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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Interest income:      
Interest and fees on taxable loans $ 72,808 $ 62,502 $ 48,993
Interest and fees on tax-exempt loans 1,689 1,543 1,101
Interest and dividends on taxable investment securities 27,459 26,677 19,643
Interest and dividends on tax-exempt investment securities 337 505 535
Interest on federal funds sold and other interest-earning assets 2,571 847 577
Total interest income 104,864 92,074 70,849
Interest expense:      
Demand- interest bearing 15,621 7,946 3,020
Money market and savings 6,796 4,898 3,160
Time deposits 3,850 1,588 1,238
Other borrowings 790 1,738 1,366
Total interest expense 27,057 16,170 8,784
Net interest income 77,807 75,904 62,065
Provision for loan losses 1,905 2,300 900
Net interest income after provision for loan losses 75,902 73,604 61,165
Non-interest income:      
Non-interest income 7,755 5,650 4,081
Gain on sales of SBA loans 3,187 3,105 3,378
Gain (loss) on sale of investment securities 1,103 (67) (146)
Other non-interest income 214 174 177
Total non-interest income 23,738 20,322 20,097
Non-interest expenses:      
Salaries and employee benefits 53,888 44,082 37,959
Occupancy 11,565 8,046 7,156
Depreciation and amortization 6,482 5,447 4,618
Legal 1,335 985 984
Other real estate owned 2,109 1,588 4,092
Appraisal and other loan expenses 1,829 1,840 1,878
Advertising 1,930 1,211 1,279
Data processing 5,220 3,855 3,134
Insurance 1,070 996 982
Professional fees 2,589 2,048 1,893
Debit card processing 2,467 1,868 1,264
Regulatory assessments and costs 1,228 1,675 1,367
Taxes, other 837 796 817
Other operating expenses 11,941 9,284 7,853
Total non-interest expense 104,490 83,721 75,276
Income (loss) before benefit for income taxes (4,850) 10,205 5,986
Provision (benefit) for income taxes (1,350) 1,578 (2,919)
Net income (loss) $ (3,500) $ 8,627 $ 8,905
Net income (loss) per share      
Basic (in dollars per share) $ (0.06) $ 0.15 $ 0.16
Diluted (in dollars per share) $ (0.06) $ 0.15 $ 0.15
Loan and Servicing Fees [Member]      
Non-interest income:      
Non-interest income $ 1,568 $ 1,401 $ 1,614
Mortgage Banking [Member]      
Non-interest income:      
Non-interest income 10,125 10,233 11,170
Deposit Account [Member]      
Non-interest income:      
Non-interest income $ 7,541 $ 5,476 $ 3,904