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Note 4 - Loans and Leases (Tables)

9 Months Ended

Sep. 30, 2019

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(In thousands)		September 30, 2019				December 31, 2018

Commercial and industrial		$	876,127			$	833,524
Construction and development, excluding undeveloped land(1)			248,296				225,050
Undeveloped land			35,169				30,092

Real estate mortgage:
Commercial investment			727,531				588,610
Owner occupied commercial			470,678				426,373
1-4 family residential			331,747				276,017
Home equity - first lien			51,015				49,500
Home equity - junior lien			72,533				70,947
Subtotal: Real estate mortgage			1,653,504				1,411,447

Consumer			43,568				48,058
Total loans(2)		$	2,856,664			$	2,548,171

Schedule of Loans and Leases Receivable Outstanding Balances and Related Carrying Amounts for PCI Loans [Table Text Block]

In thousands		September 30, 2019				December 31, 2018

Contractually-required principal		$	1,575			$	432
Non-accretable amount			(1,575	)			—
Accretable amount			-				(68	)
Carrying value of loans		$	-			$	364

Schedule of Loans and Leases Receivable Rollforward of the Accretable Amount on PCI Loans [Table Text Block]

		Three months ended								Nine months ended
		September 30,								September 30,
(In thousands)		2019				2018				2019				2018

Balance, beginning of period		$	(62	)		$	(95	)		$	(68	)		$	(106	)
Transfers between non-accretable and accretable			—				—				—				—
Net accretion into interest income on loans, including loan fees			62				10				68				21
Balance, end of period		$	-			$	(85	)		$	-			$	(85	)

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)														Substandard								Total
September 30, 2019		Pass				OAEM				Substandard				non-performing				Doubtful				loans

Commercial and industrial		$	838,507			$	13,924			$	23,488			$	208			$	—			$	876,127
Construction and development, excluding undeveloped land			248,296				—				—				—				—				248,296
Undeveloped land			35,169				—				—				—				—				35,169

Real estate mortgage:
Commercial investment			715,432				1,835				8,690				1,574				—				727,531
Owner occupied commercial			456,106				6,825				6,338				1,409				—				470,678
1-4 family residential			329,678				1,690				157				222				—				331,747
Home equity - first lien			51,015				—				—				—				—				51,015
Home equity - junior lien			72,034				213				18				268				—				72,533
Subtotal: Real estate mortgage			1,624,265				10,563				15,203				3,473				—				1,653,504

Consumer			43,568				—				—				—				—				43,568

Total		$	2,789,805			$	24,487			$	38,691			$	3,681			$	—			$	2,856,664


December 31, 2018

Commercial and industrial		$	803,073			$	11,516			$	18,703			$	232			$	—			$	833,524
Construction and development, excluding undeveloped land			220,532				4,200				—				318				—				225,050
Undeveloped land			29,618				—				—				474				—				30,092

Real estate mortgage:
Commercial investment			586,543				1,815				15				237				—				588,610
Owner occupied commercial			411,722				9,030				4,500				1,121				—				426,373
1-4 family residential			273,537				1,544				162				774				—				276,017
Home equity - first lien			49,500				—				—				—				—				49,500
Home equity - junior lien			70,437				249				19				242				—				70,947
Subtotal: Real estate mortgage			1,391,739				12,638				4,696				2,374				—				1,411,447

Consumer			48,058				—				—				—				—				48,058

Total		$	2,493,020			$	28,354			$	23,399			$	3,398			$	—			$	2,548,171

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		Type of loan
						Construction
						and development,
Three months ended		*Commercial*				*excluding*
		*and*				*undeveloped*				*Undeveloped*				*Real estate*
(In thousands)		*industrial*				*land*				*land*				*mortgage*				*Consumer*				*Total*

Balance, July 1, 2019		$	11,858			$	1,810			$	601			$	12,030			$	117			$	26,416
Provision (credit)			32				(108	)			195				269				12				400
Charge-offs			(91	)			—				—				—				(139	)			(230	)
Recoveries			154				—				—				46				91				291
Balance, September 30, 2019		$	11,953			$	1,702			$	796			$	12,345			$	81			$	26,877

						Construction
						and development,
		*Commercial*				*excluding*
		*and*				*undeveloped*				*Undeveloped*				*Real estate*
(In thousands)		*industrial*				*land*				*land*				*mortgage*				*Consumer*				*Total*

Balance, July 1, 2018		$	12,118			$	1,938			$	501			$	9,914			$	402			$	24,873
Provision (credit)			(628	)			31				81				1,211				40				735
Charge-offs			(451	)			—				—				(14	)			(96	)			(561	)
Recoveries			62				—				—				51				62				175
Balance, September 30, 2018		$	11,101			$	1,969			$	582			$	11,162			$	408			$	25,222

		Type of loan
						Construction
						and development,
Nine months ended		*Commercial*				*excluding*
		*and*				*undeveloped*				*Undeveloped*				*Real estate*
(In thousands)		*industrial*				*land*				*land*				*mortgage*				*Consumer*				*Total*

Balance, January 1, 2019		$	11,965			$	1,760			$	752			$	10,681			$	376			$	25,534
Provision (credit)			(178	)			(261	)			44				1,579				(184	)			1,000
Charge-offs			(94	)			—				—				(13	)			(383	)			(490	)
Recoveries			260				203				—				98				272				833
Balance, September 30, 2019		$	11,953			$	1,702			$	796			$	12,345			$	81			$	26,877

						Construction
						and development,
		*Commercial*				*excluding*
		*and*				*undeveloped*				*Undeveloped*				*Real estate*
(In thousands)		*industrial*				*land*				*land*				*mortgage*				*Consumer*				*Total*

Balance, January 1, 2018		$	11,276			$	1,724			$	521			$	11,012			$	352			$	24,885
Provision (credit)			2,141				245				61				107				151				2,705
Charge-offs			(2,390	)			—				—				(14	)			(332	)			(2,736	)
Recoveries			74				—				—				57				237				368
Balance, September 30, 2018		$	11,101			$	1,969			$	582			$	11,162			$	408			$	25,222

(In thousands)		Loans																Allowance
September 30, 2019		Loans individually evaluated for impairment				Loans collectively evaluated for impairment				Loans acquired with deteriorated credit quality				Total loans				Loans individually evaluated for impairment				Loans collectively evaluated for impairment				Loans acquired with deteriorated credit quality				Total allowance

Commercial and industrial		$	208			$	875,919			$	—			$	876,127			$	22			$	11,931			$	—			$	11,953
Construction and development, excluding undeveloped land			—				248,296				—				248,296				—				1,702				—				1,702
Undeveloped land			—				35,169				—				35,169				—				796				—				796
Real estate mortgage			2,549				1,650,955				—				1,653,504				13				12,332				—				12,345
Consumer			—				43,568				—				43,568				—				81				—				81

Total		$	2,757			$	2,853,907			$	—			$	2,856,664			$	35			$	26,842			$	—			$	26,877

(In thousands)		Loans																Allowance
December 31, 2018		Loans individually evaluated for impairment				Loans collectively evaluated for impairment				Loans acquired with deteriorated credit quality				Total loans				Loans individually evaluated for impairment				Loans collectively evaluated for impairment				Loans acquired with deteriorated credit quality				Total allowance

Commercial and industrial		$	220			$	833,304			$	—			$	833,524			$	28			$	11,937			$	—			$	11,965
Construction and development, excluding undeveloped land			318				224,732				—				225,050				—				1,760				—				1,760
Undeveloped land			474				29,618				—				30,092				—				752				—				752
Real estate mortgage			1,641				1,409,806				—				1,411,447				14				10,667				—				10,681
Consumer			—				48,058				—				48,058				—				376				—				376

Total		$	2,653			$	2,545,518			$	—			$	2,548,171			$	42			$	25,492			$	—			$	25,534

Financing Receivable, Nonaccrual [Table Text Block]

										Past Due 90-Days-or-More
		Non-accrual								and Still Accruing Interest
(In thousands)		September 30, 2019				December 31, 2018				September 30, 2019				December 31, 2018

Commercial and industrial		$	186			$	192			$	-			$	12
Construction and development, excluding undeveloped land			—				318				—				—
Undeveloped land			—				474				—				—

Real estate mortgage:
Commercial investment			741				138				396				99
Owner occupied commercial			1,409				586				—				535
1-4 family residential			137				760				72				—
Home equity - first lien			—				—				—				—
Home equity - junior lien			249				143				19				99
Subtotal: Real estate mortgage			2,536				1,627				487				733
Consumer			—				—				—				—
Total loans		$	2,722			$	2,611			$	487			$	745

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

		September 30, 2019												December 31, 2018
(In thousands)						*Specific*				*Additional*								*Specific*				*Additional*
						*reserve*				*commitment*								*reserve*				*commitment*
TDRs		*Balance*				*allocation*				*to lend*				*Balance*				*allocation*				*to lend*

Commercial and industrial		$	22			$	22			$	—			$	28			$	28			$	—
1-4 family residential			13				13				—				14				14				—

Total TDRs		$	35			$	35			$	—			$	42			$	42			$	—

Impaired Financing Receivables [Table Text Block]

		As of												Three months ended								Nine months ended
		September 30, 2019												September 30, 2019								September 30, 2019

						*Unpaid*								*Average*				*Interest*				*Average*				*Interest*
		*Recorded*				*principal*				*Related*				*recorded*				*income*				*recorded*				*income*
(In thousands)		*investment*				*balance*				*allowance*				*investment*				*recognized*				*investment*				*recognized*

Impaired loans with no related allowance:
Commercial and industrial		$	186			$	176			$	—			$	136			$	—			$	164			$	—
Construction and development, excluding undeveloped land			—				—				—				—				—				80				—
Undeveloped land			—				—				—				—				—				119				—

Real estate mortgage
Commercial investment			741				741				—				524				—				376				—
Owner occupied commercial			1,409				1,847				—				1,427				—				1,226				—
1-4 family residential			137				137				—				426				—				614				—
Home equity - first lien			—				—				—				—				—				—				—
Home equity - junior lien			249				249				—				359				—				329				—
Subtotal: Real estate mortgage			2,536				2,974				—				2,736				—				2,545				—

Consumer			—				—				—				—				—				—				—
Subtotal		$	2,722			$	3,150			$	—			$	2,872			$	—			$	2,908			$	—

Impaired loans with an allowance:
Commercial and industrial		$	22			$	22			$	22			$	28			$	—			$	27			$	—
Construction and development, excluding undeveloped land			—				—				—				—				—				—				—
Undeveloped land			—				—				—				—				—				—				—

Real estate mortgage
Commercial investment			—				—				—				—				—				—				—
Owner occupied commercial			—				—				—				—				—				—				—
1-4 family residential			13				13				13				14				—				14				—
Home equity - first lien			—				—				—				—				—				—				—
Home equity - junior lien			—				—				—				—				—				—				—
Subtotal: Real estate mortgage			13				13				13				14				—				14				—

Consumer			—				—				—				—				—				—				—
Subtotal		$	35			$	35			$	35			$	42			$	—			$	41			$	—

Total:
Commercial and industrial		$	208			$	198			$	22			$	164			$	—			$	191			$	—
Construction and development, excluding undeveloped land			—				—				—				—				—				80				—
Undeveloped land			—				—				—				—				—				119				—

Real estate mortgage
Commercial investment			741				741				—				524				—				376				—
Owner occupied commercial			1,409				1,847				—				1,427				—				1,226				—
1-4 family residential			150				150				13				440				—				628				—
Home equity - first lien			—				—				—				-				—				-				—
Home equity - junior lien			249				249				—				359				—				329				—
Subtotal: Real estate mortgage			2,549				2,987				13				2,750				—				2,559				—

Consumer			—				—				—				—				—				—				—
Total impaired loans		$	2,757			$	3,185			$	35			$	2,914			$	—			$	2,949			$	—

		As of												Three months ended								Nine months ended
		December 31, 2018												September 30, 2018								September 30, 2018

						*Unpaid*								*Average*				*Interest*				*Average*				*Interest*
		*Recorded*				*principal*				*Related*				*recorded*				*income*				*recorded*				*income*
(In thousands)		*investment*				*balance*				*allowance*				*investment*				*recognized*				*investment*				*recognized*

Impaired loans with no related allowance:
Commercial and industrial		$	192			$	707			$	—			$	119			$	—			$	398			$	—
Construction and development, excluding undeveloped land			318				489				—				380				—				524				—
Undeveloped land			474				506				—				474				—				474				—

Real estate mortgage
Commercial investment			138				138				—				—				—				13				—
Owner occupied commercial			586				1,023				—				996				—				2,190				—
1-4 family residential			760				760				—				1,307				—				1,461				—
Home equity - first lien			—				-				—				-				—				-				—
Home equity - junior lien			143				143				—				60				—				45				—
Subtotal: Real estate mortgage			1,627				2,064				—				2,363				—				3,709				—

Consumer			—				—				—				—				—				23				—
Subtotal		$	2,611			$	3,766			$	—			$	3,336			$	—			$	5,128			$	—

Impaired loans with an allowance:
Commercial and industrial		$	28			$	28			$	28			$	1,720			$	—			$	1,853			$	—
Construction and development, excluding undeveloped land			—				—				—				—				—				—				—
Undeveloped land			—				—				—				—				—				24				—

Real estate mortgage
Commercial investment			—				—				—				—				—				—				—
Owner occupied commercial			—				—				—				937				—				897				—
1-4 family residential			14				14				14				14				—				14				—
Home equity - first lien			—				—				—				—				—				—				—
Home equity - junior lien			—				—				—				—				—				—				—
Subtotal: Real estate mortgage			14				14				14				951				—				911				—

Consumer			—				—				—				—				—				—				—
Subtotal		$	42			$	42			$	42			$	2,671			$	—			$	2,788			$	—

Total:
Commercial and industrial		$	220			$	735			$	28			$	1,839			$	—			$	2,251			$	—
Construction and development, excluding undeveloped land			318				489				—				380				—				524				—
Undeveloped land			474				506				—				474				—				498				—

Real estate mortgage
Commercial investment			138				138				—				—				—				13				—
Owner occupied commercial			586				1,023				—				1,933				—				3,087				—
1-4 family residential			774				774				14				1,321				—				1,475				—
Home equity - first lien			—				—				—				—				—				—				—
Home equity - junior lien			143				143				—				60				—				45				—
Subtotal: Real estate mortgage			1,641				2,078				14				3,314				—				4,620				—

Consumer			—				—				—				—				—				23				—
Total impaired loans		$	2,653			$	3,808			$	42			$	6,007			$	—			$	7,916			$	—

Financing Receivable, Past Due [Table Text Block]

(In thousands)														90 or more
														days past due
						*30-59 days*				*60-89 days*				*(includes all*				*Total*				*Total*
September 30, 2019		*Current*				*past due*				*past due*				*non-accrual)*				*past due*				*loans*

Commercial and industrial		$	874,576			$	465			$	900			$	186			$	1,551			$	876,127
Construction and development, excluding undeveloped land			248,296				—				—				—				—				248,296
Undeveloped land			35,169				—				—				—				—				35,169

Real estate mortgage:
Commercial investment			723,028				3,352				14				1,137				4,503				727,531
Owner occupied commercial			468,699				478				92				1,409				1,979				470,678
1-4 family residential			329,140				2,159				239				209				2,607				331,747
Home equity - first lien			50,881				134				—				—				134				51,015
Home equity - junior lien			72,216				49				—				268				317				72,533
Subtotal: Real estate mortgage			1,643,964				6,172				345				3,023				9,540				1,653,504

Consumer			43,522				46				—				—				46				43,568

Total		$	2,845,527			$	6,683			$	1,245			$	3,209			$	11,137			$	2,856,664

December 31, 2018

Commercial and industrial		$	832,923			$	197			$	200			$	204			$	601			$	833,524
Construction and development, excluding undeveloped land			224,732				—				—				318				318				225,050
Undeveloped land			29,552				66				—				474				540				30,092

Real estate mortgage:
Commercial investment			586,884				1,382				107				237				1,726				588,610
Owner occupied commercial			421,143				2,732				1,377				1,121				5,230				426,373
1-4 family residential			274,547				374				336				760				1,470				276,017
Home equity - first lien			49,321				179				—				—				179				49,500
Home equity - junior lien			70,467				182				56				242				480				70,947
Subtotal: Real estate mortgage			1,402,362				4,849				1,876				2,360				9,085				1,411,447

Consumer			48,058				—				—				—				—				48,058

Total		$	2,537,627			$	5,112			$	2,076			$	3,356			$	10,544			$	2,548,171

King Bancorp Inc. [Member]

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		May 1, 2019
		Contractual				Non-accretable				Accretable				Acquisition-day
(In thousands)		receivable				amount				amount				fair value

Commercial and industrial		$	8,249			$	—			$	(23	)		$	8,226
Construction and development			10,764				—				43				10,807
Raw Land			7,974				—				43				8,017
Real estate mortgage:
Commercial real estate			84,219				—				(456	)			83,763
1-4 family residential			50,556				—				322				50,878
Home equity - first lien			196				—				3				199
Home equity - junior lien			679				—				5				684
Subtotal: Real estate mortgage			135,650				—				(126	)			135,524

Consumer			1,528				—				(73	)			1,455

Total loans ASC 310-20			164,165				—				(136	)			164,029

Commercial and industrial
Construction and development			—				—				—				—
Raw Land			—				—				—				—
Real estate mortgage:
Commercial real estate			1,351				(1,351	)			—				—
1-4 family residential			228				(228	)			—				—
Home equity - first lien			—				—				—				—
Home equity - junior lien			—				—				—				—
Subtotal: Real estate mortgage			1,579				(1,579	)			—				—

Consumer			—				—				—				—

Total loans ASC 310 purchased- credit-impaired loans			1,579				(1,579	)			—				—

Total loans		$	165,744			$	(1,579	)		$	(136	)		$	164,029