Note 5 - Allowances for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2014

Disclosure Text Block Supplement [Abstract]

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(dollars in thousands)	Commercial Real Estate				Construction and Land Development				Commercial and Industrial				Owner Occupied Real Estate				Consumer and Other				Residential Mortgage				Unallocated			Total
Year ended December, 2014
Allowance for loan losses:
Beginning balance:		$	6,454			$	1,948			$	2,309			$	985			$	225			$	14			$	328		$	12,263
Charge-offs			(364	)			(303	)			(1,185	)			(150	)			(10	)			-				-			(2,012	)
Recoveries			5				214				166				-				-				-				-			385
Provisions (credits)			733				(942	)			289				803				19				(12	)			10			900
Ending balance		$	6,828			$	917			$	1,579			$	1,638			$	234			$	2			$	338		$	11,536
Year ended December, 2013
Allowance for loan losses:
Beginning Balance:		$	3,979			$	1,273			$	1,880			$	1,967			$	234			$	17			$	192		$	9,542
Charge-offs			(1,291	)			(60	)			(611	)			(320	)			(75	)			-				-			(2,357	)
Recoveries			54				-				63				-				26				-				-			143
Provisions (credits)			3,712				735				977				(662	)			40				(3	)			136			4,935
Ending balance		$	6,454			$	1,948			$	2,309			$	985			$	225			$	14			$	328		$	12,263
Year ended December, 2012
Allowance for loan losses:
Beginning Balance:		$	7,372			$	558			$	1,928			$	1,963			$	113			$	23			$	93		$	12,050
Charge-offs			(1,582	)			(1,004	)			(1,304	)			-				(102	)			-				-			(3,992	)
Recoveries			-				105				-				-				29				-				-			134
Provisions (credits)			(1,811	)			1,614				1,256				4				194				(6	)			99			1,350
Ending balance		$	3,979			$	1,273			$	1,880			$	1,967			$	234			$	17			$	192		$	9,542

(dollars in thousands)	Commercial Real Estate			Construction and Land Development			Commercial and Industrial			Owner Occupied Real Estate			Consumer and Other			Residential Mortgage			Unallocated			Total
December 31, 2014
Allowance for loan losses:
Individually evaluated for impairment		$	3,858		$	217		$	211		$	844		$	-		$	-		$	-		$	5,130
Collectively evaluated for impairment			2,970			700			1,368			794			234			2			338			6,406
Total allowance for loan losses		$	6,828		$	917		$	1,579		$	1,638		$	234		$	2		$	338		$	11,536
Loans receivable:
Loans evaluated individually		$	25,082		$	377		$	5,221		$	4,535		$	429		$	-		$	-		$	35,644
Loans evaluated collectively			354,177			29,484			139,892			183,490			39,284			408			-			746,735
Total loans receivable		$	379,259		$	29,861		$	145,113		$	188,025		$	39,713		$	408		$	-		$	782,379

(dollars in thousands)	Commercial Real Estate			Construction and Land Development			Commercial and Industrial			Owner Occupied Real Estate			Consumer and Other			Residential Mortgage			Unallocated			Total
December 31, 2013
Allowance for loan losses:
Individually evaluated for impairment		$	3,679		$	237		$	1,254		$	430		$	10		$	-		$	-		$	5,610
Collectively evaluated for impairment			2,775			1,711			1,055			555			215			14			328			6,653
Total allowance for loan losses		$	6,454		$	1,948		$	2,309		$	985		$	225		$	14		$	328		$	12,263
Loans receivable:
Loans evaluated individually		$	19,894		$	1,618		$	6,932		$	3,433		$	656		$	-		$	-		$	32,533
Loans evaluated collectively			322,900			22,359			111,277			156,796			31,325			2,359			-			647,016
Total loans receivable		$	342,794		$	23,977		$	118,209		$	160,229		$	31,981		$	2,359		$	-		$	679,549

Past Due Financing Receivables [Table Text Block]

(dollars in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater than 90 Days		Total Past Due		Current		Total Loans Receivable		Loans Receivable > 90 Days and Accruing
At December 31, 2014
Commercial real estate	$	713	$	11,034	$	13,979	$	25,726	$	353,533	$	379,259	$	-
Construction and land development		-		-		377		377		29,484		29,861		-
Commercial and industrial		193		2,186		4,349		6,728		138,385		145,113		-
Owner occupied real estate		626		812		2,306		3,744		184,281		188,025		-
Consumer and other		149		30		429		608		39,105		39,713		-
Residential mortgage		-		-		-		-		408		408		-
Total	$	1,681	$	14,062	$	21,440	$	37,183	$	745,196	$	782,379	$	-

(dollars in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater than 90 Days		Total Past Due		Current		Total Loans Receivable		Loans Receivable > 90 Days and Accruing
At December 31, 2013
Commercial real estate	$	19,707	$	5,635	$	1,104	$	26,446	$	316,348	$	342,794	$	-
Construction and land development		-		-		1,618		1,618		22,359		23,977		-
Commercial and industrial		951		71		6,837		7,859		110,350		118,209		-
Owner occupied real estate		808		1,281		205		2,294		157,935		160,229		-
Consumer and other		38		-		656		694		31,287		31,981		-
Residential mortgage		-		-		-		-		2,359		2,359		-
Total	$	21,504	$	6,987	$	10,420	$	38,911	$	640,638	$	679,549	$	-

Financing Receivable Credit Quality Indicators [Table Text Block]

(dollars in thousands)	Pass		Special Mention		Substandard		Doubtful		Total
At December 31, 2014:
Commercial real estate	$	345,444	$	8,199	$	25,616	$	-	$	379,259
Construction and land development		29,484		-		377		-		29,861
Commercial and industrial		139,062		702		3,920		1,429		145,113
Owner occupied real estate		181,940		1,550		4,535		-		188,025
Consumer and other		38,951		75		687		-		39,713
Residential mortgage		408		-		-		-		408
Total	$	735,289	$	10,526	$	35,135	$	1,429	$	782,379

(dollars in thousands)	Pass		Special Mention		Substandard		Doubtful		Total
At December 31, 2013:
Commercial real estate	$	305,974	$	16,372	$	20,448	$	-	$	342,794
Construction and land development		22,359		-		1,618		-		23,977
Commercial and industrial		110,629		611		6,969		-		118,209
Owner occupied real estate		155,648		1,485		3,096		-		160,229
Consumer and other		30,993		75		913		-		31,981
Residential mortgage		2,359		-		-		-		2,359
Total	$	627,962	$	18,543	$	33,044	$	-	$	679,549

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(dollars in thousands)	December 31, 2014		December 31, 2013
Commercial real estate	$	13,979	$	1,104
Construction and land development		377		1,618
Commercial and industrial		4,349		6,837
Owner occupied real estate		2,306		205
Consumer and other		429		656
Residential mortgage		-		-
Total	$	21,440	$	10,420

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

(dollars in thousands)	Number of Loans		Accrual Status			Non-Accrual Status			Total TDRs
December 31, 2014
Commercial real estate		1		$	6,069		$	-		$	6,069
Construction and land development		-			-			-			-
Commercial and industrial		1			-			1,673			1,673
Owner occupied real estate		1			1,852			-			1,852
Consumer and other		-			-			-			-
Residential mortgage		-			-			-			-
Total		3		$	7,921		$	1,673		$	9,594
December 31, 2013
Commercial real estate		1		$	103		$	-		$	103
Construction and land development		-			-			-			-
Commercial and industrial		1			-			2,188			2,188
Owner occupied real estate		1			1,894			-			1,894
Consumer and other		-			-			-			-
Residential mortgage		-			-			-			-
Total		3		$	1,997		$	2,188		$	4,185