Note 3 - Loans (Tables)

6 Months Ended

Jun. 30, 2016

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(in thousands)	June 30, 2016		December 31, 2015
Commercial and industrial	$	721,956	$	644,398
Construction and development, excluding undeveloped land		136,029		134,482
Undeveloped land		20,342		21,185

Real estate mortgage:
Commercial investment		572,438		528,290
Owner occupied commercial		333,862		329,365
1-4 family residential		240,770		226,575
Home equity - first lien		52,360		50,115
Home equity - junior lien		65,999		63,066
Subtotal: Real estate mortgage		1,265,429		1,197,411

Consumer		31,795		35,531

Total loans	$	2,175,551	$	2,033,007

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(in thousands)	Type of loan
			Construction
			and development
	Commercial		excluding
	and		undeveloped		Undeveloped		Real estate
June 30, 2016	industrial		land		land		mortgage		Consumer		Total

Loans	$	721,956	$	136,029	$	20,342	$	1,265,429	$	31,795	$	2,175,551

Loans collectively evaluated for impairment	$	719,158	$	135,712	$	20,342	$	1,261,808	$	31,701	$	2,168,721

Loans individually evaluated for impairment	$	2,751	$	-	$	-	$	3,145	$	94	$	5,990

Loans acquired with deteriorated credit quality	$	47	$	317	$	-	$	476	$	-	$	840

				Construction
				and development
	Commercial			excluding
	and			undeveloped		Undeveloped		Real estate
	industrial			land		land		mortgage			Consumer			Total
Allowance for loan losses
At December 31, 2015	$	8,645		$	1,760	$	814	$	10,875		$	347		$	22,441
Provision (credit)		1,602			180		46		(644	)		66			1,250
Charge-offs		(484	)		-		-		(361	)		(249	)		(1,094	)
Recoveries		127			10		-		207			200			544
At June 30, 2016	$	9,890		$	1,950	$	860	$	10,077		$	364		$	23,141

Allowance for loans collectively evaluated for impairment	$	9,604		$	1,950	$	860	$	10,070		$	301		$	22,785

Allowance for loans individually evaluated for impairment	$	286		$	-	$	-	$	7		$	63		$	356

Allowance for loans acquired with deteriorated credit quality	$	-		$	-	$	-	$	-		$	-		$	-

(in thousands)	Type of loan
			Construction
			and development
	Commercial		excluding
	and		undeveloped		Undeveloped		Real estate
December 31, 2015	industrial		land		land		mortgage		Consumer		Total

Loans	$	644,398	$	134,482	$	21,185	$	1,197,411	$	35,531	$	2,033,007

Loans collectively evaluated for impairment	$	639,760	$	134,160	$	21,185	$	1,192,864	$	35,463	$	2,023,432

Loans individually evaluated for impairment	$	4,635	$	-	$	-	$	4,050	$	68	$	8,753

Loans acquired with deteriorated credit quality	$	3	$	322	$	-	$	497	$	-	$	822

				Construction
				and development
	Commercial			excluding
	and			undeveloped			Undeveloped			Real estate
	industrial			land			land			mortgage			Consumer			Total
Allowance for loan losses
At December 31, 2014	$	11,819		$	721		$	1,545		$	10,541		$	294		$	24,920
Provision (credit)		793			1,065			(2,131	)		872			151			750
Charge-offs		(4,065	)		(26	)		-			(693	)		(597	)		(5,381	)
Recoveries		98			-			1,400			155			499			2,152
At December 31, 2015	$	8,645		$	1,760		$	814		$	10,875		$	347		$	22,441

Allowance for loans collectively evaluated for impairment	$	8,377		$	1,760		$	814		$	10,667		$	279		$	21,897

Allowance for loans individually evaluated for impairment	$	268		$	-		$	-		$	208		$	68		$	544

Allowance for loans acquired with deteriorated credit quality	$	-		$	-		$	-		$	-		$	-		$	-

Schedule of Certain Loans Acquired in Transfer Not Accounted for As Debt Securities, Accretable Yield Movement [Table Text Block]

(in thousands)	Accretable discount			Non-accretable discount
Balance at December 31, 2014	$	62		$	266

Accretion		(59	)		(77	)
Reclassifications from (to) non-accretable discount		-			-
Disposals		-			-
Balance at December 31, 2015	$	3		$	189

Accretion		(3	)		-
Reclassifications from (to) non-accretable discount		-			-
Disposals		-			-
Balance at June 30, 2016	$	-		$	189

Impaired Financing Receivables [Table Text Block]

(in thousands)			Unpaid				Average
	Recorded		principal		Related		recorded
June 30, 2016	investment		balance		allowance		investment

Loans with no related allowance recorded:
Commercial and industrial	$	1,753	$	2,321	$	-	$	2,805
Construction and development, excluding undeveloped land		-		-		-		-
Undeveloped land		-		-		-		-

Real estate mortgage
Commercial investment		280		280		-		254
Owner occupied commercial		1,241		1,678		-		1,559
1-4 family residential		977		977		-		999
Home equity - first lien		-		-		-		4
Home equity - junior lien		253		253		-		211
Subtotal: Real estate mortgage		2,751		3,188		-		3,027

Consumer		31		31		-		21
Subtotal	$	4,535	$	5,540	$	-	$	5,853

Loans with an allowance recorded:
Commercial and industrial	$	998	$	1,473	$	286	$	1,206
Construction and development, excluding undeveloped land		-		-		-		-
Undeveloped land		-		-		-		-

Real estate mortgage
Commercial investment		-		-		-		-
Owner occupied commercial		394		394		7		761
1-4 family residential		-		-		-		-
Home equity - first lien		-		-		-		-
Home equity - junior lien		-		-		-		-
Subtotal: Real estate mortgage		394		394		7		761

Consumer		63		63		63		66
Subtotal	$	1,455	$	1,930	$	356	$	2,033

Total:
Commercial and industrial	$	2,751	$	3,794	$	286	$	4,011
Construction and development, excluding undeveloped land		-		-		-		-
Undeveloped land		-		-		-		-

Real estate mortgage		-		-		-		-
Commercial investment		280		280		-		254
Owner occupied commercial		1,635		2,072		7		2,320
1-4 family residential		977		977		-		999
Home equity - first lien		-		-		-		4
Home equity - junior lien		253		253		-		211
Subtotal: Real estate mortgage		3,145		3,582		7		3,788

Consumer		94		94		63		87
Total	$	5,990	$	7,470	$	356	$	7,886

(in thousands)			Unpaid				Average
	Recorded		principal		Related		recorded
December 31, 2015	investment		balance		allowance		investment

Loans with no related allowance recorded:
Commercial and industrial	$	3,119	$	3,859	$	-	$	1,414
Construction and development, excluding undeveloped land		-		151		-		21
Undeveloped land		-		-		-		-

Real estate mortgage
Commercial investment		278		278		-		178
Owner occupied commercial		1,743		2,713		-		1,622
1-4 family residential		906		906		-		661
Home equity - first lien		13		13		-		37
Home equity - junior lien		92		92		-		69
Subtotal: Real estate mortgage		3,032		4,002		-		2,567

Consumer		-		-		-		3
Subtotal	$	6,151	$	8,012	$	-	$	4,005

Loans with an allowance recorded:
Commercial and industrial	$	1,516	$	3,087	$	268	$	4,612
Construction and development, excluding undeveloped land		-		-		-		368
Undeveloped land		-		-		-		-

Real estate mortgage
Commercial investment		-		-		-		92
Owner occupied commercial		1,018		1,018		208		1,266
1-4 family residential		-		-		-		188
Home equity - first lien		-		-		-		-
Home equity - junior lien		-		-		-		-
Subtotal: Real estate mortgage		1,018		1,018		208		1,546

Consumer		68		68		68		72
Subtotal	$	2,602	$	4,173	$	544	$	6,598

Total:
Commercial and industrial	$	4,635	$	6,946	$	268	$	6,026
Construction and development, excluding undeveloped land		-		151		-		389
Undeveloped land		-		-		-		-

Real estate mortgage		-		-		-		-
Commercial investment		278		278		-		270
Owner occupied commercial		2,761		3,731		208		2,888
1-4 family residential		906		906		-		849
Home equity - first lien		13		13		-		37
Home equity - junior lien		92		92		-		69
Subtotal: Real estate mortgage		4,050		5,020		208		4,113

Consumer		68		68		68		75
Total	$	8,753	$	12,185	$	544	$	10,603

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(in thousands)	June 30, 2016		December 31, 2015

Commercial and industrial	$	1,794	$	3,643
Construction and development, excluding undeveloped land		-		-
Undeveloped land		-		-

Real estate mortgage
Commercial investment		280		278
Owner occupied commercial		1,635		2,761
1-4 family residential		977		906
Home equity - first lien		-		13
Home equity - junior lien		253		92
Subtotal: Real estate mortgage		3,145		4,050

Consumer		31		-

Total	$	4,970	$	7,693

Past Due Financing Receivables [Table Text Block]

					90 or more								Recorded
(in thousands)					days past								investment
					due								> 90 days
	30-59 days		60-89 days		(includes)		Total				Total		and
June 30, 2016	past due		past due		non-accrual)		past due		Current		loans		accruing

Commercial and industrial	$	587	$	96	$	1,794	$	2,477	$	719,479	$	721,956	$	-
Construction and development, excluding undeveloped land		-		-		-		-		136,029		136,029		-
Undeveloped land		-		-		-		-		20,342		20,342		-

Real estate mortgage
Commercial investment		-		200		420		620		571,818		572,438		140
Owner occupied commercial		1,367		734		1,836		3,937		329,925		333,862		201
1-4 family residential		1,428		227		1,046		2,701		238,069		240,770		69
Home equity - first lien		78		25		-		103		52,257		52,360		-
Home equity - junior lien		79		259		253		591		65,408		65,999		-
Subtotal: Real estate mortgage		2,952		1,445		3,555		7,952		1,257,477		1,265,429		410

Consumer		-		-		31		31		31,764		31,795		-

Total	$	3,539	$	1,541	$	5,380	$	10,460	$	2,165,091	$	2,175,551	$	410

December 31, 2015

Commercial and industrial	$	238	$	327	$	3,643	$	4,208	$	640,190	$	644,398	$	-
Construction and development, excluding undeveloped land		-		-		-		-		134,482		134,482		-
Undeveloped land		-		-		-		-		21,185		21,185		-

Real estate mortgage
Commercial investment		290		140		278		708		527,582		528,290		-
Owner occupied commercial		-		-		2,761		2,761		326,604		329,365		-
1-4 family residential		1,147		94		1,082		2,323		224,252		226,575		176
Home equity - first lien		35		51		13		99		50,016		50,115		-
Home equity - junior lien		285		173		92		550		62,516		63,066		-
Subtotal: Real estate mortgage		1,757		458		4,226		6,441		1,190,970		1,197,411		176

Consumer		343		8		-		351		35,180		35,531		-

Total	$	2,338	$	793	$	7,869	$	11,000	$	2,022,007	$	2,033,007	$	176

Financing Receivable Credit Quality Indicators [Table Text Block]

(in thousands)							Substandard				Total
June 30, 2016	Pass		OAEM		Substandard		non-performing		Doubtful		loans

Commercial and industrial	$	693,830	$	18,929	$	6,446	$	2,751	$	-	$	721,956
Construction and development, excluding undeveloped land		134,823		-		1,206		-		-		136,029
Undeveloped land		19,681		-		661		-		-		20,342

Real estate mortgage
Commercial investment		570,100		1,918		-		420		-		572,438
Owner occupied commercial		321,684		8,452		1,890		1,836		-		333,862
1-4 family residential		239,429		295		-		1,046		-		240,770
Home equity - first lien		52,360		-		-		-		-		52,360
Home equity - junior lien		65,696		50		-		253		-		65,999
Subtotal: Real estate mortgage		1,249,269		10,715		1,890		3,555		-		1,265,429

Consumer		31,701		-		-		94		-		31,795

Total	$	2,129,304	$	29,644	$	10,203	$	6,400	$	-	$	2,175,551


December 31, 2015

Commercial and industrial	$	612,853	$	19,672	$	7,238	$	4,635	$	-	$	644,398
Construction and development, excluding undeveloped land		133,342		773		367		-		-		134,482
Undeveloped land		20,513		517		155		-		-		21,185

Real estate mortgage
Commercial investment		525,829		2,183		-		278		-		528,290
Owner occupied commercial		306,056		17,135		3,413		2,761		-		329,365
1-4 family residential		224,645		848		-		1,082		-		226,575
Home equity - first lien		50,102		-		-		13		-		50,115
Home equity - junior lien		62,924		50		-		92		-		63,066
Subtotal: Real estate mortgage		1,169,556		20,216		3,413		4,226		-		1,197,411

Consumer		35,463		-		-		68		-		35,531

Total	$	1,971,727	$	41,178	$	11,173	$	8,929	$	-	$	2,033,007