Note 5 - Allowances for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2015

Disclosure Text Block Supplement [Abstract]

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(dollars in thousands)	Commercial Real Estate			Construction and Land Development			Commercial and Industrial			Owner Occupied Real Estate			Consumer and Other			Residential Mortgage			Unallocated		Total
Year ended December, 2015
Allowance for loan losses:
Beginning balance:	$	6,828		$	917		$	1,579		$	1,638		$	234		$	2		$	338	$	11,536
Charge-offs		(2,624	)		(260	)		(408	)		(133	)		-			-			-		(3,425	)
Recoveries		4			5			49			-			34			-			-		92
Provisions (credits)		(1,815	)		(324	)		1,712			525			27			12			363		500
Ending balance	$	2,393		$	338		$	2,932		$	2,030		$	295		$	14		$	701	$	8,703
Year ended December, 2014
Allowance for loan losses:
Beginning Balance:	$	6,454		$	1,948		$	2,309		$	985		$	225		$	14		$	328	$	12,263
Charge-offs		(364	)		(303	)		(1,185	)		(150	)		(10	)		-			-		(2,012	)
Recoveries		5			214			166			-			-			-			-		385
Provisions (credits)		733			(942	)		289			803			19			(12	)		10		900
Ending balance	$	6,828		$	917		$	1,579		$	1,638		$	234		$	2		$	338	$	11,536
Year ended December, 2013
Allowance for loan losses:
Beginning Balance:	$	3,979		$	1,273		$	1,880		$	1,967		$	234		$	17		$	192	$	9,542
Charge-offs		(1,291	)		(60	)		(611	)		(320	)		(75	)		-			-		(2,357	)
Recoveries		54			-			63			-			26			-			-		143
Provisions (credits)		3,712			735			977			(662	)		40			(3	)		136		4,935
Ending balance	$	6,454		$	1,948		$	2,309		$	985		$	225		$	14		$	328	$	12,263

(dollars in thousands)	Commercial Real Estate		Construction and Land Development		Commercial and Industrial		Owner Occupied Real Estate		Consumer and Other		Residential Mortgage		Unallocated		Total
December 31, 2015
Allowance for loan losses:
Individually evaluated for impairment	$	47	$	-	$	1,111	$	1059	$	21	$	-	$	-	$	2,238
Collectively evaluated for impairment		2,346		338		1,821		971		274		14		701		6,465
Total allowance for loan losses	$	2,393	$	338	$	2,932	$	2,030	$	295	$	14	$	701	$	8,703
Loans receivable:
Loans evaluated individually	$	12,203	$	117	$	5,493	$	3,369	$	947	$	-	$	-	$	22,129
Loans evaluated collectively		337,523		46,430		176,357		243,029		47,179		2,380		-		852,898
Total loans receivable	$	349,726	$	46,547	$	181,850	$	246,398	$	48,126	$	2,380	$	-	$	875,027

	Commercial Real Estate		Construction and Land Development		Commercial and Industrial		Owner Occupied Real Estate		Consumer and Other		Residential Mortgage		Unallocated		Total
December 31, 2014
Allowance for loan losses:
Individually evaluated for impairment	$	3,858	$	217	$	211	$	844	$	-	$	-	$	-	$	5,130
Collectively evaluated for impairment		2,970		700		1,368		794		234		2		338		6,406
Total allowance for loan losses	$	6,828	$	917	$	1,579	$	1,638	$	234	$	2	$	338	$	11,536
Loans receivable:
Loans evaluated individually	$	25,082	$	377	$	5,221	$	4,535	$	429	$	-	$	-	$	35,644
Loans evaluated collectively		354,177		29,484		139,892		183,490		39,284		408		-		746,735
Total loans receivable	$	379,259	$	29,861	$	145,113	$	188,025	$	39,713	$	408	$	-	$	782,379

Past Due Financing Receivables [Table Text Block]

(dollars in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater than 90 Days		Total Past Due		Current		Total Loans Receivable		Loans Receivable > 90 Days and Accruing
At December 31, 2015
Commercial real estate	$	-	$	7,657	$	5,913	$	13,570	$	336,156	$	349,726	$	-
Construction and land development		-		-		117		117		46,430		46,547		-
Commercial and industrial		1,661		997		3,156		5,814		176,036		181,850		-
Owner occupied real estate		800		469		2,894		4,163		242,235		246,398		-
Consumer and other		285		192		542		1,019		47,107		48,126		-
Residential mortgage		132		-		-		132		2,248		2,380		-
Total	$	2,878	$	9,315	$	12,622	$	24,815	$	850,212	$	875,027	$	-

(dollars in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater than 90 Days		Total Past Due		Current		Total Loans Receivable		Loans Receivable > 90 Days and Accruing
At December 31, 2014
Commercial real estate	$	713	$	11,034	$	13,979	$	25,726	$	353,533	$	379,259	$	-
Construction and land development		-		-		377		377		29,484		29,861		-
Commercial and industrial		193		2,186		4,349		6,728		138,385		145,113		-
Owner occupied real estate		626		812		2,306		3,744		184,281		188,025		-
Consumer and other		149		30		429		608		39,105		39,713		-
Residential mortgage		-		-		-		-		408		408		-
Total	$	1,681	$	14,062	$	21,440	$	37,183	$	745,196	$	782,379	$	-

Financing Receivable Credit Quality Indicators [Table Text Block]

(dollars in thousands)	Pass		Special Mention		Substandard		Doubtful		Total
At December 31, 2015:
Commercial real estate	$	329,567	$	7,956	$	12,203	$	-	$	349,726
Construction and land development		46,430		-		117		-		46,547
Commercial and industrial		176,132		225		4,064		1,429		181,850
Owner occupied real estate		242,560		469		3,369		-		246,398
Consumer and other		47,104		75		947		-		48,126
Residential mortgage		2,380		-		-		-		2,380
Total	$	844,173	$	8,725	$	20,700	$	1,429	$	875,027

(dollars in thousands)	Pass		Special Mention		Substandard		Doubtful		Total
At December 31, 2014:
Commercial real estate	$	345,444	$	8,199	$	25,616	$	-	$	379,259
Construction and land development		29,484		-		377		-		29,861
Commercial and industrial		139,062		702		3,920		1,429		145,113
Owner occupied real estate		181,940		1,550		4,535		-		188,025
Consumer and other		38,951		75		687		-		39,713
Residential mortgage		408		-		-		-		408
Total	$	735,289	$	10,526	$	35,135	$	1,429	$	782,379

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(dollars in thousands)	December 31, 2015		December 31,  2014
Commercial real estate	$	5,913	$	13,979
Construction and land development		117		377
Commercial and industrial		3,156		4,349
Owner occupied real estate		2,894		2,306
Consumer and other		542		429
Residential mortgage		-		-
Total	$	12,622	$	21,440

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

(dollars in thousands)	Number of Loans		Accrual Status		Non- Accrual Status		Total TDRs
December 31, 2015
Commercial real estate		1	$	5,778	$	-	$	5,778
Construction and land development		-		-		-		-
Commercial and industrial		2		252		935		1,187
Owner occupied real estate		1		-		1,825		1,825
Consumer and other		-		-		-		-
Residential mortgage		-		-		-		-
Total		4	$	6,030	$	2,760	$	8,790
December 31, 2014
Commercial real estate		1	$	6,069	$	-	$	6,069
Construction and land development		-		-		-		-
Commercial and industrial		1		-		1,673		1,673
Owner occupied real estate		1		1,852		-		1,852
Consumer and other		-		-		-		-
Residential mortgage		-		-		-		-
Total		3	$	7,921	$	1,673	$	9,594