Consolidated Statements of Operations (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest Income
Interest and fees on taxable loans	$ 8,306	$ 8,675	$ 16,449	$ 17,434
Interest and fees on tax-exempt loans	81	0	149	0
Interest and dividends on taxable investment securities	1,122	1,435	2,118	2,977
Interest and dividends on tax-exempt investment securities	114	108	227	222
Interest on federal funds sold and other interest-earning assets	34	16	48	36
Total interest income	9,657	10,234	18,991	20,669
Interest expense:
Demand- interest bearing	168	125	266	207
Money market and savings	860	912	1,659	1,962
Time deposits	825	1,239	1,546	2,644
Other borrowings	278	447	574	936
Total interest expense	2,131	2,723	4,045	5,749
Net interest income	7,526	7,511	14,946	14,920
Provision for loan losses	1,500	10,750	5,050	16,250
Net interest income (loss) after provision for loan losses	6,026	(3,239)	9,896	(1,330)
Non-interest income:
Loan advisory and servicing fees	119	96	156	153
Gain on sale of SBA loans	1,657	0	2,354	0
Service fees on deposit accounts	201	251	370	533
Other-than-temporary impairment losses	(4)	355	(4)	(710)
Portion recognized in other comprehensive income (before taxes)	2	(578)	2	338
Net impairment loss on investment securities	(2)	(223)	(2)	(372)
Gain on sale of other real estate owned	0	46	0	246
Bank owned life insurance income	36	51	66	102
Other non-interest income	65	33	259	67
Total non-interest income	2,076	254	3,203	729
Non-interest expense:
Salaries and employee benefits	3,807	2,988	7,145	5,918
Occupancy	789	975	1,644	2,496
Depreciation and amortization	533	486	1,061	968
Legal	579	418	874	953
Other real estate owned	65	412	1,424	952
Advertising	85	30	190	95
Data processing	271	235	518	453
Insurance	220	373	437	535
Professional fees	454	379	888	890
Regulatory assessments and costs	560	562	1,043	1,073
Taxes, other	232	217	445	443
Other operating expenses	1,416	878	2,334	1,582
Total non-interest expense	9,011	7,953	18,003	16,358
Loss before benefit for income taxes	(909)	(10,938)	(4,904)	(16,959)
Benefit for income taxes	(429)	(3,883)	(1,916)	(6,042)
Net loss	$ (480)	$ (7,055)	$ (2,988)	$ (10,917)
Net loss per share:
Basic	$ (0.02)	$ (0.60)	$ (0.12)	$ (0.98)
Diluted	$ (0.02)	$ (0.60)	$ (0.12)	$ (0.98)