Note 5 - Loans (Tables)

12 Months Ended

Dec. 31, 2015

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	December 31,
(in thousands)	2015		2014
Commercial and industrial	$	644,398	$	571,754
Construction and development, excluding undeveloped land		134,482		95,733
Undeveloped land		21,185		21,268
Real estate mortgage:
Commercial investment		482,639		487,822
Owner occupied commercial		375,016		340,982
1-4 family residential		226,575		211,548
Home equity - first lien		50,115		43,779
Home equity - junior lien		63,066		66,268
Subtotal: Real estate mortgage		1,197,411		1,150,399
Consumer		35,531		29,396
Total loans	$	2,033,007	$	1,868,550

Schedule of Loans and Leases Receivable, Related Parties [Table Text Block]

(in thousands)	Year ended December 31,
Loans to directors and executive officers	2015			2014
Balance as of January 1	$	11,790		$	8,667
New loans		-			-
Repayment of term loans		(560	)		(1,222	)
Changes in balances of revolving lines of credit		562			4,345
Adjustment for Board member resignation		(10,926	)		-
Balance as of December 31	$	866		$	11,790

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(in thousands)	Type of loan
December 31, 2015	Commercial and industrial		Construction  and development  excluding undeveloped  land		Undeveloped land		Real estate mortgage		Consumer		Total
Loans	$	644,398	$	134,482	$	21,185	$	1,197,411	$	35,531	$	2,033,007
Loans individually evaluated for impairment	$	4,635	$	-	$	-	$	4,050	$	68	$	8,753
Loans collectively evaluated for impairment	$	639,760	$	134,160	$	21,185	$	1,192,864	$	35,463	$	2,023,432
Loans acquired with deteriorated credit quality	$	3	$	322	$	-	$	497	$	-	$	822

	Commercial and industrial			Construction and development excluding undeveloped land			Undeveloped land			Real estate mortgage			Consumer			Unallocated		Total
Allowance for loan losses
At December 31, 2014	$	11,819		$	721		$	1,545		$	10,541		$	294		$	-	$	24,920
Provision (credit)		793			1,065			(2,131	)		872			151			-		750
Charge-offs		(4,065	)		(26	)		-			(693	)		(597	)		-		(5,381	)
Recoveries		98			-			1,400			155			499			-		2,152
At December 31, 2015	$	8,645		$	1,760		$	814		$	10,875		$	347		$	-	$	22,441
Allowance for loans individually evaluated for impairment	$	268		$	-		$	-		$	208		$	68		$	-	$	544
Allowance for loans collectively evaluated for impairment	$	8,377		$	1,760		$	814		$	10,667		$	279		$	-	$	21,897
Allowance for loans acquired with deteriorated credit quality	$	-		$	-		$	-		$	-		$	-		$	-	$	-

(in thousands)	Type of loan
December 31, 2014	Commercial and industrial		Construction and development excluding undeveloped land		Undeveloped land		Real estate mortgage		Consumer		Total
Loans	$	571,754	$	95,733	$	21,268	$	1,150,399	$	29,396	$	1,868,550
Loans individually evaluated for impairment	$	7,239	$	516	$	-	$	3,720	$	76	$	11,551
Loans collectively evaluated for impairment	$	564,443	$	94,603	$	21,268	$	1,146,212	$	29,311	$	1,855,837
Loans acquired with deteriorated credit quality	$	72	$	614	$	-	$	467	$	9	$	1,162

	Commercial and industrial			Construction and development excluding undeveloped land			Undeveloped land			Real estate mortgage			Consumer			Unallocated		Total
Allowance for loan losses
At December 31, 2013	$	7,644		$	2,555		$	5,376		$	12,604		$	343		$	-	$	28,522
Provision (credit)		4,593			(1,584	)		(2,244	)		(1,190	)		25			-		(400	)
Charge-offs		(661	)		(250	)		(1,753	)		(993	)		(587	)		-		(4,244	)
Recoveries		243			-			166			120			513			-		1,042
At December 31, 2014	$	11,819		$	721		$	1,545		$	10,541		$	294		$	-	$	24,920
Allowance for loans individually evaluated for impairment	$	1,029		$	15		$	-		$	256		$	76		$	-	$	1,376
Allowance for loans collectively evaluated for impairment	$	10,790		$	706		$	1,545		$	10,285		$	218		$	-	$	23,544
Allowance for loans acquired with deteriorated credit quality	$	-		$	-		$	-		$	-		$	-		$	-	$	-

(in thousands)	Type of loan
December 31, 2013	Commercial and industrial		Construction and development excluding undeveloped land		Undeveloped land		Real estate mortgage		Consumer		Total
Loans	$	510,739	$	99,719	$	29,871	$	1,046,823	$	34,198	$	1,721,350
Loans individually evaluated for impairment	$	7,579	$	26	$	7,340	$	7,478	$	84	$	22,507
Loans collectively evaluated for impairment	$	502,535	$	98,428	$	22,531	$	1,038,824	$	34,095	$	1,696,413
Loans acquired with deteriorated credit quality	$	625	$	1,265	$	-	$	521	$	19	$	2,430

	Commercial and industrial			Construction and development excluding undeveloped land			Undeveloped land			Real estate mortgage			Consumer			Unallocated			Total
Allowance for loan losses
At December 31, 2012	$	5,949		$	1,638		$	2,898		$	14,288		$	362		$	6,746		$	31,881
Provision		1,583			779			10,358			490			86			(6,746	)		6,550
Charge-offs		(457	)		(25	)		(7,961	)		(2,758	)		(763	)		-			(11,964	)
Recoveries		569			163			81			584			658			-			2,055
At December 31, 2013	$	7,644		$	2,555		$	5,376		$	12,604		$	343		$	-		$	28,522
Allowance for loans individually evaluated for impairment	$	762		$	-		$	-		$	606		$	84		$	-		$	1,452
Allowance for loans collectively evaluated for impairment	$	6,882		$	2,555		$	5,376		$	11,998		$	259		$	-		$	27,070
Allowance for loans acquired with deteriorated credit quality	$	-		$	-		$	-		$	-		$	-		$	-		$	-

Schedule of Certain Loans Acquired in Transfer Not Accounted for As Debt Securities, Accretable Yield Movement [Table Text Block]

(in thousands)	Accretable discount			Non- accretable discount
Balance at December 31, 2013	$	-		$	-
Additions due to Oldham acquisition		137			369
Accretion		(75	)		(103	)
Reclassifications from (to) non-accretable difference		-			-
Disposals		-			-
Balance at December 31, 2014		62			266
Accretion		(59	)		(77	)
Reclassifications from (to) non-accretable difference		-			-
Disposals					-
Balance at December 31, 2015	$	3		$	189

Impaired Financing Receivables [Table Text Block]

(in thousands)			Unpaid				Average
December 31, 2015	Recorded investment		principal balance		Related allowance		recorded investment
Loans with no related allowance recorded:
Commercial and industrial	$	3,119	$	3,859	$	-	$	1,414
Construction and development,  excluding undeveloped land		-		151		-		21
Undeveloped land		-		-		-		-
Real estate mortgage
Commercial investment		278		278		-		178
Owner occupied commercial		1,743		2,713		-		1,622
1-4 family residential		906		906		-		661
Home equity - first lien		13		13		-		37
Home equity - junior lien		92		92		-		69
Subtotal: Real estate mortgage		3,032		4,002		-		2,567
Consumer		-		-		-		3
Subtotal	$	6,151	$	8,012	$	-	$	4,005
Loans with an allowance recorded:
Commercial and industrial	$	1,516	$	3,087	$	268	$	4,612
Construction and development, excluding undeveloped land		-		-		-		368
Undeveloped land		-		-		-		-
Real estate mortgage
Commercial investment		-		-		-		92
Owner occupied commercial		1,018		1,018		208		1,266
1-4 family residential		-		-		-		188
Home equity - first lien		-		-		-		-
Home equity - junior lien		-		-		-		-
Subtotal: Real estate mortgage		1,018		1,018		208		1,546
Consumer		68		68		68		72
Subtotal	$	2,602	$	4,173	$	544	$	6,598
Total:
Commercial and industrial	$	4,635	$	6,946	$	268	$	6,026
Construction and development, excluding undeveloped land		-		151		-		389
Undeveloped land		-		-		-		-
Real estate mortgage		-		-		-		-
Commercial investment		278		278		-		270
Owner occupied commercial		2,761		3,731		208		2,888
1-4 family residential		906		906		-		849
Home equity - first lien		13		13		-		37
Home equity - junior lien		92		92		-		69
Subtotal: Real estate mortgage		4,050		5,020		208		4,113
Consumer		68		68		68		75
Total	$	8,753	$	12,185	$	544	$	10,603

(in thousands)			Unpaid				Average
December 31, 2014	Recorded investment		principal balance		Related allowance		recorded investment
Loans with no related allowance recorded:
Commercial and industrial	$	896	$	3,596	$	-	$	996
Construction and development, excluding undeveloped land		26		151		-		26
Undeveloped land		-		-		-		5,608
Real estate mortgage
Commercial investment		113		113		-		198
Owner occupied commercial		1,784		2,221		-		1,939
1-4 family residential		870		870		-		782
Home equity - first lien		-		-		-		11
Home equity - junior lien		36		36		-		69
Subtotal: Real estate mortgage		2,803		3,240		-		2,999
Consumer		-		-		-		-
Subtotal	$	3,725	$	6,987	$	-	$	9,629
Loans with an allowance recorded:
Commercial and industrial	$	6,343	$	7,914	$	1,029	$	6,797
Construction and development, excluding undeveloped land		490		490		15		196
Undeveloped land		-		-		-		-
Real estate mortgage
Commercial investment		122		122		-		640
Owner occupied commercial		716		716		112		704
1-4 family residential		79		79		144		651
Home equity - first lien		-		-		-		-
Home equity - junior lien		-		-		-		-
Subtotal: Real estate mortgage		917		917		256		1,995
Consumer		76		76		76		80
Subtotal	$	7,826	$	9,397	$	1,376	$	9,068
Total:
Commercial and industrial	$	7,239	$	11,510	$	1,029	$	7,793
Construction and development, excluding undeveloped land		516		641		15		222
Undeveloped land		-		-		-		5,608
Real estate mortgage		-		-		-		-
Commercial investment		235		235		-		838
Owner occupied commercial		2,500		2,937		112		2,643
1-4 family residential		949		949		144		1,433
Home equity - first lien		-		-		-		11
Home equity - junior lien		36		36		-		69
Subtotal: Real estate mortgage		3,720		4,157		256		4,994
Consumer		76		76		76		80
Total	$	11,551	$	16,384	$	1,376	$	18,697

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

	December 31,
(in thousands)	2015		2014
Commercial and industrial	$	3,643	$	1,381
Construction and development, excluding undeveloped land		-		516
Undeveloped land		-		-
Real estate mortgage
Commercial investment		278		235
Owner occupied commercial		2,761		2,081
1-4 family residential		906		950
Home equity - first lien		13		-
Home equity - junior lien		92		36
Subtotal: Real estate mortgage		4,050		3,302
Consumer		-		-
Total	$	7,693	$	5,199

Past Due Financing Receivables [Table Text Block]

(in thousands)	30-59 days		60-89 days		90 or more days past due (includes)		Total				Total		Recorded investment > 90 days and
December 31, 2015	past due		past due		non-accrual)		past due		Current		loans		accruing
Commercial and industrial	$	238	$	327	$	3,643	$	4,208	$	640,190	$	644,398	$	-
Construction and development, excluding undeveloped land		-		-		-		-		134,482		134,482		-
Undeveloped land		-		-		-		-		21,185		21,185		-
Real estate mortgage
Commercial investment		290		140		278		708		481,931		482,639		-
Owner occupied commercial		-		-		2,761		2,761		372,255		375,016		-
1-4 family residential		1,147		94		1,082		2,323		224,252		226,575		176
Home equity - first lien		35		51		13		99		50,016		50,115		-
Home equity - junior lien		285		173		92		550		62,516		63,066		-
Subtotal: Real estate mortgage		1,757		458		4,226		6,441		1,190,970		1,197,411		176
Consumer		343		8		-		351		35,180		35,531		-
Total	$	2,338	$	793	$	7,869	$	11,000	$	2,022,007	$	2,033,007	$	176
December 31, 2014
Commercial and industrial	$	3,860	$	3	$	1,382	$	5,245	$	566,509	$	571,754	$	1
Construction and development, excluding undeveloped land		69		-		757		826		94,907		95,733		241
Undeveloped land		-		-		-		-		21,268		21,268		-
Real estate mortgage
Commercial investment		993		249		235		1,477		486,345		487,822		-
Owner occupied commercial		1,272		920		2,081		4,273		336,709		340,982		-
1-4 family residential		1,801		285		1,023		3,109		208,439		211,548		73
Home equity - first lien		-		-		14		14		43,765		43,779		14
Home equity - junior lien		470		78		36		584		65,684		66,268
Subtotal: Real estate mortgage		4,536		1,532		3,389		9,457		1,140,942		1,150,399		87
Consumer		43		18		-		61		29,335		29,396		-
Total	$	8,508	$	1,553	$	5,528	$	15,589	$	1,852,961	$	1,868,550	$	329

Financing Receivable Credit Quality Indicators [Table Text Block]

(in thousands)							Substandard				Total
December 31, 2015	Pass		OAEM		Substandard		non-performing		Doubtful		loans
Commercial and industrial	$	612,853	$	19,672	$	7,238	$	4,635	$	-	$	644,398
Construction and development, excluding undeveloped land		133,342		773		367		-		-		134,482
Undeveloped land		20,513		517		155		-		-		21,185
Real estate mortgage
Commercial investment		480,178		2,183		-		278		-		482,639
Owner occupied commercial		351,707		17,135		3,413		2,761		-		375,016
1-4 family residential		224,645		848		-		1,082		-		226,575
Home equity - first lien		50,102		-		-		13		-		50,115
Home equity -  junior lien		62,924		50		-		92		-		63,066
Subtotal: Real estate mortgage		1,169,556		20,216		3,413		4,226		-		1,197,411
Consumer		35,463		-		-		68		-		35,531
Total	$	1,971,727	$	41,178	$	11,173	$	8,929	$	-	$	2,033,007
December 31, 2014
Commercial and industrial	$	546,582	$	6,215	$	11,717	$	7,240	$	-	$	571,754
Construction and development, excluding undeveloped land		88,389		4,867		1,720		757		-		95,733
Undeveloped land		20,578		530		160		-		-		21,268
Real estate mortgage
Commercial investment		482,415		4,991		181		235		-		487,822
Owner occupied commercial		328,385		6,942		3,156		2,499		-		340,982
1-4 family residential		209,396		1,129		-		1,023		-		211,548
Home equity - first lien		43,765		-		-		14		-		43,779
Home equity -  junior lien		66,182		50		-		36		-		66,268
Subtotal: Real estate mortgage		1,130,143		13,112		3,337		3,807		-		1,150,399
Consumer		29,244		76		-		76		-		29,396
Total	$	1,814,936	$	24,800	$	16,934	$	11,880	$	-	$	1,868,550