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Note 4 - Loans and Allowance for Credit Losses - Allowance for Loan Losses by Portfolio Segment and Based on Impairment Evaluation Method (Details) - USD ($)
$ in Thousands
3 Months Ended
Jan. 01, 2020
Mar. 31, 2020
Mar. 31, 2019
Mar. 31, 2020
Dec. 31, 2019
Beginning balance $ 26,791 [1] $ 26,791 [1] $ 25,534    
Impact of adoption   8,221      
Initial allowance for loans with PCD   1,635      
Provision for credit losses   5,550 600    
Charge-offs   (190) (99)    
Recoveries   136 429    
Ending balance 36,647 [1] 42,143 26,464    
Allowance for credit losses 36,647 [1] 26,791 [1] 26,464 $ 42,143 $ 26,791 [1]
Loans, individually evaluated for impairment       4,287 11,530
Allowance for loans, individually evaluated for impairment       1,702 1,163
Loans, collectively evaluated for impairment         2,833,486
Loans [2]       2,937,366 2,845,016 [3]
Allowance for loans, collectively evaluated for impairment         25,628
Allowance for loans 36,647 [1] 26,791 [1] 26,464 42,143 26,791 [1]
Financial Asset Acquired with Credit Deterioration [Member]          
Beginning balance 0 0      
Allowance for credit losses 0 0     0
Loans         0
Allowance for loans 0 0     0
Real Estate [Member]          
Loans, individually evaluated for impairment       4,235  
Accounts Receivable and Equipment [Member]          
Loans, individually evaluated for impairment       0  
Other Collateral [Member]          
Loans, individually evaluated for impairment       52  
Home Equity Line of Credit [Member]          
Beginning balance 728 728      
Impact of adoption   114      
Initial allowance for loans with PCD   0      
Provision for credit losses   (219)      
Charge-offs   0      
Recoveries   0      
Ending balance 842 623      
Allowance for credit losses 728 623   623 728
Loans, individually evaluated for impairment       0  
Allowance for loans, individually evaluated for impairment       0  
Loans       107,121 103,854
Allowance for loans 728 623   623 728
Home Equity Line of Credit [Member] | Real Estate [Member]          
Loans, individually evaluated for impairment       0  
Home Equity Line of Credit [Member] | Accounts Receivable and Equipment [Member]          
Loans, individually evaluated for impairment       0  
Home Equity Line of Credit [Member] | Other Collateral [Member]          
Loans, individually evaluated for impairment       0  
Commercial Real Estate Portfolio Segment [Member]          
Beginning balance 8,562 8,562      
Impact of adoption   4,488      
Initial allowance for loans with PCD   1,502      
Provision for credit losses   5,390      
Charge-offs   0      
Recoveries   2      
Ending balance 14,552 19,944      
Allowance for credit losses 8,562 19,944   19,944 8,562
Loans, individually evaluated for impairment       3,752  
Allowance for loans, individually evaluated for impairment       1,552  
Loans       1,275,818 1,220,612
Allowance for loans 8,562 19,944   19,944 8,562
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member]          
Loans, individually evaluated for impairment       3,752  
Commercial Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]          
Loans, individually evaluated for impairment       0  
Commercial Real Estate Portfolio Segment [Member] | Other Collateral [Member]          
Loans, individually evaluated for impairment       0  
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]          
Beginning balance 5,235 5,235      
Impact of adoption   2,946      
Initial allowance for loans with PCD   152      
Provision for credit losses   5,100      
Charge-offs   0      
Recoveries   2      
Ending balance 8,333 13,435      
Allowance for credit losses 5,235 13,435   13,435 5,235
Loans, individually evaluated for impairment       718  
Allowance for loans, individually evaluated for impairment       201  
Loans       799,284 746,283
Allowance for loans 5,235 13,435   13,435 5,235
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Real Estate [Member]          
Loans, individually evaluated for impairment       718  
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Accounts Receivable and Equipment [Member]          
Loans, individually evaluated for impairment       0  
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Other Collateral [Member]          
Loans, individually evaluated for impairment       0  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]          
Beginning balance 3,327 3,327      
Impact of adoption   1,542      
Initial allowance for loans with PCD   1,350      
Provision for credit losses   290      
Charge-offs   0      
Recoveries   0      
Ending balance 6,219 6,509      
Allowance for credit losses 3,327 6,509   6,509 3,327
Loans, individually evaluated for impairment       3,034  
Allowance for loans, individually evaluated for impairment       1,351  
Loans       476,534 474,329
Allowance for loans 3,327 6,509   6,509 3,327
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Real Estate [Member]          
Loans, individually evaluated for impairment       3,034  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Accounts Receivable and Equipment [Member]          
Loans, individually evaluated for impairment       0  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Other Collateral [Member]          
Loans, individually evaluated for impairment       0  
Real Estate Mortgage Portfolio Segment [Member]          
Beginning balance 11,764 11,764 10,681    
Provision for credit losses     1,300    
Charge-offs     0    
Recoveries     20    
Ending balance     12,001    
Allowance for credit losses 11,764 11,764 12,001   11,764
Loans, individually evaluated for impairment         3,307
Allowance for loans, individually evaluated for impairment         13
Loans, collectively evaluated for impairment         1,663,549
Loans         1,666,856
Allowance for loans, collectively evaluated for impairment         11,751
Allowance for loans 11,764 11,764 12,001   11,764
Real Estate Mortgage Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Beginning balance 0 0      
Allowance for credit losses 0 0     0
Loans         0
Allowance for loans 0 0     0
Commercial and Industrial Portfolio Segment [Member]          
Beginning balance 12,822 12,822 11,965    
Provision for credit losses     (302)    
Charge-offs     (3)    
Recoveries     102    
Ending balance     11,762    
Allowance for credit losses 12,822 12,822 11,762   12,822
Loans, individually evaluated for impairment       20 8,223
Allowance for loans, individually evaluated for impairment       20 1,150
Loans, collectively evaluated for impairment         862,288
Loans         870,511
Allowance for loans, collectively evaluated for impairment         11,672
Allowance for loans 12,822 12,822 11,762   12,822
Commercial and Industrial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Beginning balance 0 0      
Allowance for credit losses 0 0     0
Loans         0
Allowance for loans 0 0     0
Commercial and Industrial Portfolio Segment [Member] | Real Estate [Member]          
Loans, individually evaluated for impairment       0  
Commercial and Industrial Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]          
Loans, individually evaluated for impairment       0  
Commercial and Industrial Portfolio Segment [Member] | Other Collateral [Member]          
Loans, individually evaluated for impairment       20  
Commercial and Industrial Portfolio Segment [Member] | Term [Member]          
Beginning balance 6,782 6,782      
Impact of adoption   365      
Initial allowance for loans with PCD   0      
Provision for credit losses   837      
Charge-offs   (3)      
Recoveries   9      
Ending balance 7,147 7,990      
Allowance for credit losses 6,782 7,990   7,990 6,782
Loans, individually evaluated for impairment       20  
Allowance for loans, individually evaluated for impairment       20  
Loans       535,325 457,298
Allowance for loans 6,782 7,990   7,990 6,782
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Real Estate [Member]          
Loans, individually evaluated for impairment       0  
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Accounts Receivable and Equipment [Member]          
Loans, individually evaluated for impairment       0  
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Other Collateral [Member]          
Loans, individually evaluated for impairment       20  
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member]          
Beginning balance 5,657 5,657      
Impact of adoption   (1,528)      
Initial allowance for loans with PCD   0      
Provision for credit losses   (263)      
Charge-offs   0      
Recoveries   0      
Ending balance 4,129 3,866      
Allowance for credit losses 5,657 3,866   3,866 5,657
Loans, individually evaluated for impairment       0  
Allowance for loans, individually evaluated for impairment       0  
Loans       348,543 381,502
Allowance for loans 5,657 3,866   3,866 5,657
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Real Estate [Member]          
Loans, individually evaluated for impairment       0  
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Accounts Receivable and Equipment [Member]          
Loans, individually evaluated for impairment       0  
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Other Collateral [Member]          
Loans, individually evaluated for impairment       0  
Construction and Development [Member]          
Beginning balance 2,105 2,105 1,760    
Impact of adoption   3,056      
Initial allowance for loans with PCD   0      
Provision for credit losses   24 (79)    
Charge-offs   0 0    
Recoveries   0 203    
Ending balance 5,161 5,185 1,884    
Allowance for credit losses 2,105 5,185 1,884 5,185 2,105
Loans, individually evaluated for impairment       0  
Allowance for loans, individually evaluated for impairment       0  
Loans       246,040 255,816
Allowance for loans 2,105 5,185 1,884 5,185 2,105
Construction and Development [Member] | Real Estate [Member]          
Loans, individually evaluated for impairment       0  
Construction and Development [Member] | Accounts Receivable and Equipment [Member]          
Loans, individually evaluated for impairment       0  
Construction and Development [Member] | Other Collateral [Member]          
Loans, individually evaluated for impairment       0  
Undevelopment Land Portfolio Segment [Member]          
Beginning balance 786 786 752    
Provision for credit losses     (90)    
Charge-offs     0    
Recoveries     0    
Ending balance     662    
Allowance for credit losses 786 786 662   786
Loans, individually evaluated for impairment         0
Allowance for loans, individually evaluated for impairment         0
Loans, collectively evaluated for impairment         46,360
Loans         46,360
Allowance for loans, collectively evaluated for impairment         786
Allowance for loans 786 786 662   786
Undevelopment Land Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Beginning balance 0 0      
Allowance for credit losses 0 0     0
Loans         0
Allowance for loans 0 0     0
Construction and Development Excluding Undeveloped Land Portfolio Segment [Member]          
Beginning balance 1,319 1,319      
Allowance for credit losses 1,319 1,319     1,319
Loans, individually evaluated for impairment         0
Allowance for loans, individually evaluated for impairment         0
Loans, collectively evaluated for impairment         213,822
Loans [4]         213,822
Allowance for loans, collectively evaluated for impairment         1,319
Allowance for loans 1,319 1,319     1,319
Construction and Development Excluding Undeveloped Land Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Beginning balance 0 0      
Allowance for credit losses 0 0     0
Loans         0
Allowance for loans 0 0     0
Consumer Portfolio Segment [Member]          
Beginning balance 100 100 376    
Impact of adoption   264      
Initial allowance for loans with PCD   34      
Provision for credit losses   (138) (229)    
Charge-offs   (177) (96)    
Recoveries   115 104    
Ending balance 398 198 155    
Allowance for credit losses 100 198 155 198 100
Loans, individually evaluated for impairment       32 0
Allowance for loans, individually evaluated for impairment       32 0
Loans, collectively evaluated for impairment         47,467
Loans       44,939 47,467
Allowance for loans, collectively evaluated for impairment         100
Allowance for loans 100 198 $ 155 198 100
Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Beginning balance 0 0      
Allowance for credit losses 0 0     0
Loans         0
Allowance for loans 0 0     0
Consumer Portfolio Segment [Member] | Real Estate [Member]          
Loans, individually evaluated for impairment       0  
Consumer Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]          
Loans, individually evaluated for impairment       0  
Consumer Portfolio Segment [Member] | Other Collateral [Member]          
Loans, individually evaluated for impairment       32  
Total Commercial and Industrial Portfolio Segment [Member]          
Beginning balance 12,439 12,439      
Impact of adoption   (1,163)      
Initial allowance for loans with PCD   0      
Provision for credit losses   574      
Charge-offs   (3)      
Recoveries   9      
Ending balance 11,276 11,856      
Allowance for credit losses 12,439 11,856   11,856 12,439
Loans       883,868 838,800
Allowance for loans 12,439 11,856   11,856 12,439
Residential Real Estate Portfolio Segment [Member]          
Beginning balance 2,474 2,474      
Impact of adoption   1,516      
Initial allowance for loans with PCD   99      
Provision for credit losses   32      
Charge-offs   (10)      
Recoveries   10      
Ending balance 4,089 4,121      
Allowance for credit losses 2,474 4,121   4,121 2,474
Loans, individually evaluated for impairment       483  
Allowance for loans, individually evaluated for impairment       98  
Loans       353,955 352,601
Allowance for loans 2,474 4,121   4,121 2,474
Residential Real Estate Portfolio Segment [Member] | Real Estate [Member]          
Loans, individually evaluated for impairment       483  
Residential Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]          
Loans, individually evaluated for impairment       0  
Residential Real Estate Portfolio Segment [Member] | Other Collateral [Member]          
Loans, individually evaluated for impairment       0  
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]          
Beginning balance 947 947      
Impact of adoption   429      
Initial allowance for loans with PCD   0      
Provision for credit losses   43      
Charge-offs   0      
Recoveries   0      
Ending balance 1,376 1,419      
Allowance for credit losses 947 1,419   1,419 947
Loans, individually evaluated for impairment       63  
Allowance for loans, individually evaluated for impairment       0  
Loans       134,734 134,995
Allowance for loans 947 1,419   1,419 947
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Real Estate [Member]          
Loans, individually evaluated for impairment       63  
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Accounts Receivable and Equipment [Member]          
Loans, individually evaluated for impairment       0  
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Other Collateral [Member]          
Loans, individually evaluated for impairment       0  
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member]          
Beginning balance 1,527 1,527      
Impact of adoption   1,087      
Initial allowance for loans with PCD   99      
Provision for credit losses   (11)      
Charge-offs   (10)      
Recoveries   10      
Ending balance 2,713 2,702      
Allowance for credit losses 1,527 2,702   2,702 1,527
Loans, individually evaluated for impairment       420  
Allowance for loans, individually evaluated for impairment       98  
Loans       219,221 217,606
Allowance for loans 1,527 2,702   2,702 1,527
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Real Estate [Member]          
Loans, individually evaluated for impairment       420  
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Accounts Receivable and Equipment [Member]          
Loans, individually evaluated for impairment       0  
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Other Collateral [Member]          
Loans, individually evaluated for impairment       0  
Finance Leases Portfolio Segment [Member]          
Beginning balance 237 237      
Impact of adoption   (4)      
Initial allowance for loans with PCD   0      
Provision for credit losses   (74)      
Charge-offs   0      
Recoveries   0      
Ending balance 233 159      
Allowance for credit losses 237 159   159 237
Loans, individually evaluated for impairment       0  
Allowance for loans, individually evaluated for impairment       0  
Loans       15,476 16,003
Allowance for loans 237 159   159 237
Finance Leases Portfolio Segment [Member] | Real Estate [Member]          
Loans, individually evaluated for impairment       0  
Finance Leases Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]          
Loans, individually evaluated for impairment       0  
Finance Leases Portfolio Segment [Member] | Other Collateral [Member]          
Loans, individually evaluated for impairment       0  
Commercial Portfolio Segment [Member]          
Beginning balance 146 146      
Ending balance 96        
Allowance for credit losses 146 146     146
Allowance for loans 146 146     146
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member]          
Beginning balance 146 146      
Impact of adoption   (50)      
Initial allowance for loans with PCD   0      
Provision for credit losses   (39)      
Charge-offs   0      
Recoveries   0      
Ending balance   57      
Allowance for credit losses 146 57   57 146
Loans, individually evaluated for impairment       0  
Allowance for loans, individually evaluated for impairment       0  
Loans       10,149 9,863
Allowance for loans $ 146 $ 57   57 $ 146
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Real Estate [Member]          
Loans, individually evaluated for impairment       0  
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Accounts Receivable and Equipment [Member]          
Loans, individually evaluated for impairment       0  
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Other Collateral [Member]          
Loans, individually evaluated for impairment       $ 0  
[1] The impact of the ASC 326 adoption on the ACL for loans reflects $8.2 million related to the transition from the incurred loss ACL model to the CECL ACL model and $1.6 million related to the transition from PCI to PCD methodology as defined in the standard.
[2] Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs
[3] Total loans are presented inclusive of premiums, discounts, and net loan origination fees and costs.
[4] Consists of land acquired for development by the borrower, but for which no development has yet taken place.