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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Cash flows from operating activities    
Net income $ 1,085,000 $ 528,000
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Provision for loan losses 300,000 0
Write down of other real estate owned 126,000 148,000
Depreciation and amortization 969,000 723,000
Stock based compensation 171,000 118,000
Gain on sale and call of investment securities (296,000)  
Impairment charges on investment securities 1,000 3,000
Amortization of premiums on investment securities 229,000 112,000
Accretion of discounts on retained SBA loans (214,000) (201,000)
Fair value adjustments on SBA servicing assets 70,000 (33,000)
Proceeds from sales of SBA loans originated for sale 9,695,000 5,825,000
SBA loans originated for sale (7,192,000) (8,526,000)
Gains on sales of SBA loans originated for sale (833,000) (578,000)
Increase in accrued interest receivable and other assets (545,000) (2,990,000)
Decrease in accrued interest payable and other liabilities (1,556,000) (871,000)
Net cash provided by (used in) operating activities 2,010,000 (5,742,000)
Cash flows from investing activities    
Purchase of investment securities available for sale (32,856,000) (6,356,000)
Purchase of investment securities held to maturity (10,523,000) 0
Proceeds from the sale of securities available for sale 54,715,000  
Proceeds from the maturity or call of securities available for sale 5,878,000 5,270,000
Proceeds from the maturity or call of securities held to maturity 4,100,000 1,141,000
Proceeds from redemption of restricted stock 1,880,000  
Net increase in loans (24,140,000) (7,831,000)
Net proceeds from sale of other real estate owned 76,000 319,000
Premises and equipment expenditures (4,391,000) (2,266,000)
Net cash used in investing activities (5,261,000) (9,723,000)
Cash flows from financing activities    
Net proceeds from exercise of stock options 488  
Net increase in demand, money market and savings deposits 95,479,000 49,903,000
Net decrease in time deposits (7,170,000) (736,000)
Decrease in short-term borrowings (47,000,000) 0
Net cash provided by financing activities 41,310,000 49,167,000
Net increase in cash and cash equivalents 38,059,000 33,702,000
Cash and cash equivalents, beginning of year 27,139,000 128,826,000
Cash and cash equivalents, end of period 65,198,000 162,528,000
Supplemental disclosures    
Interest paid 1,445,000 1,299,000
Non-cash transfers from loans to other real estate owned $ 32,000 $ 579,000