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Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks $ 17,835 $ 12,525
Interest bearing deposits with banks 16,475 23,355
Cash and cash equivalents 34,310 35,880
Investment securities available for sale, at fair value 201,262 204,891
Investment securities held to maturity, at amortized cost (fair value of $21 and $21, respectively) 21 21
Restricted stock, at cost 1,567 1,570
Loans held for sale 3,796 4,931
Loans receivable (net of allowance for loan losses of $11,950 and $12,263 respectively) 684,898 667,048
Premises and equipment, net 24,140 22,748
Other real estate owned, net 3,696 4,059
Accrued interest receivable 3,163 3,049
Other assets 17,009 17,468
Total Assets 973,862 961,665
Deposits    
Demand - non-interest bearing 182,082 157,806
Demand - interest bearing 198,080 230,221
Money market and savings 423,096 402,671
Time deposits 76,624 78,836
Total Deposits 879,882 869,534
Accrued interest payable 226 237
Other liabilities 6,218 6,519
Subordinated debt 22,476 22,476
Total Liabilities 908,802 898,766
Shareholders' Equity    
Preferred stock, par value $0.01 per share: 10,000,000 shares authorized; no shares issued 0 0
Common stock, par value $0.01 per share: 50,000,000 shares authorized; shares issued 26,501,742 265 265
Additional paid in capital 107,166 107,078
Accumulated deficit (36,953) (37,708)
Treasury stock at cost (416,303 shares) (3,099) (3,099)
Stock held by deferred compensation plan (112,542 shares) (809) (809)
Accumulated other comprehensive income (loss) (1,510) (2,828)
Total Shareholders' Equity 65,060 62,899
Total Liabilities and Shareholders' Equity $ 973,862 $ 961,665