Consolidated Statements of Income - USD ($) $ in Millions	3 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Financing revenues:
Operating lease	$ 1,900	$ 2,120
Retail	845	791
Dealer	86	88
Total financing revenues	2,831	2,999
Depreciation on operating leases	1,409	1,441
Interest expense	563	286
Net financing revenues	859	1,272
Voluntary protection contract revenues and insurance earned premiums	259	249
Investment and other (loss) income, net	(306)	156
Net financing revenues and other revenues	812	1,677
Expenses:
Provision for credit losses	78	(3)
Operating and administrative	406	384
Voluntary protection contract expenses and insurance losses	107	108
Total expenses	591	489
Income before income taxes	221	1,188
Provision for income taxes	51	267
Net income	$ 170	$ 921