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Note 1 - Summary of Significant Accounting Policies (Tables)
12 Months Ended
Dec. 31, 2020
Notes Tables  
Accounting Standards Update and Change in Accounting Principle [Table Text Block]
  

January 1, 2020

 

(in thousands)

 

As reported under

ASC 326

  

Pre-ASC 326

Adoption

  

Impact of Adoption

(1)

 
             

Allowance for credit losses on loans:

            
             

Commercial real estate - non-owner occupied

 $8,333  $5,235  $3,098 

Commercial real estate - owner occupied

  6,219   3,327   2,892 

Total commercial real estate

  14,552   8,562   5,990 
             

Commercial and industrial - term

  7,147   6,782   365 

Commercial and industrial - line of credit

  4,129   5,657   (1,528)

Total commercial and industrial

  11,276   12,439   (1,163)
             

Residential real estate - owner occupied

  2,713   1,527   1,186 

Residential real estate - non-owner occupied

  1,376   947   429 

Total residential real estate

  4,089   2,474   1,615 
             

Construction and land development

  5,161   2,105   3,056 

Home equity lines of credit

  842   728   114 

Consumer

  398   100   298 

Leases

  233   237   (4)

Credit cards - commercial

  96   146   (50)

Total allowance for credit losses on loans

 $36,647  $26,791  $9,856 
             

Total allowance for credit losses on off-balance sheet exposures

 $3,850  $350  $3,500