XML 59 R32.htm IDEA: XBRL DOCUMENT v2.4.1.9
Note 4 - Loans Receivable (Tables)
12 Months Ended
Dec. 31, 2014
Receivables [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
(dollars in thousands)
 
December 31, 2014
   
December 31, 2013
 
             
Commercial real estate
  $ 379,259     $ 342,794  
Construction and land development
    29,861       23,977  
Commercial and industrial
    145,113       118,209  
Owner occupied real estate
    188,025       160,229  
Consumer and other
    39,713       31,981  
Residential mortgage
    408       2,359  
Total loans receivable
    782,379       679,549  
Deferred costs (fees)
    (439 )     (238 )
Allowance for loan losses
    (11,536 )     (12,263 )
Net loans receivable
  $ 770,404     $ 667,048  
Impaired Financing Receivables [Table Text Block]
   
December 31, 2014
   
December 31, 2013
 
 
 
(dollars in thousands)
 
Recorded Investment
   
Unpaid Principal Balance
   
Related Allowance
   
Recorded Investment
   
Unpaid Principal Balance
   
Related Allowance
 
With no related allowance recorded:
 
Commercial real estate
  $ 11,964     $ 11,969     $ -     $ 6,850     $ 6,971     $ -  
Construction and land development
    61       158       -       902       4,076       -  
Commercial and industrial
    3,764       7,275       -       2,043       2,882       -  
Owner occupied real estate
    524       528       -       542       862       -  
Consumer and other
    429       708       -       453       711       -  
Total
  $ 16,742     $ 20,638     $ -     $ 10,790     $ 15,502     $ -  
With an allowance recorded:
 
Commercial real estate
  $ 13,118     $ 13,245     $ 3,858     $ 13,044     $ 13,044     $ 3,679  
Construction and land development
    316       3,741       217       716       3,867       237  
Commercial and industrial
    1,457       2,057       211       4,889       7,634       1,254  
Owner occupied real estate
    4,011       4,162       844       2,891       2,891       430  
Consumer and other
    -       -       -       203       210       10  
Total
  $ 18,902     $ 23,205     $ 5,130     $ 21,743     $ 27,646     $ 5,610  
Total:
 
Commercial real estate
  $ 25,082     $ 25,214     $ 3,858     $ 19,894     $ 20,015     $ 3,679  
Construction and land development
    377       3,899       217       1,618       7,943       237  
Commercial and industrial
    5,221       9,332       211       6,932       10,516       1,254  
Owner occupied real estate
    4,535       4,690       844       3,433       3,753       430  
Consumer and other
    429       708       -       656       921       10  
Total
  $ 35,644     $ 43,843     $ 5,130     $ 32,533     $ 43,148     $ 5,610  
 
Years Ended December 31,
 
 
2014
 
2013
 
 
 
(dollars in thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
 
With no related allowance recorded:
               
Commercial real estate
  $ 7,739     $ 450     $ 14,062     $ 731  
Construction and land development
    462       -       1,954       35  
Commercial and industrial
    3,070       22       2,783       19  
Owner occupied real estate
    714       8       347       9  
Consumer and other
    482       4       651       6  
Total
  $ 12,467     $ 484     $ 19,797     $ 800  
With an allowance recorded:
                       
Commercial real estate
  $ 13,197     $ 5     $ 6,261     $ 195  
Construction and land development
    557       -       499       -  
Commercial and industrial
    3,244       -       3,881       40  
Owner occupied real estate
    3,446       125       3,139       146  
Consumer and other
    40       -       110       -  
Total
  $ 20,484     $ 130     $ 13,890     $ 381  
Total:
                       
Commercial real estate
  $ 20,936     $ 455     $ 20,323     $ 926  
Construction and land development
    1,019       -       2,453       35  
Commercial and industrial
    6,314       22       6,664       59  
Owner occupied real estate
    4,160       133       3,486       155  
Consumer and other
    522       4       761       6  
Total
  $ 32,951     $ 614     $ 33,687     $ 1,181  
Schedule of Related Party Transactions [Table Text Block]
 
(dollars in thousands)
 
December 31, 2014
   
December 31, 2013
   
December 31, 2012
 
Balance at beginning of year
  $ 8,762     $ 9,128     $ 16,941  
Additions
    500       51       259  
Repayments
    (509 )     (417 )     (8,072 )
Balance at end of year
  $ 8,753     $ 8,762     $ 9,128