Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 11,468	$ 9,097
Interest bearing deposits with banks	31,498	118,907
Federal funds sold	1,339	0
Cash and cash equivalents	44,305	128,004
Investment securities available for sale	199,722	189,259
Investment securities held to maturity, at amortized cost (fair value of $69 and $69, respectively)	69	67
Restricted stock, at cost	1,570	3,816
Loans held for sale	7,130	82
Loans receivable (net of allowance for loan losses of $8,704 and $9,542, respectively)	641,533	608,359
Premises and equipment, net	21,181	21,976
Other real estate owned, net	5,951	8,912
Accrued interest receivable	2,920	3,128
Bank owned life insurance	0	10,490
Other assets	18,487	14,565
Total Assets	942,868	988,658
Deposits
Demand - non-interest bearing	159,384	145,407
Demand - interest bearing	188,572	180,440
Money market and savings	413,970	440,120
Time deposits	83,577	123,234
Total Deposits	845,503	889,201
Accrued interest payable	309	301
Other liabilities	7,493	6,778
Subordinated debt	22,476	22,476
Total Liabilities	875,781	918,756
Shareholders' Equity
Preferred stock, par value $0.01 per share: 10,000,000 shares authorized; no shares issued	0	0
Common stock, par value $0.01 per share: 50,000,000 shares authorized; shares issued 26,501,742	265	265
Additional paid in capital	106,990	106,753
Accumulated deficit	(34,447)	(34,228)
Treasury stock at cost (416,303 shares)	(3,099)	(3,099)
Stock held by deferred compensation plan (112,542 shares)	(809)	(809)
Accumulated other comprehensive income (loss)	(1,813)	1,020
Total Shareholders' Equity	67,087	69,902
Total Liabilities and Shareholders' Equity	$ 942,868	$ 988,658