Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities
Net income (loss)	$ (219)	$ 2,710
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Provision for loan losses	1,175	600
(Gain) loss on sale of other real estate owned	(229)	10
Write down of other real estate owned	1,442	130
Depreciation and amortization	1,626	1,516
Stock based compensation	237	290
Gain on sale of investment securities	(703)	(774)
Impairment charges on investment securities	0	31
Amortization of premiums on investment securities	613	269
Proceeds from sales of SBA loans originated for sale	39,519	35,358
SBA loans originated for sale	(42,704)	(32,185)
Gains on sales of SBA loans originated for sale	(3,863)	(3,337)
Increase in value of bank owned life insurance	(13)	(55)
Increase in accrued interest receivable and other assets	(2,129)	(249)
Increase (decrease) in accrued interest payable and other liabilities	723	(38)
Net cash provided by (used in) operating activities	(4,525)	4,276
Cash flows from investing activities
Purchase of investment securities available for sale	(50,054)	(60,910)
Proceeds from the sale of securities available for sale	7,946	22,590
Proceeds from maturity or call of securities available for sale	27,315	22,274
Proceeds from the maturity or call of securities held to maturity	0	74
Proceeds from redemption of FHLB stock	2,246	952
Net increase in loans	(34,595)	(37,845)
Net proceeds from sale of other real estate owned	1,994	334
Surrender proceeds on bank owned life insurance	10,503	0
Premises and equipment expenditures	(831)	(424)
Net cash used in investing activities	(35,476)	(52,955)
Cash flow from financing activities
Net (decrease) increase in demand, money market and savings deposits	(4,041)	339
Net decrease in time deposits	(39,657)	(84,757)
Net cash used in financing activities	(43,698)	(84,418)
Net decrease in cash and cash equivalents	(83,699)	(133,097)
Cash and cash equivalents, beginning of year	128,004	230,955
Cash and cash equivalents, end of period	44,305	97,858
Supplemental disclosures:
Interest paid	3,476	5,363
Income taxes paid	185	0
Non-cash transfers from loans to other real estate owned	$ 246	$ 1,307