Consolidated Balance Sheets (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 10,164	$ 6,146
Interest bearing deposits with banks	12,011	29,620
Federal funds sold	1,457	99
Cash and cash equivalents	23,632	35,865
Investment securities available for sale, at fair value	162,222	143,439
Investment securities held to maturity, at amortized cost (fair value of $146 and $157, respectively)	139	147
Restricted stock, at cost	5,881	6,501
Loans held for sale	5,827	0
Loans receivable (net of allowance for loan losses of $15,108 and $11,444, respectively)	624,280	608,911
Premises and equipment, net	24,342	25,496
Other real estate owned, net	13,109	15,237
Accrued interest receivable	3,129	3,119
Bank owned life insurance	12,621	12,555
Other assets	25,710	24,827
Total Assets	900,892	876,097
Liabilities
Deposits: Demand - non-interest bearing	113,641	128,578
Deposits: Demand - interest bearing	97,149	66,283
Deposits: Money market and savings	321,971	329,742
Deposits: Time Deposits	250,341	233,127
Total Deposits	783,102	757,730
Accrued interest payable	1,431	953
Other liabilities	6,718	6,792
Subordinated debt	22,476	22,476
Total Liabilities	813,727	787,951
Shareholders' Equity
Preferred stock, par value $0.01 per share: 10,000,000 shares authorized; no shares issued as of June 30, 2011 and December 31, 2010	0	0
Common stock, par value $0.01 per share: 50,000,000 shares authorized; shares issued 26,501,742 as of June 30, 2011 and December 31, 2010	265	265
Additional paid in capital	106,192	106,024
Accumulated deficit	(16,128)	(13,140)
Treasury stock at cost (416,303 shares)	(3,099)	(3,099)
Stock held by deferred compensation plan	(809)	(809)
Accumulated other comprehensive income (loss)	744	(1,095)
Total Shareholders' Equity	87,165	88,146
Total Liabilities and Shareholders' Equity	$ 900,892	$ 876,097