Note 3 - Loans and Allowance for Credit Losses on Loans (Tables)

3 Months Ended

Mar. 31, 2021

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(in thousands)	March 31, 2021		December 31, 2020
Commercial real estate - non-owner occupied	$	876,523	$	833,470
Commercial real estate - owner occupied		527,316		508,672
Total commercial real estate		1,403,839		1,342,142
Commercial and industrial - term		509,567		525,776
Commercial and industrial - term - PPP		612,885		550,186
Commercial and industrial - lines of credit		260,206		276,646
Total commercial and industrial		1,382,658		1,352,608
Residential real estate - owner occupied		262,516		239,191
Residential real estate - non-owner occupied		136,380		140,930
Total residential real estate		398,896		380,121
Construction and land development		281,815		291,764
Home equity lines of credit		91,233		95,366
Consumer		51,058		44,606
Leases		14,115		14,786
Credits cards - commercial		11,542		10,203
Total loans (1)	$	3,635,156	$	3,531,596

Financing Receivable, Allowance for Credit Loss [Table Text Block]

(in thousands) Three Months Ended March 31, 2021	Beginning Balance		Provision for Credit Losses on Loans			Charge-offs			Recoveries		Ending Balance
Commercial real estate - non-owner occupied	$	19,396	$	635		$	-		$	31	$	20,062
Commercial real estate - owner occupied		6,983		82			-			-		7,065
Total commercial real estate		26,379		717			-			31		27,127
Commercial and industrial - term		8,970		(452	)		(55	)		6		8,469
Commercial and industrial - lines of credit		3,614		(631	)		-			-		2,983
Total commercial and industrial		12,584		(1,083	)		(55	)		6		11,452
Residential real estate - owner occupied		3,389		(94	)		(3	)		-		3,292
Residential real estate - non-owner occupied		1,818		(110	)		-			1		1,709
Total residential real estate		5,207		(204	)		(3	)		1		5,001
Construction and land development		6,119		(592	)		-			-		5,527
Home equity lines of credit		895		(52	)		-			-		843
Consumer		340		41			(64	)		78		395
Leases		261		(26	)		-			-		235
Credit cards - commercial		135		(1	)		-			-		134
Total net loan (charge-offs) recoveries	$	51,920	$	(1,200	)	$	(122	)	$	116	$	50,714

(in thousands) Three Months Ended March 31, 2020	Beginning Balance		Impact of Adopting ASC 326			Initial ACL on Loans Purchased with Credit Deterioration		Provision for Credit Losses on Loans			Charge-offs			Recoveries		Ending Balance
Commercial real estate - non-owner occupied	$	5,235	$	2,946		$	152	$	5,100		$	-		$	3	$	13,436
Commercial real estate - owner occupied		3,327		1,542			1,350		290			-			-		6,509
Total commercial real estate		8,562		4,488			1,502		5,390			-			3		19,945
Commercial and industrial - term		6,782		365			-		837			-			6		7,990
Commercial and industrial - lines of credit		5,657		(1,528	)		-		(263	)		-			-		3,866
Total commercial and industrial		12,439		(1,163	)		-		574			-			6		11,856
Residential real estate - owner occupied		1,527		1,087			99		(11	)		-			-		2,702
Residential real estate - non-owner occupied		947		429			-		43			-			-		1,419
Total residential real estate		2,474		1,516			99		32			-			-		4,121
Construction and land development		2,105		3,056			-		24			-			-		5,185
Home equity lines of credit		728		114			-		(219	)		-			-		623
Consumer		100		264			34		(138	)		(174	)		111		197
Leases		237		(4	)		-		(74	)		-			-		159
Credit cards - commercial		146		(50	)		-		(39	)		-			-		57
Total net loan (charge-offs) recoveries	$	26,791	$	8,221		$	1,635	$	5,550		$	(174	)	$	120	$	42,143

(in thousands) March 31, 2021	Real Estate		Accounts Receivable / Equipment		Other		Total		ACL Allocation
Commercial real estate - non-owner occupied	$	10,305	$	-	$	-	$	10,305	$	3,037
Commercial real estate - owner occupied		1,054		-		-		1,054		13
Total commercial real estate		11,359		-		-		11,359		3,050
Commercial and industrial - term		327		51		-		378		15
Commercial and industrial - lines of credit		-		-		-		-		-
Total commercial and industrial		327		51		-		378		15
Residential real estate - owner occupied		810		-		-		810		-
Residential real estate - non-owner occupied		100		-		-		100		-
Total residential real estate		910		-		-		910		-
Construction and land development		-		-		-		-		-
Home equity lines of credit		274		-		-		274		-
Consumer		7		-		-		7		-
Leases		-		-		-		-		-
Credit cards - commercial		-		-		-		-		-
Total collateral dependent loans	$	12,877	$	51	$	-	$	12,928	$	3,065

(in thousands) December 31, 2020	Real Estate		Accounts Receivable / Equipment		Other		Total		ACL Allocation
Commercial real estate - non-owner occupied	$	10,278	$	-	$	-	$	10,278	$	3,037
Commercial real estate - owner occupied		1,403		-		-		1,403		13
Total commercial real estate		11,681		-		-		11,681		3,050
Commercial and industrial - term		16		7		-		23		16
Commercial and industrial - lines of credit		-		88		-		88		-
Total commercial and industrial		16		95		-		111		16
Residential real estate - owner occupied		413		-		-		413		-
Residential real estate - non-owner occupied		101		-		-		101		-
Total residential real estate		514		-		-		514		-
Construction and land development		-		-		-		-		-
Home equity lines of credit		221		-		-		221		-
Consumer		-		-		4		4		-
Leases		-		-		-		-		-
Credit cards - commercial		-		-		-		-		-
Total collateral dependent loans	$	12,432	$	95	$	4	$	12,531	$	3,066

Financing Receivable, Nonaccrual [Table Text Block]

	Non-accrual Loans						Past Due 90-Days-
(in thousands)	With No		Total		Troubled Debt		or-More and Still
March 31, 2021	Recorded ACL		Non-accrual		Restructurings		Accruing Interest
Commercial real estate - non-owner occupied	$	212	$	10,305	$	—	$	—
Commercial real estate - owner occupied		699		1,054		—		—
Total commercial real estate		911		11,359		—		—
Commercial and industrial - term		363		363		15		1,151
Commercial and industrial - lines of credit		—		—		—		78
Total commercial and industrial		363		363		15		1,229
Residential real estate - owner occupied		810		810		—		148
Residential real estate - non-owner occupied		100		100		—		—
Total residential real estate		910		910		—		148
Construction and land development		—		—		—		—
Home equity lines of credit		274		274		—		—
Consumer		7		7		—		—
Leases		—		—		—		—
Credit cards - commercial		—		—		—		—
Total	$	2,465	$	12,913	$	15	$	1,377

	Non-accrual Loans						Past Due 90-Days-
(in thousands)	With No		Total		Troubled Debt		or-More and Still
December 31, 2020	Recorded ACL		Non-accrual		Restructurings		Accruing Interest
Commercial real estate - non-owner occupied	$	186	$	10,278	$	—	$	—
Commercial real estate - owner occupied		1,048		1,403		—		156
Total commercial real estate		1,234		11,681		—		156
Commercial and industrial - term		6		6		16		—
Commercial and industrial - lines of credit		88		88		—		—
Total commercial and industrial		94		94		16		—
Residential real estate - owner occupied		413		413		—		178
Residential real estate - non-owner occupied		101		101		—		301
Total residential real estate		514		514		—		479
Construction and land development		—		—		—		—
Home equity lines of credit		221		221		—		14
Consumer		4		4		—		—
Leases		—		—		—		—
Credit cards - commercial		—		—		—		—
Total	$	2,067	$	12,514	$	16	$	649

Financing Receivable, Past Due [Table Text Block]

(in thousands)			30-59 days		60-89 days		90 or more		Total		Total
March 31, 2021*	Current		Past Due		Past Due		Days Past Due		Past Due		Loans
Commercial real estate - non-owner occupied	$	875,452	$	374	$	-	$	697	$	1,071	$	876,523
Commercial real estate - owner occupied		526,300		347		155		514		1,016		527,316
Total commercial real estate		1,401,752		721		155		1,211		2,087		1,403,839
Commercial and industrial - term		507,642		118		517		1,290		1,925		509,567
Commercial and industrial - term - PPP		612,885		—		—		—		—		612,885
Commercial and industrial - lines of credit		260,055		74		—		77		151		260,206
Total commercial and industrial		1,380,582		192		517		1,367		2,076		1,382,658
Residential real estate - owner occupied		261,350		320		217		629		1,166		262,516
Residential real estate - non-owner occupied		136,257		23		—		100		123		136,380
Total residential real estate		397,607		343		217		729		1,289		398,896
Construction and land development		281,815		—		—		—		—		281,815
Home equity lines of credit		90,778		243		19		193		455		91,233
Consumer		50,994		61		—		3		64		51,058
Leases		14,115		—		—		—		—		14,115
Credit cards - commercial		11,519		23		—		—		23		11,542
Total	$	3,629,162	$	1,583	$	908	$	3,503	$	5,994	$	3,635,156

(in thousands)			30-59 days		60-89 days		90 or more		Total		Total
December 31, 2020*	Current		Past Due		Past Due		Days Past Due		Past Due		Loans
Commercial real estate - non-owner occupied	$	822,199	$	-	$	10,600	$	671	$	11,271	$	833,470
Commercial real estate - owner occupied		507,265		278		—		1,129		1,407		508,672
Total commercial real estate		1,329,464		278		10,600		1,800		12,678		1,342,142
Commercial and industrial - term		523,936		1,404		430		6		1,840		525,776
Commercial and industrial - term - PPP		550,186		—		—		—		—		550,186
Commercial and industrial - lines of credit		276,472		86		—		88		174		276,646
Total commercial and industrial		1,350,594		1,490		430		94		2,014		1,352,608
Residential real estate - owner occupied		237,902		585		247		457		1,289		239,191
Residential real estate - non-owner occupied		140,234		294		—		402		696		140,930
Total residential real estate		378,136		879		247		859		1,985		380,121
Construction and land development		291,764		—		—		—		—		291,764
Home equity lines of credit		95,206		7		139		14		160		95,366
Consumer		44,510		90		4		2		96		44,606
Leases		14,786		—		—		—		—		14,786
Credit cards - commercial		10,197		5		—		1		6		10,203
Total	$	3,514,657	$	2,749	$	11,420	$	2,770	$	16,939	$	3,531,596

Financing Receivable Credit Quality Indicators [Table Text Block]

													Revolving
													loans
(in thousands)	Term Loans Amortized Cost Basis by Origination Year												amortized
March 31, 2021	2021		2020		2019		2018		2017		Prior		cost basis		Total
Commercial real estate - non-owner occupied:
Risk rating
Pass	$	68,649	$	299,229	$	117,679	$	106,861	$	96,267	$	125,113	$	13,948	$	827,746
OAEM		-		4,899		16,438		-		-		8,216		-		29,553
Substandard		5,166		-		1,826		-		-		1,497		430		8,919
Substandard non-performing		-		9,645		25		-		607		-		28		10,305
Doubtful		-		-		-		-		-		-		-		-
Total Commercial real estate non-owner occupied	$	73,815	$	313,773	$	135,968	$	106,861	$	96,874	$	134,826	$	14,406	$	876,523
Commercial real estate - owner occupied:
Risk rating
Pass	$	40,833	$	187,832	$	92,194	$	81,596	$	44,782	$	54,936	$	5,755	$	507,928
OAEM		-		72		6,466		1,440		779		840		-		9,597
Substandard		2,490		-		4,725		1,321		88		113		-		8,737
Substandard non-performing		-		541		-		15		32		466		-		1,054
Doubtful		-		-		-		-		-		-		-		-
Total Commercial real estate owner occupied	$	43,323	$	188,445	$	103,385	$	84,372	$	45,681	$	56,355	$	5,755	$	527,316
Commercial and industrial - term:
Risk rating
Pass	$	63,861	$	187,921	$	78,625	$	88,071	$	39,487	$	36,746	$	-	$	494,711
OAEM		-		-		2,216		5,479		-		283		-		7,978
Substandard		197		1,208		2,990		1,897		-		223		-		6,515
Substandard non-performing		-		-		233		50		80		-		-		363
Doubtful		-		-		-		-		-		-		-		-
Total Commercial and industrial - term	$	64,058	$	189,129	$	84,064	$	95,497	$	39,567	$	37,252	$	-	$	509,567
Commercial and industrial - PPP
Risk rating
Pass	$	233,225	$	379,660	$	-	$	-	$	-	$	-	$	-	$	612,885
OAEM		-		-		-		-		-		-		-		-
Substandard		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-
Total Commercial and industrial - PPP	$	233,225	$	379,660	$	-	$	-	$	-	$	-	$	-	$	612,885

(continued)
													Revolving
													loans
(in thousands)	Term Loans Amortized Cost Basis by Origination Year												amortized
March 31, 2021	2021		2020		2019		2018		2017		Prior		cost basis		Total
Commercial and industrial - lines of credit
Risk rating
Pass	$	7,591	$	21,436	$	13,968	$	2,146	$	1,951	$	334	$	208,258	$	255,684
OAEM		-		-		78		-		-		-		1,140		1,218
Substandard		-		-		2,155		-		-		-		1,149		3,304
Substandard non-performing		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-
Total Commercial and industrial - lines of credit	$	7,591	$	21,436	$	16,201	$	2,146	$	1,951	$	334	$	210,547	$	260,206
Residential real estate - owner occupied
Risk rating
Pass	$	40,475	$	91,657	$	32,914	$	20,965	$	17,129	$	58,445	$	-	$	261,585
OAEM		-		-		-		-		-		-		-		-
Substandard		8		-		-		-		113		-		-		121
Substandard non-performing		-		49		58		134		101		468		-		810
Doubtful		-		-		-		-		-		-		-		-
Total Residential real estate - owner occupied	$	40,483	$	91,706	$	32,972	$	21,099	$	17,343	$	58,913	$	-	$	262,516
Residential real estate - non-owner occupied
Risk rating
Pass	$	9,179	$	57,285	$	20,460	$	24,329	$	9,136	$	13,937	$	-	$	134,326
OAEM		91		134		1,591		138		-		-		-		1,954
Substandard		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		26		-		74		-		100
Doubtful		-		-		-		-		-		-		-		-
Total Residential real estate - non-owner occupied	$	9,270	$	57,419	$	22,051	$	24,493	$	9,136	$	14,011	$	-	$	136,380
Construction and land development
Risk rating
Pass	$	33,972	$	129,252	$	77,587	$	20,318	$	14,161	$	1,448	$	4,828	$	281,566
OAEM		-		-		-		-		-		-		249		249
Substandard		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-
Total Construction and land development	$	33,972	$	129,252	$	77,587	$	20,318	$	14,161	$	1,448	$	5,077	$	281,815
Home equity lines of credit
Risk rating
Pass	$	-	$	-	$	-	$	-	$	-	$	-	$	90,959	$	90,959
OAEM		-		-		-		-		-		-		-		-
Substandard		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		-		-		274		274
Doubtful		-		-		-		-		-		-		-		-
Total Home equity lines of credit	$	-	$	-	$	-	$	-	$	-	$	-	$	91,233	$	91,233

(continued)
													Revolving
													loans
(in thousands)	Term Loans Amortized Cost Basis by Origination Year												amortized
March 31, 2021	2021		2020		2019		2018		2017		Prior		cost basis		Total
Consumer
Risk rating
Pass*	$	9,981	$	8,831	$	2,316	$	1,279	$	198	$	819	$	27,627	$	51,051
OAEM		-		-		-		-		-		-		-		-
Substandard		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		4		-		3		-		7
Doubtful		-		-		-		-		-		-		-		-
Total Consumer	$	9,981	$	8,831	$	2,316	$	1,283	$	198	$	822	$	27,627	$	51,058
Leases
Risk rating
Pass	$	636	$	4,440	$	1,752	$	1,952	$	1,017	$	4,268	$	-	$	14,065
OAEM		-		-		-		-		-		50		-		50
Substandard		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-
Total Leases	$	636	$	4,440	$	1,752	$	1,952	$	1,017	$	4,318	$	-	$	14,115
Credit cards - commercial
Risk rating
Pass	$	-	$	-	$	-	$	-	$	-	$	-	$	11,542	$	11,542
OAEM		-		-		-		-		-		-		-		-
Substandard		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-
Total Credit cards	$	-	$	-	$	-	$	-	$	-	$	-	$	11,542	$	11,542
Total loans
Risk rating
Pass	$	508,402	$	1,367,543	$	437,495	$	347,517	$	224,128	$	296,046	$	362,917	$	3,544,048
OAEM		91		5,105		26,789		7,057		779		9,389		1,389		50,599
Substandard		7,861		1,208		11,696		3,218		201		1,833		1,579		27,596
Substandard non-performing		-		10,235		316		229		820		1,011		302		12,913
Doubtful		-		-		-		-		-		-		-		-
Total Loans	$	516,354	$	1,384,091	$	476,296	$	358,021	$	225,928	$	308,279	$	366,187	$	3,635,156

													Revolving		Revolving
													loans		loans
(in thousands)	Term Loans Amortized Cost Basis by Origination Year												amortized		converted
December 31, 2020	2020		2019		2018		2017		2016		Prior		cost basis		to term		Total
Commercial real estate - non-owner occupied:
Risk rating
Pass	$	303,246	$	114,731	$	102,147	$	105,981	$	77,925	$	57,221	$	12,439	$	11,717	$	785,407
OAEM		3,867		16,587		-		-		7,707		615		-		-		28,776
Substandard		4,174		1,901		-		-		1,513		991		430		-		9,009
Substandard non-performing		9,644		-		-		609		-		-		-		25		10,278
Doubtful		-		-		-		-		-		-		-		-		-
Total Commercial real estate non-owner occupied	$	320,931	$	133,219	$	102,147	$	106,590	$	87,145	$	58,827	$	12,869	$	11,742	$	833,470
Commercial real estate - owner occupied:
Risk rating
Pass	$	183,666	$	94,462	$	83,592	$	47,506	$	39,638	$	30,533	$	7,693	$	2,418	$	489,508
OAEM		74		6,534		1,575		796		115		-		200		-		9,294
Substandard		1,408		5,360		1,335		247		117		-		-		-		8,467
Substandard non-performing		91		-		15		500		-		471		-		326		1,403
Doubtful		-		-		-		-		-		-		-		-		-
Total Commercial real estate owner occupied	$	185,239	$	106,356	$	86,517	$	49,049	$	39,870	$	31,004	$	7,893	$	2,744	$	508,672
Commercial and industrial - term:
Risk rating
Pass	$	215,629	$	94,563	$	104,871	$	42,929	$	36,016	$	8,412	$	-	$	7,690	$	510,110
OAEM		60		2,969		7,878		-		283		8		-		-		11,198
Substandard		1,229		2,521		-		91		163		74		-		384		4,462
Substandard non-performing		-		-		-		-		-		6		-		-		6
Doubtful		-		-		-		-		-		-		-		-		-
Total Commercial and industrial - term	$	216,918	$	100,053	$	112,749	$	43,020	$	36,462	$	8,500	$	-	$	8,074	$	525,776
Commercial and industrial - PPP
Risk rating
Pass	$	550,186	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	550,186
OAEM		-		-		-		-		-		-		-		-		-
Substandard		-		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-		-
Total Commercial and industrial - PPP	$	550,186	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	550,186

(continued)
													Revolving		Revolving
													loans		loans
(in thousands)	Term Loans Amortized Cost Basis by Origination Year												amortized		converted
December 31, 2020	2020		2019		2018		2017		2016		Prior		cost basis		to term		Total
Commercial and industrial - lines of credit
Risk rating
Pass	$	26,351	$	14,405	$	2,229	$	1,990	$	290	$	85	$	223,172	$	-	$	268,522
OAEM		-		2,222		-		-		-		-		1,596		-		3,818
Substandard		-		-		-		-		-		-		4,218		-		4,218
Substandard non-performing		-		-		-		-		-		-		88		-		88
Doubtful		-		-		-		-		-		-		-		-		-
Total Commercial and industrial - lines of credit	$	26,351	$	16,627	$	2,229	$	1,990	$	290	$	85	$	229,074	$	-	$	276,646
Residential real estate - owner occupied
Risk rating
Pass	$	94,023	$	34,631	$	23,748	$	19,567	$	27,791	$	37,362	$	-	$	1,528	$	238,650
OAEM		-		-		-		-		-		-		-		-		-
Substandard		13		-		-		115		-		-		-		-		128
Substandard non-performing		49		58		-		100		38		73		-		95		413
Doubtful		-		-		-		-		-		-		-		-		-
Total Residential real estate - owner occupied	$	94,085	$	34,689	$	23,748	$	19,782	$	27,829	$	37,435	$	-	$	1,623	$	239,191
Residential real estate - non-owner occupied
Risk rating
Pass	$	63,537	$	22,422	$	25,466	$	10,587	$	9,609	$	6,451	$	-	$	788	$	138,860
OAEM		137		1,600		140		-		-		92		-		-		1,969
Substandard		-		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		29		-		-		72		-		-		101
Doubtful		-		-		-		-		-		-		-		-		-
Total Residential real estate - non-owner occupied	$	63,674	$	24,022	$	25,635	$	10,587	$	9,609	$	6,615	$	-	$	788	$	140,930
Construction and land development
Risk rating
Pass	$	139,611	$	94,066	$	32,539	$	15,384	$	1,175	$	553	$	6,304	$	1,883	$	291,515
OAEM		-		-		-		-		-		-		249		-		249
Substandard		-		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-		-
Total Construction and land development	$	139,611	$	94,066	$	32,539	$	15,384	$	1,175	$	553	$	6,553	$	1,883	$	291,764
Home equity lines of credit
Risk rating
Pass	$	-	$	-	$	-	$	-	$	-	$	-	$	95,145	$	-	$	95,145
OAEM		-		-		-		-		-		-		-		-		-
Substandard		-		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		-		-		221		-		221
Doubtful		-		-		-		-		-		-		-		-		-
Total Home equity lines of credit	$	-	$	-	$	-	$	-	$	-	$	-	$	95,366	$	-	$	95,366

													Revolving		Revolving
													loans		loans
(in thousands)	Term Loans Amortized Cost Basis by Origination Year												amortized		converted
December 31, 2020	2020		2019		2018		2017		2016		Prior		cost basis		to term		Total
Consumer
Risk rating
Pass*	$	10,334	$	2,897	$	1,687	$	243	$	420	$	466	$	28,363	$	192	$	44,602
OAEM		-		-		-		-		-		-		-		-		-
Substandard		-		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		2		-		2		-		4
Doubtful		-		-		-		-		-		-		-		-		-
Total Consumer	$	10,334	$	2,897	$	1,687	$	243	$	422	$	466	$	28,365	$	192	$	44,606
Leases
Risk rating
Pass	$	4,674	$	1,875	$	2,144	$	1,300	$	2,550	$	2,168	$	-	$	-	$	14,711
OAEM		-		-		-		-		69		-		-		-		69
Substandard		-		-		6		-		-		-		-		-		6
Substandard non-performing		-		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-		-
Total Leases	$	4,674	$	1,875	$	2,150	$	1,300	$	2,619	$	2,168	$	-	$	-	$	14,786
Credit cards - commercial
Risk rating
Pass	$	-	$	-	$	-	$	-	$	-	$	-	$	10,203	$	-	$	10,203
OAEM		-		-		-		-		-		-		-		-		-
Substandard		-		-		-		-		-		-		-		-		-
Substandard non-performing		-		-		-		-		-		-		-		-		-
Doubtful		-		-		-		-		-		-		-		-		-
Total Credit cards	$	-	$	-	$	-	$	-	$	-	$	-	$	10,203	$	-	$	10,203
Total loans
Risk rating
Pass	$	1,591,257	$	474,052	$	378,423	$	245,487	$	195,414	$	143,251	$	383,319	$	26,216	$	3,437,419
OAEM		4,138		29,912		9,593		796		8,174		715		2,045		-		55,373
Substandard		6,824		9,782		1,341		453		1,793		1,065		4,648		384		26,290
Substandard non-performing		9,784		58		44		1,209		40		622		311		446		12,514
Doubtful		-		-		-		-		-		-		-		-		-
Total Loans	$	1,612,003	$	513,804	$	389,401	$	247,945	$	205,421	$	145,653	$	390,323	$	27,046	$	3,531,596

Financinng Receivable, Schedule of Payment Activity [Table Text Block]

	March 31,		December 31,
(in thousands)	2021		2020
Credit cards - commercial
Performing	$	11,542	$	10,203
Non-performing		—		—
Total credit cards - commercial	$	11,542	$	10,203

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

	March 31, 2021						December 31, 2020
			Specific		Additional				Specific		Additional
			reserve		commitment				reserve		commitment
(in thousands)	Balance		allocation		to lend		Balance		allocation		to lend
Commercial and industrial - term	$	15	$	15	$	—	$	16	$	16	$	—
Residential real estate		—		—		—		—		—		—
Total TDRs	$	15	$	15	$	—	$	16	$	16	$	—