Consolidated Statements of Income - USD ($) $ in Millions	12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2020
Financing revenues:
Operating lease	$ 8,337	$ 8,481	$ 8,775
Retail	3,254	2,905	2,558
Dealer	329	413	696
Total financing revenues	11,920	11,799	12,029
Depreciation on operating leases	5,846	5,932	6,820
Interest expense	1,401	2,302	2,834
Net financing revenues	4,673	3,565	2,375
Voluntary protection contract revenues and insurance earned premiums	1,015	956	933
Investment and other (loss) income, net	(26)	410	322
Net financing revenues and other revenues	5,662	4,931	3,630
Expenses:
Provision for credit losses	236	426	590
Operating and administrative	1,697	1,487	1,561
Voluntary protection contract expenses and insurance losses	405	369	455
Total expenses	2,338	2,282	2,606
Income before income taxes	3,324	2,649	1,024
Provision for income taxes	789	632	111
Net income	$ 2,535	$ 2,017	$ 913