,421	$	145,653	$	390,323	$	27,046	$	3,531,596

Financinng Receivable, Schedule of Payment Activity [Table Text Block]

	June 30,		December 31,
(in thousands)	2021		2020
Credit cards
Performing	$	14,960	$	10,203
Non-performing		—		—
Total credit cards	$	14,960	$	10,203

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

	June 30, 2021						December 31, 2020
			Specific		Additional				Specific		Additional
			reserve		commitment				reserve		commitment
(in thousands)	Balance		allocation		to lend		Balance		allocation		to lend
Commercial and industrial - term	$	14	$	14	$	—	$	16	$	16	$	—
Residential real estate		—		—		—		—		—		—
Total TDRs	$	14	$	14	$	—	$	16	$	16	$	—