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Note 4 - Loans and Allowance for Credit Losses on Loans - Allowance for Loan Losses by Portfolio Segment and Based on Impairment Evaluation Method (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Jan. 01, 2020
Sep. 30, 2020
Jun. 30, 2020
Mar. 31, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Dec. 31, 2019
Beginning balance $ 26,791 [1] $ 47,708   $ 26,791 [1] $ 26,416 $ 26,791 [1] $ 25,534    
Impact of adoption 8,200 0       8,221      
Initial allowance for loans with PCD   0       1,635      
Provision for credit losses   4,418 $ 5,500 5,500 400 15,518 1,000    
Charge-offs   (1,698)     (230) (1,970) (490)    
Recoveries   73     291 306 833    
Ending balance 36,647 [1] 50,501 47,708   26,877 50,501 26,877    
Allowance for credit losses 36,647 [1] 47,708 47,708 26,791 [1] 26,877 26,791 [1] 25,534 $ 50,501 $ 26,791 [1]
Loans, individually evaluated for impairment               12,376 11,530
Allowance for loans, individually evaluated for impairment               2,009 1,163
Loans, collectively evaluated for impairment                 2,833,486
Loans [2]               3,472,481 2,845,016 [3]
Allowance for loans, collectively evaluated for impairment                 25,628
Allowance for loans 36,647 [1] 47,708 47,708 26,791 [1] 26,877 26,791 [1] 25,534 50,501 26,791 [1]
Financial Asset Acquired with Credit Deterioration [Member]                  
Beginning balance 0     0   0      
Allowance for credit losses 0     0   0     0
Loans                 0
Allowance for loans 0     0   0     0
Real Estate [Member]                  
Loans, individually evaluated for impairment               12,274  
Accounts Receivable and Equipment [Member]                  
Loans, individually evaluated for impairment               97  
Other Collateral [Member]                  
Loans, individually evaluated for impairment               5  
Home Equity Line of Credit [Member]                  
Beginning balance 728 832   728   728      
Impact of adoption   0       114      
Initial allowance for loans with PCD   0       0      
Provision for credit losses   106       96      
Charge-offs   0       0      
Recoveries   0       0      
Ending balance 842 938 832     938      
Allowance for credit losses 728 938 832 728   938   938 728
Loans, individually evaluated for impairment               0  
Allowance for loans, individually evaluated for impairment               0  
Loans               97,150 103,854
Allowance for loans 728 938 832 728   938   938 728
Home Equity Line of Credit [Member] | Real Estate [Member]                  
Loans, individually evaluated for impairment               0  
Home Equity Line of Credit [Member] | Accounts Receivable and Equipment [Member]                  
Loans, individually evaluated for impairment               0  
Home Equity Line of Credit [Member] | Other Collateral [Member]                  
Loans, individually evaluated for impairment               0  
Commercial Real Estate Portfolio Segment [Member]                  
Beginning balance 8,562 25,545   8,562   8,562      
Impact of adoption   0       4,488      
Initial allowance for loans with PCD   0       1,502      
Provision for credit losses   1,116       12,106      
Charge-offs   (1,494)       (1,494)      
Recoveries   2       5      
Ending balance 14,552 25,169 25,545     25,169      
Allowance for credit losses 8,562 25,169 25,545 8,562   25,169   25,169 8,562
Loans, individually evaluated for impairment               11,711  
Allowance for loans, individually evaluated for impairment               1,991  
Loans               1,321,153 1,220,612
Allowance for loans 8,562 25,169 25,545 8,562   25,169   25,169 8,562
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member]                  
Loans, individually evaluated for impairment               11,711  
Commercial Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]                  
Loans, individually evaluated for impairment               0  
Commercial Real Estate Portfolio Segment [Member] | Other Collateral [Member]                  
Loans, individually evaluated for impairment               0  
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]                  
Beginning balance 5,235 18,839   5,235   5,235      
Impact of adoption   0       2,946      
Initial allowance for loans with PCD   0       152      
Provision for credit losses   (558)       9,945      
Charge-offs   (143)       (143)      
Recoveries   2       5      
Ending balance 8,333 18,140 18,839     18,140      
Allowance for credit losses 5,235 18,140 18,839 5,235   18,140   18,140 5,235
Loans, individually evaluated for impairment               10,218  
Allowance for loans, individually evaluated for impairment               1,991  
Loans               828,328 746,283
Allowance for loans 5,235 18,140 18,839 5,235   18,140   18,140 5,235
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Real Estate [Member]                  
Loans, individually evaluated for impairment               10,218  
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Accounts Receivable and Equipment [Member]                  
Loans, individually evaluated for impairment               0  
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Other Collateral [Member]                  
Loans, individually evaluated for impairment               0  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]                  
Beginning balance 3,327 6,706   3,327   3,327      
Impact of adoption   0       1,542      
Initial allowance for loans with PCD   0       1,350      
Provision for credit losses   1,674       2,161      
Charge-offs   (1,351)       (1,351)      
Recoveries   0       0      
Ending balance 6,219 7,029 6,706     7,029      
Allowance for credit losses 3,327 7,029 6,706 3,327   7,029   7,029 3,327
Loans, individually evaluated for impairment               1,493  
Allowance for loans, individually evaluated for impairment               0  
Loans               492,825 474,329
Allowance for loans 3,327 7,029 6,706 3,327   7,029   7,029 3,327
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Real Estate [Member]                  
Loans, individually evaluated for impairment               1,493  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Accounts Receivable and Equipment [Member]                  
Loans, individually evaluated for impairment               0  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Other Collateral [Member]                  
Loans, individually evaluated for impairment               0  
Real Estate Mortgage Portfolio Segment [Member]                  
Beginning balance 11,764     11,764 12,030 11,764 10,681    
Provision for credit losses         269   1,579    
Charge-offs         0   (13)    
Recoveries         46   98    
Ending balance         12,345   12,345    
Allowance for credit losses 11,764     11,764 12,345 11,764 10,681   11,764
Loans, individually evaluated for impairment                 3,307
Allowance for loans, individually evaluated for impairment                 13
Loans, collectively evaluated for impairment                 1,663,549
Loans                 1,666,856
Allowance for loans, collectively evaluated for impairment                 11,751
Allowance for loans 11,764     11,764 12,345 11,764 10,681   11,764
Real Estate Mortgage Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]                  
Beginning balance 0     0   0      
Allowance for credit losses 0     0   0     0
Loans                 0
Allowance for loans 0     0   0     0
Commercial and Industrial Portfolio Segment [Member]                  
Beginning balance 12,822     12,822 11,858 12,822 11,965    
Provision for credit losses         32   (178)    
Charge-offs         (91)   (94)    
Recoveries         154   260    
Ending balance         11,953   11,953    
Allowance for credit losses 12,822     12,822 11,953 12,822 11,965   12,822
Loans, individually evaluated for impairment               115 8,223
Allowance for loans, individually evaluated for impairment               18 1,150
Loans, collectively evaluated for impairment                 862,288
Loans                 870,511
Allowance for loans, collectively evaluated for impairment                 11,672
Allowance for loans 12,822     12,822 11,953 12,822 11,965   12,822
Commercial and Industrial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]                  
Beginning balance 0     0   0      
Allowance for credit losses 0     0   0     0
Loans                 0
Allowance for loans 0     0   0     0
Commercial and Industrial Portfolio Segment [Member] | Real Estate [Member]                  
Loans, individually evaluated for impairment               18  
Commercial and Industrial Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]                  
Loans, individually evaluated for impairment               97  
Commercial and Industrial Portfolio Segment [Member] | Other Collateral [Member]                  
Loans, individually evaluated for impairment               0  
Commercial and Industrial Portfolio Segment [Member] | Term [Member]                  
Beginning balance 6,782 7,339   6,782   6,782      
Impact of adoption   0       365      
Initial allowance for loans with PCD   0       0      
Provision for credit losses   1,605       1,790      
Charge-offs   (1)       (1)      
Recoveries   1       8      
Ending balance   8,944 7,339     8,944      
Allowance for credit losses 6,782 8,944 7,339 6,782   6,782   8,944 6,782
Loans, individually evaluated for impairment               27  
Allowance for loans, individually evaluated for impairment               18  
Loans               1,136,450  
Allowance for loans 6,782 8,944 7,339 6,782   6,782   8,944 6,782
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Real Estate [Member]                  
Loans, individually evaluated for impairment               18  
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Accounts Receivable and Equipment [Member]                  
Loans, individually evaluated for impairment               9  
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Other Collateral [Member]                  
Loans, individually evaluated for impairment               0  
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member]                  
Beginning balance 5,657 3,242   5,657   5,657      
Impact of adoption   0       (1,528)      
Initial allowance for loans with PCD   0       0      
Provision for credit losses   179       (708)      
Charge-offs   0       0      
Recoveries   0       0      
Ending balance 4,129 3,421 3,242     3,421      
Allowance for credit losses 5,657 3,421 3,242 5,657   3,421   3,421 5,657
Loans, individually evaluated for impairment               88  
Allowance for loans, individually evaluated for impairment               0  
Loans               237,456 381,502
Allowance for loans 5,657 3,421 3,242 5,657   3,421   3,421 5,657
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Real Estate [Member]                  
Loans, individually evaluated for impairment               0  
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Accounts Receivable and Equipment [Member]                  
Loans, individually evaluated for impairment               88  
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Other Collateral [Member]                  
Loans, individually evaluated for impairment               0  
Construction and Development Excluding Undeveloped Land Portfolio Segment [Member]                  
Beginning balance 1,319     1,319   1,319      
Allowance for credit losses 1,319     1,319   1,319     1,319
Loans, individually evaluated for impairment                 0
Allowance for loans, individually evaluated for impairment                 0
Loans, collectively evaluated for impairment                 213,822
Loans                 213,822
Allowance for loans, collectively evaluated for impairment                 1,319
Allowance for loans 1,319     1,319   1,319     1,319
Construction and Development Excluding Undeveloped Land Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]                  
Beginning balance 0     0   0      
Allowance for credit losses 0     0   0     0
Loans                 0
Allowance for loans 0     0   0     0
Construction and Development [Member]                  
Beginning balance 2,105 5,608   2,105 1,810 2,105 1,760    
Impact of adoption   0       3,056      
Initial allowance for loans with PCD   0       0      
Provision for credit losses   420     (108) 867 (261)    
Charge-offs   0     0 0 0    
Recoveries   0     0 0 203    
Ending balance 5,161 6,028 5,608   1,702 6,028 1,702    
Allowance for credit losses 2,105 6,028 5,608 2,105 1,702 6,028 1,760 6,028 2,105
Loans, individually evaluated for impairment               0  
Allowance for loans, individually evaluated for impairment               0  
Loans               257,875 255,816
Allowance for loans 2,105 6,028 5,608 2,105 1,702 6,028 1,760 6,028 2,105
Construction and Development [Member] | Real Estate [Member]                  
Loans, individually evaluated for impairment               0  
Construction and Development [Member] | Accounts Receivable and Equipment [Member]                  
Loans, individually evaluated for impairment               0  
Construction and Development [Member] | Other Collateral [Member]                  
Loans, individually evaluated for impairment               0  
Undevelopment Land Portfolio Segment [Member]                  
Beginning balance 786     786 601 786 752    
Provision for credit losses         195   44    
Charge-offs         0   0    
Recoveries         0   0    
Ending balance         796   796    
Allowance for credit losses 786     786 796 786 752   786
Loans, individually evaluated for impairment                 0
Allowance for loans, individually evaluated for impairment                 0
Loans, collectively evaluated for impairment                 46,360
Loans                 46,360
Allowance for loans, collectively evaluated for impairment                 786
Allowance for loans 786     786 796 786 752   786
Undevelopment Land Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]                  
Beginning balance 0     0   0      
Allowance for credit losses 0     0   0     0
Loans                 0
Allowance for loans 0     0   0     0
Consumer Portfolio Segment [Member]                  
Beginning balance 100 362   100 117 100 376    
Impact of adoption   0       264      
Initial allowance for loans with PCD   0       34      
Provision for credit losses   57     12 54 (184)    
Charge-offs   (140)     (139) (394) (383)    
Recoveries   57     91 278 272    
Ending balance 398 336 362   81 336 81    
Allowance for credit losses 100 336 362 100 81 336 376 336 100
Loans, individually evaluated for impairment               5 0
Allowance for loans, individually evaluated for impairment               0 0
Loans, collectively evaluated for impairment                 47,467
Loans               44,161 47,467
Allowance for loans, collectively evaluated for impairment                 100
Allowance for loans 100 336 362 100 $ 81 336 $ 376 336 100
Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]                  
Beginning balance 0     0   0      
Allowance for credit losses 0     0   0     0
Loans                 0
Allowance for loans 0     0   0     0
Consumer Portfolio Segment [Member] | Real Estate [Member]                  
Loans, individually evaluated for impairment               0  
Consumer Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]                  
Loans, individually evaluated for impairment               0  
Consumer Portfolio Segment [Member] | Other Collateral [Member]                  
Loans, individually evaluated for impairment               5  
Total Commercial and Industrial Portfolio Segment [Member]                  
Beginning balance 12,439 10,581   12,439   12,439      
Impact of adoption   0       (1,163)      
Initial allowance for loans with PCD   0       0      
Provision for credit losses   1,784       1,082      
Charge-offs   (1)       (1)      
Recoveries   1       8      
Ending balance 11,276 12,365 10,581     12,365      
Allowance for credit losses 12,439 12,365 10,581 12,439   12,365   12,365 12,439
Loans               1,373,906 838,800
Allowance for loans 12,439 12,365 10,581 12,439   12,365   12,365 12,439
Residential Real Estate Portfolio Segment [Member]                  
Beginning balance 2,474 4,442   2,474   2,474      
Impact of adoption   0       1,516      
Initial allowance for loans with PCD   0       99      
Provision for credit losses   882       1,251      
Charge-offs   (63)       (81)      
Recoveries   13       15      
Ending balance 4,089 5,274 4,442     5,274      
Allowance for credit losses 2,474 5,274 4,442 2,474   5,274   5,274 2,474
Loans, individually evaluated for impairment               545  
Allowance for loans, individually evaluated for impairment               0  
Loans               355,133 352,601
Allowance for loans 2,474 5,274 4,442 2,474   5,274   5,274 2,474
Residential Real Estate Portfolio Segment [Member] | Real Estate [Member]                  
Loans, individually evaluated for impairment               545  
Residential Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]                  
Loans, individually evaluated for impairment               0  
Residential Real Estate Portfolio Segment [Member] | Other Collateral [Member]                  
Loans, individually evaluated for impairment               0  
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]                  
Beginning balance 947 1,594   947   947      
Impact of adoption   0       429      
Initial allowance for loans with PCD   0       0      
Provision for credit losses   418       636      
Charge-offs   (2)       (2)      
Recoveries   0       0      
Ending balance 1,376 2,010 1,594     2,010      
Allowance for credit losses 947 2,010 1,594 947   2,010   2,010 947
Loans, individually evaluated for impairment               102  
Allowance for loans, individually evaluated for impairment               0  
Loans               143,149 134,995
Allowance for loans 947 2,010 1,594 947   2,010   2,010 947
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Real Estate [Member]                  
Loans, individually evaluated for impairment               102  
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Accounts Receivable and Equipment [Member]                  
Loans, individually evaluated for impairment               0  
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Other Collateral [Member]                  
Loans, individually evaluated for impairment               0  
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member]                  
Beginning balance 1,527 2,848   1,527   1,527      
Impact of adoption   0       1,087      
Initial allowance for loans with PCD   0       99      
Provision for credit losses   464       615      
Charge-offs   (61)       (79)      
Recoveries   13       15      
Ending balance 2,713 3,264 2,848     3,264      
Allowance for credit losses 1,527 3,264 2,848 1,527   3,264   3,264 1,527
Loans, individually evaluated for impairment               443  
Allowance for loans, individually evaluated for impairment               0  
Loans               211,984 217,606
Allowance for loans 1,527 3,264 2,848 1,527   3,264   3,264 1,527
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Real Estate [Member]                  
Loans, individually evaluated for impairment               443  
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Accounts Receivable and Equipment [Member]                  
Loans, individually evaluated for impairment               0  
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Other Collateral [Member]                  
Loans, individually evaluated for impairment               0  
Finance Leases Portfolio Segment [Member]                  
Beginning balance 237 223   237   237      
Impact of adoption   0       (4)      
Initial allowance for loans with PCD   0       0      
Provision for credit losses   34       24      
Charge-offs   0       0      
Recoveries   0       0      
Ending balance 233 257 223     257      
Allowance for credit losses 237 257 223 237   257   257 237
Loans, individually evaluated for impairment               0  
Allowance for loans, individually evaluated for impairment               0  
Loans               13,981 16,003
Allowance for loans 237 257 223 237   257   257 237
Finance Leases Portfolio Segment [Member] | Real Estate [Member]                  
Loans, individually evaluated for impairment               0  
Finance Leases Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]                  
Loans, individually evaluated for impairment               0  
Finance Leases Portfolio Segment [Member] | Other Collateral [Member]                  
Loans, individually evaluated for impairment               0  
Commercial Portfolio Segment [Member]                  
Beginning balance 146     146   146      
Ending balance 96                
Allowance for credit losses 146     146   146     146
Allowance for loans 146     146   146     146
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member]                  
Beginning balance 146 115   146   146      
Impact of adoption   0       (50)      
Initial allowance for loans with PCD   0       0      
Provision for credit losses   19       38      
Charge-offs   0       0      
Recoveries   0       0      
Ending balance   134 115     134      
Allowance for credit losses 146 134 115 146   146   134 146
Loans, individually evaluated for impairment               0  
Allowance for loans, individually evaluated for impairment               0  
Loans               9,122 9,863
Allowance for loans $ 146 $ 134 $ 115 $ 146   $ 146   134 $ 146
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Real Estate [Member]                  
Loans, individually evaluated for impairment               0  
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Accounts Receivable and Equipment [Member]                  
Loans, individually evaluated for impairment               0  
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Other Collateral [Member]                  
Loans, individually evaluated for impairment               $ 0  
[1] The impact of the ASC 326 adoption on the ACL on loans reflects $8.2 million related to the transition from the incurred loss ACL model to the CECL ACL model and $1.6 million related to the transition from PCI to PCD methodology as defined in the standard.
[2] Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs
[3] Total loans are presented inclusive of premiums, discounts, and net loan origination fees and costs.