Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest income
Interest and fees on taxable loans	$ 8,241	$ 7,837
Interest and fees on tax-exempt loans	82	91
Interest and dividends on taxable investment securities	1,241	1,047
Interest and dividends on tax-exempt investment securities	79	73
Interest on federal funds sold and other interest-earning assets	12	59
Total interest income	9,655	9,107
Interest expense
Demand- interest bearing	191	195
Money market and savings	416	502
Time deposits	173	279
Other borrowings	276	278
Total interest expense	1,056	1,254
Net interest income	8,599	7,853
Provision for loan losses	0	0
Net interest income after provision for loan losses	8,599	7,853
Non-interest income
Loan advisory and servicing fees	437	338
Gain on sales of SBA loans	1,154	650
Service fees on deposit accounts	293	234
Legal settlements	0	238
Gain on sale of investment securities	0	703
Bank owned life insurance income	0	13
Other non-interest income	46	67
Total non-interest income	1,930	2,243
Non-interest expenses
Salaries and employee benefits	5,040	4,287
Occupancy	1,038	844
Depreciation and amortization	498	483
Legal	255	364
Other real estate owned	346	917
Advertising	148	101
Data processing	300	108
Insurance	157	158
Professional fees	402	323
Regulatory assessments and costs	337	344
Taxes, other	215	250
Other operating expenses	1,079	951
Total non-interest expense	9,815	9,130
Income before benefit for income taxes	714	966
Benefit for income taxes	(41)	(26)
Net income	$ 755	$ 992
Net income per share
Basic (in dollars per share)	$ 0.03	$ 0.04
Diluted (in dollars per share)	$ 0.03	$ 0.04