Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities
Net income	$ 755	$ 992
Adjustments to reconcile net income to net cash provided by operating activities:
Write down of other real estate owned	300	809
Depreciation and amortization	498	483
Stock based compensation	88	72
Gain on sale and call of investment securities	0	(703)
Amortization of premiums on investment securities	126	177
Proceeds from sales of SBA loans originated for sale	12,465	6,563
SBA loans originated for sale	(10,176)	(5,996)
Gains on sales of SBA loans originated for sale	(1,154)	(650)
Increase in value of bank owned life insurance	0	(13)
Increase in accrued interest receivable and other assets	(394)	(982)
Decrease in accrued interest payable and other liabilities	(312)	(129)
Net cash provided by operating activities	2,196	623
Cash flows from investing activities
Purchase of investment securities available for sale	(517)	(1,425)
Proceeds from the sale of securities available for sale	0	7,946
Proceeds from maturity or call of securities available for sale	6,077	9,016
Proceeds from redemption of FHLB stock	3	540
Net increase in loans	(17,850)	(9,575)
Net proceeds from sale of other real estate owned	63	0
Premises and equipment expenditures	(1,890)	(137)
Net cash (used in) provided by investing activities	(14,114)	6,365
Cash flow from financing activities
Net increase (decrease) in demand, money market and savings deposits	12,560	(30,756)
Net decrease in time deposits	(2,212)	(32,307)
Net cash provided by (used in) financing activities	10,348	(63,063)
Net decrease in cash and cash equivalents	(1,570)	(56,075)
Cash and cash equivalents, beginning of year	35,880	128,004
Cash and cash equivalents, end of period	34,310	71,929
Supplemental disclosures
Interest paid	1,067	1,061
Income taxes paid	50	100
Non-cash transfers from loans to other real estate owned	$ 0	$ 165